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Moving to the US
Hi everyone
I need a bit of advice regarding a move to the USA, my boyfriend a US citizen has proposed and it's easier for us to live in the US rather than the UK as he already has established his career. I'm currently finishing a bachelors degree in sociology and hope to pursue my graduate degree whilst in the USA. So all I'm really worrying about is all of the looses ends I will have to tie up in the UK such as tax, paying back my student loan, shipping my posessions etc. If anyone has any advice I would be extremely grateful, I'm more or less clued up in terms of my fiance visa I just need help with the logistics of such a large move. Alicia |
Re: Moving to the US
Originally Posted by Alicia_ta
Hi everyone
I need a bit of advice regarding a move to the USA, my boyfriend a US citizen has proposed and it's easier for us to live in the US rather than the UK as he already has established his career. |
Re: Moving to the US
Originally Posted by Alicia_ta
Hi everyone
I need a bit of advice regarding a move to the USA, my boyfriend a US citizen has proposed and it's easier for us to live in the US rather than the UK as he already has established his career. I'm currently finishing a bachelors degree in sociology and hope to pursue my graduate degree whilst in the USA. So all I'm really worrying about is all of the looses ends I will have to tie up in the UK such as tax, paying back my student loan, shipping my posessions etc. If anyone has any advice I would be extremely grateful, I'm more or less clued up in terms of my fiance visa I just need help with the logistics of such a large move. Alicia |
Re: Moving to the US
What processes do I need to follow in order to organise this move.
How can I ship my stuff to the USA? Is it best to move everything at once or on a rolling basis? When in the USA how do I organise stuff such as social security number etc? Will my degree be recognised in the USA? Any general advice would be great. |
Re: Moving to the US
Originally Posted by Ray
And your questions are ????
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Re: Moving to the US
alicia, when do you propose to pay back your student loan?
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Re: Moving to the US
Read this first:
http://britishexpats.com/articles/us...rk-in-the-usa/ Once you know the route you plan to take to get to the US, that'll fill up your time. As for becoming a grad student, I wouldn't rush into that if I were you. You want to be paying as a (state) resident and not as a non-resident. You can do the search yourself on that for more information. |
Re: Moving to the US
Will my degree be recognised in the USA?
Any general advice would be great.[/QUOTE] For the degree make sure you have all your transcripts and even the module discriptions of each course...i got a first class primary ed BA which they are quering as supposedly i havent covered everything !! So they have asked for module discriptions which are a nightmare to get from the states. I havent paid my loan back yet as im 'travelling for a year' ! Good luck :) |
Re: Moving to the US
Welcome, my first piece of advice is to use the search button. All your questions ......... visa, shipping to the USA, SSN etc have all been answered numerous times.
Once you are done searching, come back and ask more specific questions. Hint: take a look in the US Marriage Based Visa's Board........... Good luck :) |
Re: Moving to the US
Originally Posted by TruBrit
morning ray...are you hunkered down coz seems like chris is on his way :(
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Re: Moving to the US
I've spoken to the Student Loans Company and I plan to part paying back my student loan as soon as I start working, even if it's only just a small amount every week I want to clear it as quickly as possible.
In terms of doing my grad degree I'd prefer to work for a while first perhaps two years before going to study in order to become accustomed to the way of life. I'm just unsure as to what I need to do here in the UK before I leave, I've practically paid off my credit card and overdraft debt so I don't have that to worry about. But will I need to close my bank accounts? Who do I need to tell I'm leaving? What would be a reasonable amount of money to bring with me to tide me over whilst I'm looking for work? |
Re: Moving to the US
Originally Posted by Alicia_ta
What processes do I need to follow in order to organise this move.
How can I ship my stuff to the USA? Is it best to move everything at once or on a rolling basis? When in the USA how do I organise stuff such as social security number etc? Will my degree be recognised in the USA? Any general advice would be great. Here are some answers to your questions. 1) You won't have to pay tax in the uk if you are resident in the usa, unless you leave behind a house or some sort of UK taxable income (large bank balances, if you rent your house out, etc). 2) Keep a UK bank account open and pay student loans co from it. They are happy for you to go abroad. There is a link on their website telling you what to do. 3) Keep in mind US uses different plugs and current from UK so it's not worthwhile to ship electrical goods. Someone else will have to recomend shipping arrangements as we came over with just suitcases. 4) Your SSN will be assigned to you as part of the Fiance Visa process. You should have a form to fill in to get one. They will mail it to your US address once you enter the country. 5) Most batchelor degrees are recognized. If in doubt, there are some services available to "translate" uk qualifications to US qualifications but these are geared more towards NVQ's etc. What part of the US are you moving to? |
Re: Moving to the US
Originally Posted by Alicia_ta
What processes do I need to follow in order to organise this move.
How can I ship my stuff to the USA?. Is it best to move everything at once or on a rolling basis?. When in the USA how do I organise stuff such as social security number etc? Will my degree be recognised in the USA? Use the US marriage section on this forum or www.visajourney.com is very good |
Re: Moving to the US
Have you ever been to where your Boy Friend lives or comes from? if not then please try to visit first for longer than just a few week's, dont rush in to marriage. Welcome to BE :)
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Re: Moving to the US
My boyfriend lives in New York and I go over with great regularity, I'm fortunate in so much as many members of my immediate family live within the city.
It may seem like I'm worrying over things that may seem unimportant such as shipping social security etc, but I just like to have everything organised within my head before embarking on such a large move. |
Re: Moving to the US
Welcome. I am sure most all of your questions have been addressed in this forum, or if not in the US Marriage forum. You seem to want to know how to do everything all at once. Don't be in such a hurry- depending on where you file for the K-1 you will have plenty of time to read up on the varous issues involved (and many you probably have not even thought of yet). Slow down, take a deep breath and start perusing the different forums here at BE....
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Re: Moving to the US
If I were you i'd keep the UKbank accounts and credit cards open. If your bank hasn't got online access, then I'd open a decent online account (we use first direct) BEFORE you leave, as you may have problems opening one once you're non-resident.
Tell the Inland revenue you're going (can't remember the form you need to return, but it'll be on their website) and then file for getting your savings interest paid gross (if you are earning any - I wasn't when I just graduated :o ) If you have shares held as paper, transfer them into either an online custodian account, or get the address transferred to a trusted UK address, some companies won't let you stay in their DRIPs if you have an overseas address (this is probably not strictly legit...worth checking with a professional) And if you hold any unit trusts, check out their rules for overseas residents.... Oh yes, and try to find a financial advisor/lawyer that can advise on the tax/legal impacts of wills, trusts etc on both sides of the pond. And if you find one, let us know please cos we can't!! Shipping - like someone said, depends on how much you have to move. Feed the cat, cancel the milk, and tell your mum where you're going! |
Re: Moving to the US
Originally Posted by Alicia_ta
But will I need to close my bank accounts? Who do I need to tell I'm leaving? What would be a reasonable amount of money to bring with me to tide me over whilst I'm looking for work?
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Re: Moving to the US
But cancel the milk .... and tell nobody ...
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Re: Moving to the US
Originally Posted by Yorkieabroad
If I were you i'd keep the UKbank accounts and credit cards open. If your bank hasn't got online access, then I'd open a decent online account (we use first direct) BEFORE you leave, as you may have problems opening one once you're non-resident.
Tell the Inland revenue you're going (can't remember the form you need to return, but it'll be on their website) and then file for getting your savings interest paid gross (if you are earning any - I wasn't when I just graduated :o ) If you have shares held as paper, transfer them into either an online custodian account, or get the address transferred to a trusted UK address, some companies won't let you stay in their DRIPs if you have an overseas address (this is probably not strictly legit...worth checking with a professional) And if you hold any unit trusts, check out their rules for overseas residents.... Oh yes, and try to find a financial advisor/lawyer that can advise on the tax/legal impacts of wills, trusts etc on both sides of the pond. And if you find one, let us know please cos we can't!! Shipping - like someone said, depends on how much you have to move. Feed the cat, cancel the milk, and tell your mum where you're going! I'm sure you are correct about the shares but we have never had a problem and all correspondence is mailed to the US. |
Re: Moving to the US
Originally Posted by AdobePinon
NEVER close your UK bank accounts. And don't give in to any demands that you switch to an offshore account.
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Re: Moving to the US
Originally Posted by Jerseygirl
I'm sure you are correct about the shares but we have never had a problem and all correspondence is mailed to the US.
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Re: Moving to the US
Originally Posted by Ray
You wait until you try to sell them ...
We are not planning to sell...but never say never. |
Re: Moving to the US
[QUOTE=Alicia_ta]My boyfriend lives in New York and I go over with great regularity, I'm fortunate in so much as many members of my immediate family live within the city.
Hey no wonder you are moving, im in manhattan and love it....dunno whether i would have come here tho if some of my immediate family were here too :p hahahahahahaa..good luck ! |
Re: Moving to the US
Originally Posted by Jerseygirl
I'm sure you are correct about the shares but we have never had a problem and all correspondence is mailed to the US.
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Re: Moving to the US
Originally Posted by Yorkieabroad
Yeah, some of them are OK, but Marks and Spencer and someone else (can't remember which - maybe Abbey National/Santander?) just wrote to me and told me that they'd cancelled my DRIP as under the terms of the scheme it wasn't available to non-residents. Others such as Shell, BP etc didn't cause a problem.
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Re: Moving to the US
Originally Posted by Ray
I will think about it the day before it arrives ....
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Re: Moving to the US
Originally Posted by Alicia_ta
What processes do I need to follow in order to organise this move.
How can I ship my stuff to the USA? Is it best to move everything at once or on a rolling basis? When in the USA how do I organise stuff such as social security number etc? Will my degree be recognised in the USA? Any general advice would be great. Gonna pretty much repeat what they said, but here's my experience in moving to NY a) Shipping stuff > I was looking into getting a shipping company but they cost WAYYYYY too much imo. I would sell all the big goods and take as much of the other stuff in the next few trips you have. Or gets friends/family to take it over if they come for the wedding :) b) SSN etc will be all part of your visa process. We got all the help we needed off http://www.visajourney.com/ c)Y es your degree will be recognised (at least mine is in NY for what i've applied for so far) shouldn't have a problem there. d) student loan. Call them up, tell them that you are going and then they ask you to send evidence and then they will will write to you again in a year. Like they all said, keep your UK account open and you can send money back when you start paying it again. www.xe.com is good for sending money back and forth. Best of luck! and and bring some suntan lotion it's dam hot in NY at the mo :) |
Re: Moving to the US
Originally Posted by AdobePinon
NEVER close your UK bank accounts. And don't give in to any demands that you switch to an offshore account.
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Re: Moving to the US
Originally Posted by andie&jase
Why must we never close our UK bank accounts? :confused:
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Re: Moving to the US
Originally Posted by Ray
Because it can be so useful for so many things ...
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Re: Moving to the US
Originally Posted by andie&jase
Why must we never close our UK bank accounts? :confused:
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Re: Moving to the US
Originally Posted by andie&jase
Like what?
Premium bonds buying goods in the Uk ... lots of odd little things |
Re: Moving to the US
Originally Posted by Alicia_ta
I've spoken to the Student Loans Company and I plan to part paying back my student loan as soon as I start working, even if it's only just a small amount every week I want to clear it as quickly as possible.
If you K1, get SSN before you get married, it's quicker. Shipping, if your paying, sell everything unless you've got quality furniture etc as it'll be more expensive and hassle to bother ship it...small things like books you could slow boat via royal mail and that's pretty cheap, takes 10 weeks or more though. |
Re: Moving to the US
Originally Posted by Ray
Dealing in stock and shares
Premium bonds buying goods in the Uk ... lots of odd little things i might just keep it open as a booze account for when i go back home to visit!! :beer: |
Re: Moving to the US
Originally Posted by andie&jase
hmmmm i see.....
i might just keep it open as a booze account for when i go back home to visit!! :beer: |
Re: Moving to the US
Originally Posted by Andy_LongIsland
Yeh least you won't get chraged a transaction fee everytime you use it :)
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Re: Moving to the US
Originally Posted by andie&jase
hmmmm i see.....
i might just keep it open as a booze account for when i go back home to visit!! :beer: |
Re: Moving to the US
Originally Posted by Jerseygirl
Keep a UK credit card too...inform them that you are living in the US and you want to keep the account open. Otherwise they will close it if the account is dormant. The whole amount is paid automatically from my UK bank account...that way I know I will avoid charges if the statement has been lost or delayed in the mail. I transfer money every 12 mths to my UK bank account...enough to cover insurance policies, NHS contributions, purchases when I'm in the UK etc.
So am I still covered by the NHS if I visit back home and need medical assistance? |
Re: Moving to the US
Originally Posted by andie&jase
this is making more and more sense with every post!
http://www.uncrate.com/men/images/inflatable-pub.jpg |
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