Thanks again for all the replies.

The salary is 120k regardless of which state but looking online it seems that will be more valuable in Indiana compared to Dallas due to the cost of living difference.
Unfortunately the only relocation package I get in terms of cash is 2k not sure that will cover anything!

They will provide a car and temp accomo for 4 weeks now but not anything longer than that.

They do not provide any home search support as I'm a new recruit they only offer that to internal transfers who seem to have a much better package.

They do provide medical insurance for me and my wife but the max package is about $700 a month is that about right?

No repatriation package

Poor (understated) offer. Are you *that* desperate to leave the UK? If so, go for it, do not ask for further forum opinion.

Ouch, that's not good at all. $2k is crazy low, make sure you have good savings behind you if you do decide to make the move. And make sure that $2k is going to be grossed up, if you lose tax on that as well it isn't likely to even cover the flights!

When I am faced with the prospect of having to live in a large city the first thing I look at is how far can I live from the city in a small town and still have a reasonable commute. A trip to Indianapolis to scout out the area would be a good idea before making any decisions.

I would recommend calling a realtor in the general area you are looking at. You can find an office online with photos of their agents and pick one to contact. While not looking to buy a property they have a lot of knowledge about the community in general and could point you in right direction for rentals. They know the good neighborhoods to look at. Most are women and talking is their strong suit and generally you will find a willingness to help with local area information. Being British will get ypu extra attention and help. I would text the agent of choice and explain your situation and that you will be calling in near future.

When I moved from the UK to California some years ago husband and I asked ourselves these questions:

How does the salary being offered offered stack up against what I currently earn ? (bearing in mind the spouse might or might not get a job; paying for medical insurance , taxes etc)
Do we want to live in California? (in your case Indiana)
How does living in an apartment/renting for maybe a year or two stack up against living in our current house?
How do we finance flights, set up costs and moving costs?
What is the visa being offered and what are its implications as to how long one can reside in the US?
What happens if job fails and one has to return to the UK?

Plenty of sites for salary comparisons and for rentals in Greenwood:

https://www.paritydeals.com/ppp-calc...y=indianapolis

https://www.apartments.com/greenwood-in/

They do provide medical insurance for me and my wife but the max package is about $700 a month is that about right?

What does the above mean? The usual deal is that the employer pays some of the monthly premiums and the employer pays the rest.

In addition to monthly premiums there are usually deductibles (the amount the employees has to pay before the plan kicks in) and co pays (a payment when getting any medical treatment). The employee pays a premium for himself and also for spouse/children.

This is what the contract says
The Premium plan covers 80% of healthcare costs that are “within network” and 60% of costs that are “out of network”. Deductibles and co-pays are features for all UHC plans
the applicable premiums will be deducted on a pre-tax basis from the salary payment.

The cost for the premium plan was 770 not 700 a month. Does the above terms sound about right and can anyone simplify that into terms that are understandable

The 2k is net but yes still low. They do pay for our flights separate but unfortunately not much movement on the 2k the only way that could have gone higher was if i already worked for them and it was an internal company move

If you live outside the city within 20 to 45 minute commute , 120k is a decent salary in Indiana.

The medical premium you mention seems high for the employee portion, and when you add in the deductible and co-pays, seems you could easily be out 10,000 per year even without major medical issues. A company I know which is a solid company for a couple employee premiums of 300 per month, with a 3,000 deductible, and maximum "out of pocket" ( co-pays + deductible) of 12,000 IF employee uses "in network" medical providers.

What does it mean by deductibles and co-pays? I did think the premium was high but as my salary is in the 120-150 bracket albeit it i just make it im in the higher premium section.
Should i ask if there is a maximum out of pocket as i haven't seen that in the contract or docs sent to me

The deductible is the amount you pay each year before the insurance begins to pay ie the "excess" in UK language.

Co-pay is the part you pay on each visit/treatment after the deductible has been met.

The maximum out-of-pocket is the total sum you would pay in any year. Once you have met that figure your insurance will meet 100% of the costs. You should definitely ask what this figure is. Don't underestimate the importance of it. I suddenly needed radiation treatment and the cost was $1,000 a day for 180 days so my out-of-pocket quickly applied.

The $770 seems about right for an individual, so if it covers both of you that's a decent deal. The insurance company will have a list of doctors that are "within network" where they give you the better rate. Doctors who are not on their list are "out of network" and thus you have to pay more. A co-pay is the basic amount you will pay each time you visit a doctor; on my UHC plan it is $45 per visit.

Important to ask what network the health insurance is (Aetna, BCBS, Cigna) and to make an assessment of its coverage in your proposed living area - especially if you have any health needs over above the routine.

He said it was UHC.