Medical Insurance in the US
Nov 29th 2004, 8:05 pm
#1
Just Joined
Thread Starter
Joined: Oct 2004
Posts: 14
Medical Insurance in the US
We are moving to the States in March 2005, and we are at a loss on what to do about the Medical Inurance aspect of it all. We are a US and UK citizen who both reside in Liverpool at the moment. We are looking for short term coverage, 3-6 months preferably. We will be moving to New York state. Unfortunately, in our research we have found very few (if any) companies offer short term coverage in New York state. If anyone has any links or numbers to any useful sites or companies any help will be appreciated.
As for travel insurance...
We have found out that most travel insurance company policies will not cover one way flights. As stated before we are UK-US citizens looking for coverage on a one way flight to the states. Some companies we have bene told will cover you for the flight only, because once you pass through passport control the policy becomes invalid. If anyone knows of any companies/websites that cover one way travel please let us know!!
Thanks for all your help!!
As for travel insurance...
We have found out that most travel insurance company policies will not cover one way flights. As stated before we are UK-US citizens looking for coverage on a one way flight to the states. Some companies we have bene told will cover you for the flight only, because once you pass through passport control the policy becomes invalid. If anyone knows of any companies/websites that cover one way travel please let us know!!
Thanks for all your help!!
Nov 29th 2004, 8:09 pm
#2
Not living a 9 to 5 life
Joined: Jun 2002
Location: North Carolina
Posts: 11,061
Re: Medical Insurance in the US
Originally Posted by AmeriBrit
We are moving to the States in March 2005, and we are at a loss on what to do about the Medical Inurance aspect of it all. We are a US and UK citizen who both reside in Liverpool at the moment. We are looking for short term coverage, 3-6 months preferably. We will be moving to New York state. Unfortunately, in our research we have found very few (if any) companies offer short term coverage in New York state. If anyone has any links or numbers to any useful sites or companies any help will be appreciated.
As for travel insurance...
We have found out that most travel insurance company policies will not cover one way flights. As stated before we are UK-US citizens looking for coverage on a one way flight to the states. Some companies we have bene told will cover you for the flight only, because once you pass through passport control the policy becomes invalid. If anyone knows of any companies/websites that cover one way travel please let us know!!
Thanks for all your help!!
As for travel insurance...
We have found out that most travel insurance company policies will not cover one way flights. As stated before we are UK-US citizens looking for coverage on a one way flight to the states. Some companies we have bene told will cover you for the flight only, because once you pass through passport control the policy becomes invalid. If anyone knows of any companies/websites that cover one way travel please let us know!!
Thanks for all your help!!
NC Penguin
Nov 29th 2004, 8:36 pm
#3
Just Joined
Joined: Apr 2004
Location: New York
Posts: 26
Re: Medical Insurance in the US
I've been through something similar. Best of luck
My wife and I managed to get BlueShield temporary cover (hospital emergency only) - while waiting to become qualified for better coverage through our employers. (I won't bore you with the details of why this was delayed as it is not relevant)
The process was painful. If you can find anyone other the Blue Shield do so. Or star the application process early...However, I think it was about $130 a month per person - so that wasn't even cheap Without Social Security numbers or credit history you don't exist..
My wife and I managed to get BlueShield temporary cover (hospital emergency only) - while waiting to become qualified for better coverage through our employers. (I won't bore you with the details of why this was delayed as it is not relevant)
The process was painful. If you can find anyone other the Blue Shield do so. Or star the application process early...However, I think it was about $130 a month per person - so that wasn't even cheap Without Social Security numbers or credit history you don't exist..
Nov 29th 2004, 8:42 pm
#4
Just Joined
Thread Starter
Joined: Oct 2004
Posts: 14
Re: Medical Insurance in the US
Originally Posted by NC Penguin
I'm pretty sure this question was asked and answered as recently as the last four weeks on this very forum. Please do a search in the USA forum for answers.
NC Penguin
NC Penguin
Unfortunately unlike certain members we have a life outside of the forum. Therefore, i do not read every single post, every single day. So, in future if you have nothing constructive to add or say, how about you keep those comments to yourself.....thanks
Nov 29th 2004, 8:49 pm
#5
Powder Maggot
Joined: Nov 2004
Location: Nuevo Mexico
Posts: 4,452
Re: Medical Insurance in the US
Originally Posted by AmeriBrit
Sorry NC Penguin,
Unfortunately unlike certain members we have a life outside of the forum. Therefore, i do not read every single post, every single day. So, in future if you have nothing constructive to add or say, how about you keep those comments to yourself.....thanks
Unfortunately unlike certain members we have a life outside of the forum. Therefore, i do not read every single post, every single day. So, in future if you have nothing constructive to add or say, how about you keep those comments to yourself.....thanks
Nov 29th 2004, 8:50 pm
#6
BE Site Lead
Joined: Aug 2004
Location: MA, USA
Posts: 92,170
Re: Medical Insurance in the US
Emergency medical and one way travel, I used these people when I came over, and they covered me for a few months until the missus started her work...
www.worldwideinsure.com they were good, and easy to extend cover, but double check what is covered as you might need to get extra cover for certain valuables...
www.worldwideinsure.com they were good, and easy to extend cover, but double check what is covered as you might need to get extra cover for certain valuables...
Nov 29th 2004, 9:18 pm
#7
Not living a 9 to 5 life
Joined: Jun 2002
Location: North Carolina
Posts: 11,061
Re: Medical Insurance in the US
Originally Posted by AmeriBrit
Sorry NC Penguin,
Unfortunately unlike certain members we have a life outside of the forum. Therefore, i do not read every single post, every single day. So, in future if you have nothing constructive to add or say, how about you keep those comments to yourself.....thanks
Unfortunately unlike certain members we have a life outside of the forum. Therefore, i do not read every single post, every single day. So, in future if you have nothing constructive to add or say, how about you keep those comments to yourself.....thanks
Actually I have a few more for you. I see you are "newbie". There are members here who make time in their lives to help/assist others. You, on the other hand only appear to ask for help, not give any...
So, kiss my flippers!
NC Penguin
NC Penguin
Last edited by NC Penguin; Nov 29th 2004 at 9:24 pm.
Nov 29th 2004, 9:23 pm
#8
Just Joined
Thread Starter
Joined: Oct 2004
Posts: 14
Re: Medical Insurance in the US
Originally Posted by NC Penguin
I have two words for you: "lazy git"!
NC Penguin
NC Penguin
...true story
Nov 29th 2004, 9:30 pm
#9
Just Joined
Thread Starter
Joined: Oct 2004
Posts: 14
Re: Medical Insurance in the US
Originally Posted by NC Penguin
I have two words for you: "lazy git"!
Actually I have a few more for you. I see you are "newbie". There are members here who make time in their lives to help/assist others. You, on the other hand only appear to ask for help, not give any...
So, kiss my flippers!
NC Penguin
NC Penguin
Actually I have a few more for you. I see you are "newbie". There are members here who make time in their lives to help/assist others. You, on the other hand only appear to ask for help, not give any...
So, kiss my flippers!
NC Penguin
NC Penguin
Nov 29th 2004, 9:33 pm
#10
BE Forum Addict
Joined: Oct 2004
Location: The Big Apple
Posts: 1,834
Re: Medical Insurance in the US
What about an annual travel policy from the UK and blag it for the first few months? Probably totally unethical and illegal
Nov 29th 2004, 9:38 pm
#11
Just Joined
Thread Starter
Joined: Oct 2004
Posts: 14
Re: Medical Insurance in the US
Originally Posted by Big D
What about an annual travel policy from the UK and blag it for the first few months? Probably totally unethical and illegal
Last edited by NC Penguin; Nov 29th 2004 at 10:35 pm. Reason: Make the post legible!
Nov 29th 2004, 9:59 pm
#12
Guest
Posts: n/a
Re: Medical Insurance in the US
Originally Posted by AmeriBrit
oooooooo....take it easy pal. Here are your toys, get back in yer pram. You need to ask questions to gain the knowledge in order to answer them.
Nov 29th 2004, 10:41 pm
#13
BE Site Lead
Joined: Aug 2004
Location: MA, USA
Posts: 92,170
Re: Medical Insurance in the US
Originally Posted by Big D
What about an annual travel policy from the UK and blag it for the first few months? Probably totally unethical and illegal
Nov 29th 2004, 10:41 pm
#14
BE Site Lead
Joined: Aug 2004
Location: MA, USA
Posts: 92,170
Re: Medical Insurance in the US
Originally Posted by Patent Attorney
Troll
Nov 30th 2004, 12:52 am
#15
BE Enthusiast
Joined: Feb 2004
Location: Hinsdale, IL
Posts: 469
Re: Medical Insurance in the US
Originally Posted by AmeriBrit
We are moving to the States in March 2005, and we are at a loss on what to do about the Medical Inurance aspect of it all. We are a US and UK citizen who both reside in Liverpool at the moment. We are looking for short term coverage, 3-6 months preferably. We will be moving to New York state. Unfortunately, in our research we have found very few (if any) companies offer short term coverage in New York state. If anyone has any links or numbers to any useful sites or companies any help will be appreciated.
As for travel insurance...
We have found out that most travel insurance company policies will not cover one way flights. As stated before we are UK-US citizens looking for coverage on a one way flight to the states. Some companies we have bene told will cover you for the flight only, because once you pass through passport control the policy becomes invalid. If anyone knows of any companies/websites that cover one way travel please let us know!!
Thanks for all your help!!
As for travel insurance...
We have found out that most travel insurance company policies will not cover one way flights. As stated before we are UK-US citizens looking for coverage on a one way flight to the states. Some companies we have bene told will cover you for the flight only, because once you pass through passport control the policy becomes invalid. If anyone knows of any companies/websites that cover one way travel please let us know!!
Thanks for all your help!!
Try: www.ehealthinsurance.com
Go for a temporary policy, it will cover hospital only though mostly. Someone mentioned $130 per month....for a temp policy, that is actually quite good!
Welcome to America!