Medical insurance - a different situation
#16
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Location: Land O Lakes, FL
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Re: Medical insurance - a different situation
Welcome!
I'm thinking that as the principle shareholder of the UK company you will have insight in to the strategic drivers for setting up a US operation - is $18K of annual medical insurance costs a big enough reason not to press ahead? You may be able to find a co-operative set up that operates a little more like the scheme my employer uses...
Good luck
Harry
I'm thinking that as the principle shareholder of the UK company you will have insight in to the strategic drivers for setting up a US operation - is $18K of annual medical insurance costs a big enough reason not to press ahead? You may be able to find a co-operative set up that operates a little more like the scheme my employer uses...
Good luck
Harry
#17
Re: Medical insurance - a different situation
CoL isn't all that different though, some things are less, some are more...it's not as cheap living here as Eastenders portrays.
#18
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Re: Medical insurance - a different situation
Never watched Eastenders but am expecting that overall things will be roughly similar in terms of the cost of living. The big difference on the negative side will be Healthcare and it looks like there will be several smaller differences on the plus side such as lower sales taxes (with the rise to 20% in the UK today), lower cost of fuel (motoring and heating) and generally lower tax rates. We're not coming out expecting to make money on the reduced cost of living. Sunshine will be pleasant though after this and last winter in Scotland where we've lived for the last 24 years.
#19
Re: Medical insurance - a different situation
Never watched Eastenders but am expecting that overall things will be roughly similar in terms of the cost of living. The big difference on the negative side will be Healthcare and it looks like there will be several smaller differences on the plus side such as lower sales taxes (with the rise to 20% in the UK today), lower cost of fuel (motoring and heating) and generally lower tax rates. We're not coming out expecting to make money on the reduced cost of living. Sunshine will be pleasant though after this and last winter in Scotland where we've lived for the last 24 years.
Petrol might cost less, but you're driving many more miles with no alternative here and the insurance tends to be much higher.
Sunshine gets old when you factor humidity crippling the ability to enjoy the warmth outside, or the insects, and the cost of AC can be stupidly huge....and heating, well houses don't tend to be as well insulated, so if you have to heat the place you tend to spend much more on heating here.
It's not all doom and gloom though, but you do get nickle and dimed far more over here without it being apparent on the surface and just something that needs to be considered.
#20
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Re: Medical insurance - a different situation
Thing is, you'd be surprised how the tax works out generally being much the same. Property tax tends to be much higher than council tax for instance, especially anywhere that has half decent schools.
Petrol might cost less, but you're driving many more miles with no alternative here and the insurance tends to be much higher.
Sunshine gets old when you factor humidity crippling the ability to enjoy the warmth outside, or the insects, and the cost of AC can be stupidly huge....and heating, well houses don't tend to be as well insulated, so if you have to heat the place you tend to spend much more on heating here.
It's not all doom and gloom though, but you do get nickle and dimed far more over here without it being apparent on the surface and just something that needs to be considered.
Petrol might cost less, but you're driving many more miles with no alternative here and the insurance tends to be much higher.
Sunshine gets old when you factor humidity crippling the ability to enjoy the warmth outside, or the insects, and the cost of AC can be stupidly huge....and heating, well houses don't tend to be as well insulated, so if you have to heat the place you tend to spend much more on heating here.
It's not all doom and gloom though, but you do get nickle and dimed far more over here without it being apparent on the surface and just something that needs to be considered.
#21
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Re: Medical insurance - a different situation
Sunshine gets old when you factor humidity crippling the ability to enjoy the warmth outside, or the insects, and the cost of AC can be stupidly huge....and heating, well houses don't tend to be as well insulated, so if you have to heat the place you tend to spend much more on heating here.
What you have to deal with are much more extreme weather conditions. You simply do not get 20 below in the UK.
I saw a bit about Condensation Boilers freezing up because they were installed with drip lines outside, not something anybody would do here.
#24
Re: Medical insurance - a different situation
Ahem. This was our local town 3 weeks ago...........http://www.buckinghamshireexaminer.c...4018-27857166/
Things then got even colder across various other places in the UK.
Things then got even colder across various other places in the UK.
#25
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Re: Medical insurance - a different situation
Ahem. This was our local town 3 weeks ago...........http://www.buckinghamshireexaminer.c...4018-27857166/
Things then got even colder across various other places in the UK.
Things then got even colder across various other places in the UK.
#26
Re: Medical insurance - a different situation
Ahem. This was our local town 3 weeks ago...........http://www.buckinghamshireexaminer.c...4018-27857166/
Things then got even colder across various other places in the UK.
Things then got even colder across various other places in the UK.
#27
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Re: Medical insurance - a different situation
I think they are probably better insulated, if less substantial in the construction techniques on average.
What you have to deal with are much more extreme weather conditions. You simply do not get 20 below in the UK.
I saw a bit about Condensation Boilers freezing up because they were installed with drip lines outside, not something anybody would do here.
What you have to deal with are much more extreme weather conditions. You simply do not get 20 below in the UK.
I saw a bit about Condensation Boilers freezing up because they were installed with drip lines outside, not something anybody would do here.
#28
Re: Medical insurance - a different situation
Ah ok! It's still been colder than the -20C I gave the link to in the UK recently though, that was just our local town. Temps elsewhere (particularly Scotland) have been colder.
Newsreaders keep comparing the UK temps to those in the North Pole and telling us how much colder we are - not quite sure how they think that helps!!
Newsreaders keep comparing the UK temps to those in the North Pole and telling us how much colder we are - not quite sure how they think that helps!!
Last edited by christmasoompa; Jan 4th 2011 at 8:58 pm.
#29
Re: Medical insurance - a different situation
I don't think most of us hate the US...we just compare it to what we are familiar with. I don't look in on the UK Yankee forum...but I have a feeling Americans probably look at it from the other end of the spectrum.
#30
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Posts: 2
Re: Medical insurance - a different situation
I just looked, when it gets down to -40, which it can with the wind chill, it does not matter whether it is C or F.