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Medical insurance

Old Jan 18th 2004, 9:51 pm
  #1  
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Default Medical insurance

Hi everyone,

I was just talking to my fiancee, and she seems to think that we'll get decent medicial insurance once I get a job. What i'm wondering is what to do in the interim?

Could I take out 6 months travel insurance here in the UK under the pretense of a extended holiday? Or are they wiser than that?

I'm just wondering whats the best way to go about it. My fiancee has a policy through her parents that covers her, but not me. So i'm on my own until I find a job. So whats the best way to go about getting medical insurance for say 6 months at a rate thats not going to kill me?

What have other expats done in my place?

Thanks as always,

James

Last edited by mcjimbo; Jan 18th 2004 at 9:57 pm.
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Old Jan 18th 2004, 10:01 pm
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Default Re: Medical insurance

Originally posted by mcjimbo
Hi everyone,

I was just talking to my fiancee, and she seems to think that we'll get decent medicial insurance once I get a job. What i'm wondering is what to do in the interim?

Could I take out 6 months travel insurance here in the UK under the pretense of a extended holiday? Or are they wiser than that?

I'm just wondering whats the best way to go about it. My fiancee has a policy through her parents that covers her, but not me. So i'm on my own until I find a job. So whats the best way to go about getting medical insurance for say 6 months at a rate thats not going to kill me?

Thanks as always,

James
Hi James,
We went to http://www.temporary-health-insurance.net/ and got 60 days of medical insurance until John was on my insurance at work.
Cindy
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Old Jan 18th 2004, 10:04 pm
  #3  
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Default Re: Medical insurance

Originally posted by mcjimbo
Hi everyone,

I was just talking to my fiancee, and she seems to think that we'll get decent medicial insurance once I get a job. What i'm wondering is what to do in the interim?

Could I take out 6 months travel insurance here in the UK under the pretense of a extended holiday? Or are they wiser than that?

I'm just wondering whats the best way to go about it. My fiancee has a policy through her parents that covers her, but not me. So i'm on my own until I find a job. So whats the best way to go about getting medical insurance for say 6 months at a rate thats not going to kill me?

What have other expats done in my place?

Thanks as always,



James
Also try :http://www.insurance-network.com/
Cindy
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Old Jan 19th 2004, 7:20 pm
  #4  
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Default Re: Medical insurance

In article <[email protected]>, mcjimbo
<[email protected]> writes
    >I was just talking to my fiancee, and she seems to think that we'll get
    >decent medicial insurance once I get a job. What i'm wondering is what
    >to do in the interim?
    >Could I take out 6 months travel insurance here in the UK under the
    >pretense of a extended holiday? Or are they wiser than that?

Utmost good faith (uberrima fides in Latin) applies to virtually all
insurance contracts entered into in the UK. So you must ask yourself
whether you would be happy with a piece of paper that could possibly be
of no value whatsoever at a time when you needed cover the most.


--
squire
Those are my principles. If you don't like them I have others. (Groucho)
 
Old Jan 22nd 2004, 6:01 am
  #5  
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Default Re: Medical insurance

wow
"squire" <squireb@[127.0.0.1]> wrote in message
news:[email protected]...
    > In article <[email protected]>, mcjimbo
    > <[email protected]> writes
    > >
    > >I was just talking to my fiancee, and she seems to think that we'll get
    > >decent medicial insurance once I get a job. What i'm wondering is what
    > >to do in the interim?
    > >
    > >Could I take out 6 months travel insurance here in the UK under the
    > >pretense of a extended holiday? Or are they wiser than that?
    > Utmost good faith (uberrima fides in Latin) applies to virtually all
    > insurance contracts entered into in the UK. So you must ask yourself
    > whether you would be happy with a piece of paper that could possibly be
    > of no value whatsoever at a time when you needed cover the most.
    > --
    > squire
    > Those are my principles. If you don't like them I have others. (Groucho)
 
Old Jan 22nd 2004, 7:58 am
  #6  
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Default Re: Medical insurance

Squire,

Your right its not worth it. I'll have to take out a private policy when I get there.

Cheers

James
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Old Jan 22nd 2004, 5:03 pm
  #7  
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Default Re: Medical insurance

Originally posted by mcjimbo
I'm just wondering whats the best way to go about it. My fiancee has a policy through her parents that covers her, but not me. So i'm on my own until I find a job.
James
Is she on the parent's policy, or did she get the policy in her own name through the COBRA provisions? If she is on a parent's policy, she may not be eligible to stay on it once she is married. In other words, you may be shopping for a husband and wife policy once you are married.
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Old Jan 22nd 2004, 5:07 pm
  #8  
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Default Re: Medical insurance

Originally posted by Pallyn
Is she on the parent's policy, or did she get the policy in her own name through the COBRA provisions? If she is on a parent's policy, she may not be eligible to stay on it once she is married. In other words, you may be shopping for a husband and wife policy once you are married.
Oh yeah. I remember my mother telling me this when I was still in college. As long as I was single, I was considered her dependent, and could remain on her policy. If I was to get married, I would immediately be terminated from her policy because I would be considered an adult, not my mother's dependent. You should tell her to look into this Jimbo.
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