Sally Redux

I like the dark eyes though

Ray

and the tache

Sally Redux

Noooooooooo! That's when they turn 30 and go downhill!

Ray

Nah ........

Sally Redux

That's horrible Lol

ChocolateBabz

Hello,

We are heading for Houston at the end of May - house sold on Friday - .

Hubby is transferring with his company and will now be employed by US branch of company. US have asked for a 'Certificate of Coverage' from the UK that means he wont have social Security and Medicare deducted from his US Salary as he will be covered by his 'home country' scheme.

This means that his UK employer will make employee NI contributions and he will still have to pay Class 1 NI contributions (full whack) back to UK - but will not be entitled to National Health Care.

We are now wondering if he would be better paying US Social Secutity and Medicare and Voluntary NI contributions to UK. Anyone in a similar situation with an opinion?

dunroving

I believe NHS is funded by UK taxes, not NI contributions, so it makes sense he should not be eligible for free UK healthcare. If he pays UK NI, he is contributing to his state pension.

You don't say what age you are or if you intend to retire in the US, but if not then you won't be eligible for US state-sponsored health care (Medicare).

If you pay US SS then you can always use the years of US SS payments for credit towards your UK state pension system (search for UK US Totalization agreement).

lapin_windstar

iirc (and check) if you're not a resident of the UK (or a visitor from one of those countries that have a reciprocal national healthcare arrangement with the UK), then you're not entitled to free (at point of use) NHS healthcare. In other words, if you live in the US, you can't fly back for a free kidney transplant.

But obviously if you move back to the UK, then you're entitled to NHS treatment.

ChocolateBabz

Phoned the Inland Revenue's Centre for Non Residents today (is it just me or is everone non-commital when they talk to you on the phone - they don't sound like even they believe what they are telling you).

Anyway in order not to pay US Social Security/Medicare hubby must pay full contributions to UK. Department for Work and Pensions has a leaflet (SA33) that details all the benefits you can/cannot and might be entitled to while you are abroad (again non-commital). Just seems naff that you pay full whack but don't seem to get the same benefits as a 'dosser' back here in UK.

Sorry! feeling a bit overwhelmed and fed up today .