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Holiday Insurance foe Elderly Relative

Holiday Insurance foe Elderly Relative

Old Mar 19th 2007, 7:24 am
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Default Holiday Insurance foe Elderly Relative

I have a UK pal living here who has an elderly relative who has had serious health issues in the past 5 years. How likely is it that they would be able to get travel insurance to visit them here? The relative in question is over 70 and has had strokes among other things.
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Old Mar 19th 2007, 12:27 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by CaliforniaBride View Post
I have a UK pal living here who has an elderly relative who has had serious health issues in the past 5 years. How likely is it that they would be able to get travel insurance to visit them here? The relative in question is over 70 and has had strokes among other things.
Medi-Cover seems to be honest, and covers pre-existing conditions. I don't know if they will mind her age.
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Old Mar 19th 2007, 3:16 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by CaliforniaBride View Post
I have a UK pal living here who has an elderly relative who has had serious health issues in the past 5 years. How likely is it that they would be able to get travel insurance to visit them here? The relative in question is over 70 and has had strokes among other things.
Is it even wise for them to take a non-stop flight for at least 7-8 hours?
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Old Mar 19th 2007, 4:01 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by CaliforniaBride View Post
I have a UK pal living here who has an elderly relative who has had serious health issues in the past 5 years. How likely is it that they would be able to get travel insurance to visit them here? The relative in question is over 70 and has had strokes among other things.
Let me get this straight: the elderly relative is resident in the Uk but wishes to visit the US?

SAGA is probably the best place to get advice on travel insurance.

http://www.saga.co.uk/
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Old Mar 19th 2007, 4:07 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by Celsius View Post
Is it even wise for them to take a non-stop flight for at least 7-8 hours?
Insurance will require a doctor's exam and a fit to fly before she can go.
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Old Mar 19th 2007, 4:08 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by Elvira View Post
Let me get this straight: the elderly relative is resident in the Uk but wishes to visit the US?

SAGA is probably the best place to get advice on travel insurance.

http://www.saga.co.uk/
Be VERY careful about pre-existing conditions, travel insurance is known to try to wiggle out of paying. Which is why I recommended Medi-cover, since this is their specialty.

I'm sure there are others too of course.
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Old Mar 19th 2007, 9:02 pm
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Default Re: Holiday Insurance foe Elderly Relative

Thanks guys. I'll look into your recommendaions.

(Just to clarify. The relative is UKC looking to visit US.)
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Old Mar 19th 2007, 9:04 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by Celsius View Post
Is it even wise for them to take a non-stop flight for at least 7-8 hours?
11 hours non stop. But she figures if she's gonna croak she might as well do it living life rather than sitting at home in her slippers and easy chair.
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Old Mar 19th 2007, 9:11 pm
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Default Re: Holiday Insurance foe Elderly Relative

I had this problem with my FIL...he was in his 70's and had had a heart attack 9 mths prior. In-laws tried and couldn't get travel insurance for him...I called a travel agent in the UK (sorry I can't remember the name)...who said they could sort out the insurance if I bought the tickets through them. I gave them the price of the air ticket that I had already been given...they matched it and got him insurance too.
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Old Mar 19th 2007, 10:25 pm
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Default Re: Holiday Insurance foe Elderly Relative

Don't want this happening :

http://www.timesonline.co.uk/tol/new...cle1530572.ece
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Old Mar 19th 2007, 11:47 pm
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Default Re: Holiday Insurance foe Elderly Relative

When my 82 year old Nan travelled over here 4 years ago she used Help The Aged for her insurance. She had a pre-existing heart condition and was being tested for suspected throat cancer. Sadly she died 7 weeks after her visit from an aggressive form of oesophagal cancer.
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Old Mar 19th 2007, 11:51 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by TouristTrap View Post
Did you read my previous post?
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Old Mar 20th 2007, 6:47 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by CaliforniaBride View Post
I have a UK pal living here who has an elderly relative who has had serious health issues in the past 5 years. How likely is it that they would be able to get travel insurance to visit them here? The relative in question is over 70 and has had strokes among other things.
My Dad who is 82 uses Ketteridge Travel Insurance. He has 7 pre-existing medical problems (not covered) and his last trip to the States in January cost him £96 for 31 days cover. He did a lot of phoning around before taking cover out and this was by far his best quote for years.
Hope this helps.
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Old Mar 20th 2007, 7:02 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by linda and nick View Post
My Dad who is 82 uses Ketteridge Travel Insurance. He has 7 pre-existing medical problems (not covered) and his last trip to the States in January cost him £96 for 31 days cover. He did a lot of phoning around before taking cover out and this was by far his best quote for years.
Hope this helps.
But if they aren't covering the pre-existing conditions, they won't pay if he has a problem remotely related in the US. Or did I misunderstand?
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Old Mar 20th 2007, 7:18 pm
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Default Re: Holiday Insurance foe Elderly Relative

Originally Posted by Tracym View Post
But if they aren't covering the pre-existing conditions, they won't pay if he has a problem remotely related in the US. Or did I misunderstand?
That's the way I read it.
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