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First brush with US healthcare system

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First brush with US healthcare system

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Old Apr 17th 2007, 9:46 am
  #196  
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Default Re: First brush with US healthcare system

Originally Posted by Tracym
I simply said - socialized medicine is the definition all over the place for government run universal health care. So I don't see the problem with the word - it appears to simply be the truth.

And if Americans don't like it, that's up to them. And if the majority wants socialized medicine, they'll get it.
I've never heard the term personally. Are the definitions coming from American dictionaries? Might be a common term used here, I've just never come across it before. Nationalised, yes, but not called socialised.

And yes, I do think it brings to mind socialism. I've said it before on this board, many many Americans have said to me "well you're used to a socialist healtcare system, aren't you?". I wonder if that's where they got the socialist aspect of it, from the term "socialized medicine". I hadn't thought about that until I heard that term today.
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Old Apr 17th 2007, 9:48 am
  #197  
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Default Re: First brush with US healthcare system

Originally Posted by fatbrit
The term began as a somewhat pejorative phrase first popularized in 1920s and 1930s United States politics by conservative opponents of publicly operated health care, proposed during the administration of US President Franklin Roosevelt and later championed by US Senator Spessard Holland of Florida, Sen. Estes Kefauver of Tennessee and many more. Organizations that generally oppose expansion of government services still tend to use the phrase in that way.
Source: http://en.wikipedia.org/wiki/Socialized_medicine

i.e. if you use that phrase, you are opposing it. Which is fine if you want to. But don't, please, pretend that it's a neutral term.
thanks, I should have read that before posting my last comment. Now I get it
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Old Apr 17th 2007, 9:51 am
  #198  
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Default Re: First brush with US healthcare system

Originally Posted by Bob
It's not taking offence as much, just the bad connotations associated with it in the US...if your liberal your a pinko commie, if you want socialised health care, your a socialist pinko commie scum etc.
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Old Apr 17th 2007, 10:07 am
  #199  
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Default Re: First brush with US healthcare system

Originally Posted by Boiler
Probably coming back full circle, the NHS has many many problems. It only looks good when you compare it to the US system.

One oddity, assuming I have it right, if your Employer pays for your heath insurance, no tax, if you pay for it, no deduction.

So in general the rich get a tax deduction and the poor do not.
That's right, unless you are self employed and can write off your premiums if it's worth itemizing. If employed and paying your premiums, you cannot until you reach the 7.5% threshold. I learned that the hard way this year after we incorporated our business. Had the write off last year, but not this because my company employees me.
Conversely, when it comes to other tax things, I am classed as "self employed" because I own the company & it's an S-corp & thus pay income tax on any profits the company makes.

Last edited by danfan; Apr 17th 2007 at 10:20 am.
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Old Apr 17th 2007, 2:12 pm
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Default Re: First brush with US healthcare system

Originally Posted by danfan
Don't know if this has been covered yet because I haven't read the whole thread. You can always negotiate a discount too if you have no insurance and if you can pay the bills in full within 30 days of them arriving.

I wish I'd known that once when we had a $3k bill but the next time we got a big bill, I heard my husband on the phone asking for a discount. Yup, got 40% off that one. Next few that came in (he had a broken hand so lots of bills kept coming) I'd call for each one and get 30- 50% off each bill.
When a final bill came in for over a grand, I called up & said I can pay $400 now and mark me off as fully paid, or I can pay $50 a month for the next x months. They took the $400 and sent me a zero balance statement with the "courtesy deduction".
Thats because what they charge jo soap is twice or more the agreed rates with the Insurance companies.

You were just being charged the normal rate.
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Old Apr 19th 2007, 10:16 am
  #201  
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Default Re: First brush with US healthcare system

Originally Posted by Boiler
Thats because what they charge jo soap is twice or more the agreed rates with the Insurance companies.

You were just being charged the normal rate.
yup, I do recall ranting about that to my husband. How many people just pay the bill though? Or pay in a few installments and lose the discount? I did when we had a $3k bill once before, paid it not even thinking we could negotiate.
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Old Apr 19th 2007, 10:47 am
  #202  
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Default Re: First brush with US healthcare system

My doctor friend had an interesting comment at lunch today. She said in medical school they were told the ideal health care system should be 3 things:

1. Good
2. Fast
3. Available to all

And most or all systems get 2 out of 3 of those.

edit: wasn't really counting or addressing third world countries without any of the 3.
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Old Apr 19th 2007, 10:58 am
  #203  
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Default Re: First brush with US healthcare system

Originally Posted by Tracym
My doctor friend had an interesting comment at lunch today. She said in medical school they were told the ideal health care system should be 3 things:

1. Good
2. Fast
3. Available to all

And most or all systems get 2 out of 3 of those.

edit: wasn't really counting or addressing third world countries without any of the 3.
Why exclude Thirld World Countries, my personal experience suggests they hit 1 and 2 and from my perspective 3 as well as it was very cheap.

Not so good if you can not afford it. Just like the US.
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Old Apr 19th 2007, 11:00 am
  #204  
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Default Re: First brush with US healthcare system

Originally Posted by Boiler
Why exclude Thirld World Countries, my personal experience suggests they hit 1 and 2 and from my perspective 3 as well as it was very cheap.

Not so good if you can not afford it. Just like the US.
Oh they very well could. I just meant, maybe there's some systems out there that don't do any of it, I wouldn't know which ones and that wasn't my point.

Actually, lol, it wasn't MY point anyway, my friend the doc told me, and I just found it interesting.
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Old Apr 20th 2007, 12:29 am
  #205  
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Default Re: First brush with US healthcare system

Originally Posted by Boiler
Why exclude Thirld World Countries, my personal experience suggests they hit 1 and 2 and from my perspective 3 as well as it was very cheap.

Not so good if you can not afford it. Just like the US.
If you go private. Most third world countries do provide free healthcare to everyone, but often it is not up to standard. But most of them have private healthcare that is both good and fast, and in dollar terms, inexpensive. India, Panama, etc.
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Old Apr 20th 2007, 1:18 am
  #206  
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Default Re: First brush with US healthcare system

Originally Posted by TouristTrap
If you go private. Most third world countries do provide free healthcare to everyone, but often it is not up to standard. But most of them have private healthcare that is both good and fast, and in dollar terms, inexpensive. India, Panama, etc.
I think that's what my friend was referring to - trying to find the "perfect" all three in one system.
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