Not quite sure if i should report my GBP Wise account on the FBAR. Bank address is shown as Wise US Inc, 30 W 26th St, New York, NY, USA but i have a UK account number and sort code. What do others do?
Thanks

I report it. I figured there is no downside to reporting it, but potential for problems if I don’t and the US considers it a foreign account. I also get interest on mine, in GBP, so that ended up on my US tax return. Also for me, in the wise app for the GBP account, it shows the bank address as Wise Payments Limited, 1st Floor, Worship Square, 65 Clifton Street, London, EC2A 4JE, United Kingdom

Exactly the same for me. I report it and use the same UK address.

I'm just filling mine out now and reporting the Wise amounts

Ok, that all makes sense. Thanks for the help!

And technically it's not a bank. It is regulated differently and is classified as a 'Money Service Business'. So on FBAR, I select 'Other' as the account type.

I do 2 entries on the FBAR. One for the bank account which as it has a sort code is listed as a bank. The other for the currency exchange account, they have different account numbers, which is listed as "other".