Emigrating to the USA soon
#31
DE-UK-NZ-IE-US... the TYP
Joined: Mar 2010
Posts: 2,855
Re: Emigrating to the USA soon
I was not so lucky to do it online, it was a grotty place on 23rd street I think.
I recall some other advanced course I took online to lower my insurance, you had to keep clicking so you had to be on the computer…
The best bit of moving out here car wise was the massive drop in the cost of insurance, we have 500/500/250 fully comp with all the extras for 2 new/newish cars and have 1 accident free now and pay around $80 a month for the wife and $90 a month for me.
#32
Re: Emigrating to the USA soon
Wow - $90/mo = $1,080 / year. While not exorbitant, I wouldn't call that cheap either. Was your insurance much higher in UK?
My latest quotes for similar coverages was about $800/year in Arizona (Phoenix Metro) and $1,800/year in SF Bay Area. I'm over 60 so this strikes me as high!
My latest quotes for similar coverages was about $800/year in Arizona (Phoenix Metro) and $1,800/year in SF Bay Area. I'm over 60 so this strikes me as high!
#33
DE-UK-NZ-IE-US... the TYP
Joined: Mar 2010
Posts: 2,855
Re: Emigrating to the USA soon
Wow - $90/mo = $1,080 / year. While not exorbitant, I wouldn't call that cheap either. Was your insurance much higher in UK?
My latest quotes for similar coverages was about $800/year in Arizona (Phoenix Metro) and $1,800/year in SF Bay Area. I'm over 60 so this strikes me as high!
My latest quotes for similar coverages was about $800/year in Arizona (Phoenix Metro) and $1,800/year in SF Bay Area. I'm over 60 so this strikes me as high!
Last edited by tht; May 11th 2021 at 6:57 pm.
#34
Re: Emigrating to the USA soon
This is tristate still, what level of coverage do you have, and what value of car, these are only $35k SUV’s, nothing flash, but not a $1000 beater either. You can’t compare apples and oranges. I did not need a car in the UK I lived in London after University, just used rentals and zip cars when needed, and only did my license when I was moving to NZ and needed a car.
The above is for Arizona (Phoenix Metro); SF Bay Area was more than double ($1,800). Since I have a residence in both locations, I'm choosing to insure at my AZ address BUT - this is causing complications because I bought and registered the vehicle in CA. In order to register a vehicle in CA, you must provide proof of insurance, and at first, they didn't recognize my AZ insurance policy (their automated system balked). But I went through a 'verification' process, and submitted my AZ policy, and for now they are accepting it but my agent said it's probably going to bite me soon. If that happens, I will re-register in AZ. That will cost me about $500 in registration fees, and also will cost a 'sales tax' fee; AZ does, however, allow you to offset sales tax paid in another state so I think that will end up being a wash.
Last edited by Steerpike; May 11th 2021 at 7:23 pm.
#35
DE-UK-NZ-IE-US... the TYP
Joined: Mar 2010
Posts: 2,855
Re: Emigrating to the USA soon
40k car - boring hybrid SUV.
The above is for Arizona (Phoenix Metro); SF Bay Area was more than double ($1,800). Since I have a residence in both locations, I'm choosing to insure at my AZ address BUT - this is causing complications because I bought and registered the vehicle in CA. In order to register a vehicle in CA, you must provide proof of insurance, and at first, they didn't recognize my AZ insurance policy (their automated system balked). But I went through a 'verification' process, and submitted my AZ policy, and for now they are accepting it but my agent said it's probably going to bite me soon. If that happens, I will re-register in AZ. That will cost me about $500 in registration fees, and also will cost a 'sales tax' fee; AZ does, however, allow you to offset sales tax paid in another state so I think that will end up being a wash.
The above is for Arizona (Phoenix Metro); SF Bay Area was more than double ($1,800). Since I have a residence in both locations, I'm choosing to insure at my AZ address BUT - this is causing complications because I bought and registered the vehicle in CA. In order to register a vehicle in CA, you must provide proof of insurance, and at first, they didn't recognize my AZ insurance policy (their automated system balked). But I went through a 'verification' process, and submitted my AZ policy, and for now they are accepting it but my agent said it's probably going to bite me soon. If that happens, I will re-register in AZ. That will cost me about $500 in registration fees, and also will cost a 'sales tax' fee; AZ does, however, allow you to offset sales tax paid in another state so I think that will end up being a wash.
maybe things like the snow in winter add to accidents and claims and hence premiums, can’t say I have looked at underwriting data.
Last edited by tht; May 11th 2021 at 7:28 pm.
#36
BE Enthusiast
Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Emigrating to the USA soon
I once had a car insurance premium of GBP 156 for the year and used Quidco to get GBP 120 in cashback. Those were the days. $164 per month for two cars in Georgia, was nearly x3 when I first arrived.
#38
Forum Regular
Joined: Nov 2019
Posts: 226
Re: Emigrating to the USA soon
Here’s the test requirements for WA driver tests:
https://www.dol.wa.gov/driverslicense/drivingtest.html
I can confirm I had to do all of them, plus a few roundabouts and reversing round a corner.
https://www.dol.wa.gov/driverslicense/drivingtest.html
I can confirm I had to do all of them, plus a few roundabouts and reversing round a corner.