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jmood Feb 12th 2014 10:35 am

Re: Elderly Parent
 

Originally Posted by Michael (Post 11127122)
T
Maybe that was the way the law was originally interpreted prior to the supreme court ruling but now US citizens that should be eligible for free Medicaid in states that opted out can't get free Medicaid or ACA subsidies, that condition for new LPRs may have been removed from the entitlement.

Is there a list of those states somewhere?
I am interested in NY and NJ. Thanks.

jmood Feb 12th 2014 10:37 am

Re: Elderly Parent
 

Originally Posted by Michael (Post 11127194)
The Medicare model (single payer system) would have been impossible since there are conservatives in the democratic party and they needed all 60 democrats in the senate to pass the bill. In fact Evan Bayh (D-IN) mounted a campaign to get support from other democrats to kill health care reform. Evan Bayh's wife is on the board of directors for Wellpoint (the largest managed care Blue Cross/Blue Shield organization) with a salary of over $15 million while Evan was in the senate but was just a small time lawyer until Evan was elected to the senate.

Therefore health care reform had to be done the hard way.

Isn't there a law banning senators being involved in issues where they have a close family conflict of interest?

Bob Feb 12th 2014 10:41 am

Re: Elderly Parent
 

Originally Posted by jmood (Post 11127259)
Isn't there a law banning senators being involved in issues where they have a close family conflict of interest?

:lol:

There's also a law about drink drive limits and drug taking...which doesn't seem to stop them.

jmood Feb 12th 2014 10:48 am

Re: Elderly Parent
 
I was asking seriously.
Am I an idiot?

Pulaski Feb 12th 2014 10:56 am

Re: Elderly Parent
 

Originally Posted by jmood (Post 11127274)
I was asking seriously.
Am I an idiot?

Given your earlier question, do you really want a serious answer to that question too? :sneaky:

jmood Feb 12th 2014 11:05 am

Re: Elderly Parent
 
:lol:

OK, but IS there such a law?

Michael Feb 12th 2014 11:07 am

Re: Elderly Parent
 

Originally Posted by jmood (Post 11127274)
I was asking seriously.
Am I an idiot?

Until recently there was no law that prohibited congress from trading on inside information such as contracts awarded to defense contractors but is against SEC and Justice Department laws for everyone else. It was only when the public became outraged did congress pass a law that prohibited them from trading on inside information.

Congress passes many loopholes that only pertains to congress.

As long as Evan is not bribed (wink, wink), just about everything that his wife does is legal including being a lobbyist for the medical industry.

jmood Feb 12th 2014 11:20 am

Re: Elderly Parent
 
F%"*^&
I thought there was justice, equality and democracy in this country.

scrubbedexpat099 Feb 12th 2014 1:12 pm

Re: Elderly Parent
 

Originally Posted by jmood (Post 11127315)
F%"*^&
I thought there was justice, equality and democracy in this country.

Who told you that, must have been having a laugh.

scrubbedexpat099 Feb 12th 2014 1:17 pm

Re: Elderly Parent
 
That was a bit flippant.

There is a legal system, and justice seems to be both uncommon and I assume accidental. I have heard far too many horror stories from those who have directly suffered.

Equality, well the US has the least opportunity of any Western Country.

Democracy, to be fair the US is not a Democracy but again he who pays the piper seems to be the rule.

scrubbedexpat099 Feb 12th 2014 1:33 pm

Re: Elderly Parent
 

Originally Posted by Floridared (Post 11124125)
Is it difficult to bring an elderly parent to the USA, I am a USC and my mother could be on her own very soon, she is nearly blind and would find it very difficult to go about her daily life. I'm sure I could start the process of bringing her here, but what about things like medicare? I'm fishing, it's not bad at this moment, but there's a time in the near future that I would have to think about this.

Back to the point.

YMMV

Where I am someone who is 80 would pay between $477 and $1252.

$477 is Bronze basically crap cover for those who are unlikely to need it.

$1252 is Gold cover with a $2,000 deductible/ $4,000 cap.

Insurance does of course not cover every medical cost so that would just be a starting figure.

I must admit I thought she could get the tax credits, the 5 year thing I thought was a block to Medicaid, I am not surprised about the level of knowledge.

It may be a better option than buying into Medicare, often thought I could make my fortune by developing an Obamacare App to guide people through life options to maximize there benefits, not sure how many phones would have the processing power to run it.

ACA is misleading as it refers to Affordable and Care but the Act deals with neither.

This is going to sound very silly but of she married a USC could she piggy back of his contributions?

The other option is to do what I think many people do, wing it. Basic medications from Walmart etc, use the Emergency Room at the Hospital or Free Clinics. If she has nothing they have nothing to take.

Floridared Feb 13th 2014 12:43 am

Re: Elderly Parent
 

Originally Posted by cynthia786 (Post 11126360)
My mum turned 70 in January and we are at the interview stage of her immigrant visa. I've checked into insurance for her with the Washington Health Exchange and we can get an HMO plan for $632.00 a month. As she will be a new immigrant, she will not be eligible for the $512.00 tax credit. The plan is not too bad, it has a $1750.00 deductible, out of pocket maximum $5000.00. Doctor visits will be $25.00. She is extremely healthy, no chronic illness and so does not need medication on a regular basis.
The plan is to keep $5000.00 aside to take care of the out of pocket maximum in case it's needed. This is a big move for her, but we don't want her to spend this next bit of her life alone. I cannot move back to where she is and we'll make it work somehow.

Brilliant, that's roughly what we expected, to be honest, my sister lives 200 yards away and she has 3 kids, so it's only an option, she is due to have surgery on her only good eye, so if that goes wrong, she is completely blind, it may be that we have her for 3 months of the year!!
Again, thanks everyone, you have all been of help, we are not even sure what's happening yet, so I was just looking for a start.

scrubbedexpat099 Feb 13th 2014 2:27 am

Re: Elderly Parent
 

Originally Posted by Floridared (Post 11128196)
Brilliant, that's roughly what we expected, to be honest, my sister lives 200 yards away and she has 3 kids, so it's only an option, she is due to have surgery on her only good eye, so if that goes wrong, she is completely blind, it may be that we have her for 3 months of the year!!
Again, thanks everyone, you have all been of help, we are not even sure what's happening yet, so I was just looking for a start.

I know with my Mother a couple of weeks travel insurance was the same as the ticket.

So check that.

jjmb Feb 13th 2014 3:48 am

Re: Elderly Parent
 
On my own experience I would never bring elderly parents over here. Fortunately my parents never had the desire to move to the USA but they did move to France. My Dad was already not that fit dues smoking and drinking issues. However, after living in Brittany for 12 yrs his health is better than it was than when he arrived, due to excellent medical care and good clean air (he has COPD).
My mother on the other had has not been so fortunate. Speaking to her today via phone, she now only has the use of one finger to type on the PC. She can barely walk, barely talk and too many other issues to list. On her arrival in France, she was a fit active 64yr. She quickly become a active member of the local commune and local church restoration program. They were active bowls players and travelled all over France. Unbeknown to her, she was already on the downward path in her health. In 2005, on a visit to the US we noticed she was stuttering a lot and tripping over frequently but nothing too concerning. On our visit to France the following year, we noticed an even bigger decline. She had various tests and all them came up empty. No one knew what was wrong with her. In desperation, she searched the internet with all her symptoms and eventually she was able to get a doctor to agree to test her for Multiple System Atrophy. It was finally confirmed in December 2011 and a visit to the specialist just last month, they say the disease almost certainly started in 2002, the year she moved there.
She has excellent care in France and it does not cost her anything as she has she is considered severely handicapped. As she lives in an rural area, a free taxi is provided for any hospital or doctor visits. They also qualify for subsidized homecare help.
I dread to think what would have happened if my then fit and healthy 64 yr old mother had decided to move to the US. (She couldn't at the time as we weren't citizens). Moving here when you are young fit and healthy is fine, but moving here as healthy old person is not a wise decision, as time is definitely against you.

jmood Feb 13th 2014 4:49 am

Re: Elderly Parent
 
I read the last posts with a heavy heart. I can't disagree with what you're saying but in my case, with me being the only person to take care of my dad and given that I refuse to put him in a care home, my only options were to either move back to the UK or bring him here to the US. Dad is not an EU citizen, so I would have had to sponsor him in the UK. I looked into it, it seemed complicated and more importantly, UNCLEAR. Whereas in the US the immigration process is quite clear. So I decided to bring him here. I will soon be starting the process for dad's PR. Wish me luck.


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