Drivers Licenece from 1 State, Registration & Insurance From Another
#1
Drivers Licenece from 1 State, Registration & Insurance From Another
I would like to insure and register my car in one state but am buying in another. The dealer is insisting that I must change my licence over to the same state. Geico insurance has said it is not a problem.
Thoughts
Thoughts
#2
BE Forum Addict
Joined: Mar 2008
Location: Santa Cruz, CA
Posts: 4,913
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
Generally speaking, you don't need either a driver's license or insurance to purchase a vehicle (although, if you are financing the purchase, the lender will normally require insurance) - those things only come into play when you want to operate the vehicle.
#3
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
However if you have moved states and not yet changed your license then the dealer is correct, and you should swap your license for one issued by the state where you live.
#4
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
Sounds like they don't want the hassle to filing one extra sheet of paper to say you don't owe sales tax in their state...
#5
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
Where is the dealer? NY? (You're on the NY/NJ border aren't you?)
S-i-L, who lives in PA, recently leased a new car from a dealer here in NY, with her sister, my wife, providing the down-payment. They gave S-i-L NY paper plates to drive off the lot with and told her she needed to register it in PA A.S.A.P.
She did eventually do so, and I think even before the NY paper plates expired, but within a couple of days of her getting the car, we were getting frequent calls from the dealer asking us to remind her to register the car in PA. So I guess there may be some liability that could come back on the dealer in NY if they provide a car that's going out of state and isn't properly registered within a short time.
S-i-L, who lives in PA, recently leased a new car from a dealer here in NY, with her sister, my wife, providing the down-payment. They gave S-i-L NY paper plates to drive off the lot with and told her she needed to register it in PA A.S.A.P.
She did eventually do so, and I think even before the NY paper plates expired, but within a couple of days of her getting the car, we were getting frequent calls from the dealer asking us to remind her to register the car in PA. So I guess there may be some liability that could come back on the dealer in NY if they provide a car that's going out of state and isn't properly registered within a short time.
#6
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
I will be buying in NJ. I have a licence from NJ but my address is NY and I want to register and insure in NY. I can't sway my licence yet because the NY DMV web site says I must have held it for min 6 months before I swap for the Ny licence.
What do you think? Should I buy from a NY dealer? would that make a difference?
( I got the licence in NJ because it didn't require me to take a 1 week paid course like NY and they accepted my UK licence AND let me keep it.)
What do you think? Should I buy from a NY dealer? would that make a difference?
( I got the licence in NJ because it didn't require me to take a 1 week paid course like NY and they accepted my UK licence AND let me keep it.)
#7
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
we used to live on Ohio and moved to texas. we drove to the new state. Due to some insane plan by my husband, we stopped off on the way in ANOTHER state we never lived in or even visited before - and brought a car there (part exchanging a car too) and then continued travelling down to Texas. The sold car reg and driving licences were all from ohio, and we had only a temp address to give for texas. No fuss was made at all. we just resisted the car and got new licences in due course in texas.
#8
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
I will be buying in NJ. I have a licence from NJ but my address is NY and I want to register and insure in NY. I can't sway my licence yet because the NY DMV web site says I must have held it for min 6 months before I swap for the Ny licence.
What do you think? Should I buy from a NY dealer? would that make a difference?
( I got the licence in NJ because it didn't require me to take a 1 week paid course like NY and they accepted my UK licence AND let me keep it.)
What do you think? Should I buy from a NY dealer? would that make a difference?
( I got the licence in NJ because it didn't require me to take a 1 week paid course like NY and they accepted my UK licence AND let me keep it.)
#10
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Joined: Mar 2008
Location: Santa Cruz, CA
Posts: 4,913
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
(A lot of people get confused by the rules that say that "if you are a resident of a particular state then you must get a driver's license from that state" and think that also means that you must be a resident in order to get a driver's license. Some states do require that you prove that you are a resident, but others do not ...)
#11
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
Thanks for the curveball! (not)
Absolutely no impropriety or deception. The more I give details the more you'll get hung up on the irrelevant details (a.k.a the mess my life is), so if you don't mind, just take my word for it. No deception, no impropriety.
Back to my original question/issue - any suggestion with this added info?
Thanks :-)
#12
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
My life is a mess.
Thanks for the curveball! (not)
Absolutely no impropriety or deception. The more I give details the more you'll get hung up on the irrelevant details (a.k.a the mess my life is), so if you don't mind, just take my word for it. No deception, no impropriety.
Back to my original question/issue - any suggestion with this added info?
Thanks :-)
Thanks for the curveball! (not)
Absolutely no impropriety or deception. The more I give details the more you'll get hung up on the irrelevant details (a.k.a the mess my life is), so if you don't mind, just take my word for it. No deception, no impropriety.
Back to my original question/issue - any suggestion with this added info?
Thanks :-)
OR
you need a NY license, so you can register in NY.
You decide.
Last edited by Pulaski; Aug 28th 2014 at 8:50 pm.
#13
Banned
Joined: Apr 2013
Posts: 5,154
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
BTW - my suggestion, fwiw, buy the car from another dealer in NY that isn't going to care, OR bite the bullet and buy one in NJ.
#14
Re: Drivers Licenece from 1 State, Registration & Insurance From Another
Hopefully that is true.
Last edited by jmood; Aug 28th 2014 at 8:53 pm.