Credit Card Fraud on my UK card.....
#1
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Credit Card Fraud on my UK card.....
So, as if this week could not get any worse, I got my statement along with a letter from one of my Credit Card accounts which we still have in the UK and which we haven't used since moving over here last year. We cleared the card off in August and were left with a credit of 30 pence but now, the letter states that we have gone over our limit of 7,000 pounds and that the balance on the card is now 7,588.00 WTF!!!! Called them up last night and they've put a stop on the card and apparently all the transactions are Google?? Has anyone else had to deal with this and how hard will it be to prove that they are not our transactions?? I'm going to call them this morning and find out if the transactions were made from the US or the UK - does that sound like a plan??
#2
Re: Credit Card Fraud on my UK card.....
So, as if this week could not get any worse, I got my statement along with a letter from one of my Credit Card accounts which we still have in the UK and which we haven't used since moving over here last year. We cleared the card off in August and were left with a credit of 30 pence but now, the letter states that we have gone over our limit of 7,000 pounds and that the balance on the card is now 7,588.00 WTF!!!! Called them up last night and they've put a stop on the card and apparently all the transactions are Google?? Has anyone else had to deal with this and how hard will it be to prove that they are not our transactions?? I'm going to call them this morning and find out if the transactions were made from the US or the UK - does that sound like a plan??
Good luck.
#3
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Re: Credit Card Fraud on my UK card.....
I wouldn't worry too much, as from what you've said this sounds like classic fraud. I would therefore wonder why the credit card company's fraud systems didn't pick it up. The last fraud on one of my US cards was a string of low value Google transactions and it was the credit union who contacted me when they saw this as suspicious and unusual activity. I suspect if you simply go through the process of challenging the transactions (paperwork!) you will encounter little push-back.
Good luck.
Good luck.
#4
Re: Credit Card Fraud on my UK card.....
At least it's not a card that you are relying on for day-to-day use, so you don't have to go through the whole rapid replacement performance. Brat, I think the only expression for you is, "It never rains, but it pours"! Good luck with ironing this out, though it sounds as if it should be pretty straightforward to prove that it is fraud.
#5
Re: Credit Card Fraud on my UK card.....
I have never known anyone that has as much bad luck as you girl!!
But its nothing to worry about honestly then bank will clear it up!!
But its nothing to worry about honestly then bank will clear it up!!
#6
Re: Credit Card Fraud on my UK card.....
So, as if this week could not get any worse, I got my statement along with a letter from one of my Credit Card accounts which we still have in the UK and which we haven't used since moving over here last year. We cleared the card off in August and were left with a credit of 30 pence but now, the letter states that we have gone over our limit of 7,000 pounds and that the balance on the card is now 7,588.00 WTF!!!! Called them up last night and they've put a stop on the card and apparently all the transactions are Google?? Has anyone else had to deal with this and how hard will it be to prove that they are not our transactions?? I'm going to call them this morning and find out if the transactions were made from the US or the UK - does that sound like a plan??
#7
Re: Credit Card Fraud on my UK card.....
Had it done to me 3 times in the last 10 years on US credit cards. Twice the fraud department caught it and once I caught it. Only once did I even have to fill out paperwork detailing which charges were fraudulent and the other times it was done over the phone. Each time I received a new card with a new number in the mail within a week.
#8
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Re: Credit Card Fraud on my UK card.....
... the letter states that we have gone over our limit of 7,000 pounds and that the balance on the card is now 7,588.00 WTF!!!! Called them up last night and they've put a stop on the card and apparently all the transactions are Google?? Has anyone else had to deal with this and how hard will it be to prove that they are not our transactions??
Ian
#9
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Re: Credit Card Fraud on my UK card.....
So all you guys were absolutely right. I called the Fraud department of Halifax in the UK this morning and it's all sorted. My account will be credited with every transaction, they're sending me out a new card as the other one was cancelled and I need to sign and return a letter that they're sending me and we're good to go. Apparently, all the transactions were google, a lot of small ones and then a couple of bigger ones, as the guy was looking through our transaction history, he told me that 2 of them were tracing back to Sheffield, England, through the IP address. It just shows how easy that this can happen and it's kind of put me off paying for stuff over the internet because I always thought I was careful to ensure the sites I used were "secure". Anyway, one problem out of the way, I'm sure there's another one just around the corner to come and bite me on the a..e and thanks again guys, always so helpful
#10
Re: Credit Card Fraud on my UK card.....
to be honest the banks know the patterns. They often see a few little purchases to test the waters and then go for the big ones.
happened to me last year.
happened to me last year.