Car Insurance, UK
#1
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Joined: Jun 2014
Posts: 14
Car Insurance, UK
I have to go back to the UK for periods of time over the next year or so, sometimes for several months.
Whilst I could hire a car for some of that time, it will get quite expensive.
I've been trying to figure out how I would be able to use a car (either buy or borrow) on my US driving license and have UK car insurance. I am a US resident so know that I shouldn't use my UK license to drive any more. I do have an address in the UK so perhaps that helps.
In any case, I have been unable to get any useful information about how I could get car insurance in the UK using my US driving license whilst no longer being a resident of the UK.
Does anyone know if that is possible and, if so, how would I go about it?
Thanks
Whilst I could hire a car for some of that time, it will get quite expensive.
I've been trying to figure out how I would be able to use a car (either buy or borrow) on my US driving license and have UK car insurance. I am a US resident so know that I shouldn't use my UK license to drive any more. I do have an address in the UK so perhaps that helps.
In any case, I have been unable to get any useful information about how I could get car insurance in the UK using my US driving license whilst no longer being a resident of the UK.
Does anyone know if that is possible and, if so, how would I go about it?
Thanks
#2
BE Forum Addict
Joined: Aug 2013
Location: Athens GA
Posts: 2,134
Re: Car Insurance, UK
I have to go back to the UK for periods of time over the next year or so, sometimes for several months.
Whilst I could hire a car for some of that time, it will get quite expensive.
I've been trying to figure out how I would be able to use a car (either buy or borrow) on my US driving license and have UK car insurance. I am a US resident so know that I shouldn't use my UK license to drive any more. I do have an address in the UK so perhaps that helps.
In any case, I have been unable to get any useful information about how I could get car insurance in the UK using my US driving license whilst no longer being a resident of the UK.
Does anyone know if that is possible and, if so, how would I go about it?
Thanks
Whilst I could hire a car for some of that time, it will get quite expensive.
I've been trying to figure out how I would be able to use a car (either buy or borrow) on my US driving license and have UK car insurance. I am a US resident so know that I shouldn't use my UK license to drive any more. I do have an address in the UK so perhaps that helps.
In any case, I have been unable to get any useful information about how I could get car insurance in the UK using my US driving license whilst no longer being a resident of the UK.
Does anyone know if that is possible and, if so, how would I go about it?
Thanks
#3
I still dont believe it..
Joined: Oct 2013
Location: 12 degrees north
Posts: 2,777
Re: Car Insurance, UK
Check out rates for long term rentals, where insurance is covered, i suspect its less of an issue. There are a number of gotchas.
if someone lends you a car knowing you arent insured they and you are in legal trouble.
You cant buy a uk registered car without a uk address.
If you dont legally own the car the principal of insurable interest may mean that you arent insured even if they take your money.
You cant tax the car without valid ownership and insurance. No tax will get you caught quickly.
They [insurers]never ask people for license details normally, nit their problem they just wont pay up, and you can drive on a foreign license for 6 months.
if someone lends you a car knowing you arent insured they and you are in legal trouble.
You cant buy a uk registered car without a uk address.
If you dont legally own the car the principal of insurable interest may mean that you arent insured even if they take your money.
You cant tax the car without valid ownership and insurance. No tax will get you caught quickly.
They [insurers]never ask people for license details normally, nit their problem they just wont pay up, and you can drive on a foreign license for 6 months.
#4
Re: Car Insurance, UK
I have to go back to the UK for periods of time over the next year or so, sometimes for several months.
Whilst I could hire a car for some of that time, it will get quite expensive.
I've been trying to figure out how I would be able to use a car (either buy or borrow) on my US driving license and have UK car insurance. I am a US resident so know that I shouldn't use my UK license to drive any more. I do have an address in the UK so perhaps that helps.
In any case, I have been unable to get any useful information about how I could get car insurance in the UK using my US driving license whilst no longer being a resident of the UK.
Does anyone know if that is possible and, if so, how would I go about it?
Thanks
Whilst I could hire a car for some of that time, it will get quite expensive.
I've been trying to figure out how I would be able to use a car (either buy or borrow) on my US driving license and have UK car insurance. I am a US resident so know that I shouldn't use my UK license to drive any more. I do have an address in the UK so perhaps that helps.
In any case, I have been unable to get any useful information about how I could get car insurance in the UK using my US driving license whilst no longer being a resident of the UK.
Does anyone know if that is possible and, if so, how would I go about it?
Thanks
Don't even consider breaking the law by giving a UK address for residency if you are not a U.K. Resident.
Last edited by Jerseygirl; Apr 7th 2016 at 6:28 pm.