Penny45

Moving back to Wales next month from Australia and wondered if there's a piece of paper I should be asking insurance company here for to confirm 2 years of no claims?

Also - if I can get something, will any insurance company take it into account? I've heard it's horrendously expensive these days so any discount would be great.

Thanks in advance :-)

quoll

I am sure your insurance company would have something to indicate your NCB but I didnt have anything when I came back and found that they would give me a small NCB but, yes, insurance was quite expensive - a bit cheaper because we both had UK licences I think. I found the Co-op to be cheapest (though really not so outrageous as it also covers road service) and was a tad ticked off with Aviva which promised named drivers on other policies a good deal - have been able to drive my dad's cars for decades but they made no accommodation for that. It was just a matter of ringing round although of course I tried confused.com, comparethemarket.com etc first.

lf1

In addition to a claims history from your insurer, I would recommend that you get a copy of your driving record (traffic infractions etc) from the appropriate govt. authority.

I found National Farmers Union to be the best. I was able to speak to someone and explain my situation and they accepted the letter from my insurer and my Alberta Govt. driving record. My problem with the online quotes was that most would not even provide terms as soon as they discovered I did not have a UK license. If you have a UK lic. Then you might find decent terms through "go compare"

Good luck.

Tr1boy

We were advised to get a statement from our insurers, not just a copy of the policy statement. We did that and had no problems getting it all recognised (we were with GIO in Oz, and our first policy here was with Aviva via a broker).

Tr1boy

This is the very reason I always say, go to a broker for your first year (I use one every year now). Online is all well and good, but the back office system is designed for yes/no answers. It helps to have someone to go into bat for you and do all the explaining. Yes you pay a little extra for it, but it's a lot less hassle IMO.

chris955

I thought it would be a nightmare having been away for 12 years but it was easy, I had a letter from my Australian insurer but didnt need it. I told the insurer here what no claims I had and they accepted it without seeing any proof, CO-OP Eco Insurance.

Penny45

Thanks everyone. Still have my UK licence with no points and by some miracle have not had any fines here. I'll ask the insurance company for a letter showing my two years of no claims and hopefully get some discount. Not looking forward to insuring the teenager next year though!

mikelincs

There have been changes to the insurance system in the last week or so, it's now illegal for insurers to offer a different rate for male and female drivers, this does mean that the insurance services are going to have to equalise the rates, despite the evidence that female drivers are the best group. Teenagers are, I'm afraid, really penalised with policies often costing far more than the value of the car they are driving, and is they are added to a parents policy the cost usually just leaps up.