Amie06

This week i shall get my Alabama drivers licence, it is a "Y" licence, equivalent to a learners. Prior to taking my test i will be driving my wife's (the USC) car to get used to driving over here, will i need stand alone insurance or can i put my name on her policy as another driver? how does it work over here?
Also i will drive her parents car, so do i need a personal policy for the cars i will drive?

indigogirl1976

The first time I came to the states I bought my own car so got my own policy. The second time my husband and I only had one car so he just put me as a named driver on his policy. We have geico...he just did it online...it was fairly easy. I would think if you are driving other people's car to just ask them to put you on the policy. If you have a drivers license it shouldn't be a problem (other than their policies might cost more). It might be best to get a few online quotes to see how much it would cost. I think progressive have one of those compare tools where you put in all your info and it tells you the price quotes from all the companies.

Owen778

My USC wife and I have joint insurance. The insurance was actually slightly cheaper before I passed my test than after. Not sure why.

Amie06

Thanks, once i pass test i will get my own car asap, is a policy over here specific to the driver or the car?

indigogirl1976

I think it's a bit of both. They ask for information on the car (year, make, model etc) when you get a quote as well as how many years you have been driving.