Buying Property in Texas, USA
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Originally Posted by psb182
...
figure out what is the cheapest mtg and go with that......I am sure a stated income would be cheaper than no documentation by a LOT
....how hard is it to figure out?
figure out what is the cheapest mtg and go with that......I am sure a stated income would be cheaper than no documentation by a LOT
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Psb182, thanks for your email & good luck with your move back to the UK
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Originally Posted by Yorkieabroad
Ps - a couple of things I wish people had told me before we bought here...
1) check out your property taxes - they can be huge (we're at 4% of property value.....)
2) If you're going into a so-called Master Planned Community (which I assume Sienna Plantations is?) , check out the Home Owners Association dues and deed restrictions - not that you're going to be able to change them, but at least you know what you're getting into. for instance, we may not have bought where we are if I'd known I had to apply in triplicate for permission to fart in my own back garden......
3) theres no 'local searches' as such, so do as much research as you can on what is happening locally development-wise.
1) check out your property taxes - they can be huge (we're at 4% of property value.....)
2) If you're going into a so-called Master Planned Community (which I assume Sienna Plantations is?) , check out the Home Owners Association dues and deed restrictions - not that you're going to be able to change them, but at least you know what you're getting into. for instance, we may not have bought where we are if I'd known I had to apply in triplicate for permission to fart in my own back garden......
3) theres no 'local searches' as such, so do as much research as you can on what is happening locally development-wise.
This is a really good point - we live in a sub division here and the fees are only a few hundred bucks, but then there are the city taxes and god know what else - thick end of $10k!!
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