Bringing pensioner in-law to live with us
#1
Just Joined
Thread Starter
Joined: Feb 2008
Posts: 2
Bringing pensioner in-law to live with us
Could anyone shed any light on issues with bring a retired parent to live with us (as we are permanent residents)? Obviously there are the medical considerations as she is 71 years old. She would sell her assets and live with us, living off the proceeds. Can we apply for resident status as we would sponsor her? Or are we stuck with only a 6 month maximum stay?
Has anyone else tried to do this? If so, any other red flags or cautions would be welcomed. Thanks all.
Has anyone else tried to do this? If so, any other red flags or cautions would be welcomed. Thanks all.
#2
Re: Bringing pensioner in-law to live with us
Without citizenship you can't sponsor anyone.
And yes medical insurance would be your biggest issue since it's pretty impossible to get insured once you reach that age and she wouldn't qualify for state aid.
And yes medical insurance would be your biggest issue since it's pretty impossible to get insured once you reach that age and she wouldn't qualify for state aid.
#3
BE Enthusiast
Joined: Nov 2006
Location: Oregon
Posts: 612
Re: Bringing pensioner in-law to live with us
Could anyone shed any light on issues with bring a retired parent to live with us (as we are permanent residents)? Obviously there are the medical considerations as she is 71 years old. She would sell her assets and live with us, living off the proceeds. Can we apply for resident status as we would sponsor her? Or are we stuck with only a 6 month maximum stay?
Has anyone else tried to do this? If so, any other red flags or cautions would be welcomed. Thanks all.
Has anyone else tried to do this? If so, any other red flags or cautions would be welcomed. Thanks all.
There may be health insurance they would be able to purchase. That depends on the state. Many states have insurance pools for "the otherwise uninsurable". In Oregon it's called OMIP, a state program but administered by Regence BlueCrossBlueShield of Oregon.
Also do not discount culture shock. For my Mom the worst was TV withdrawal. Which wouldn't have applied to me, I can't be bothered with it.
So that would depend on the individual.
Last edited by farmerwife; Feb 28th 2008 at 9:03 pm. Reason: correct name
#4
Re: Bringing pensioner in-law to live with us
I've just met a British woman here who's going through this. She's just got her citizenship and can now sponsor her parents.
They have found insurance, I don't know how but I know that one of the parents has had cancer so that isn't covered. But I don't think they're paying that heinous a premium.
I would love it if my parents would move over here but I don't think it will ever happen...
They have found insurance, I don't know how but I know that one of the parents has had cancer so that isn't covered. But I don't think they're paying that heinous a premium.
I would love it if my parents would move over here but I don't think it will ever happen...
#5
Account Closed
Joined: Mar 2004
Posts: 2
Re: Bringing pensioner in-law to live with us
I've just met a British woman here who's going through this. She's just got her citizenship and can now sponsor her parents.
They have found insurance, I don't know how but I know that one of the parents has had cancer so that isn't covered. But I don't think they're paying that heinous a premium.
I would love it if my parents would move over here but I don't think it will ever happen...
They have found insurance, I don't know how but I know that one of the parents has had cancer so that isn't covered. But I don't think they're paying that heinous a premium.
I would love it if my parents would move over here but I don't think it will ever happen...
We have Insurance, we also have a $5,000 deductible.
My mother has had various bouts of cancer, I just wonder how many people coming here could self fund.
#6
Lost in BE Cyberspace
Joined: Jan 2006
Location: San Francisco
Posts: 12,865
Re: Bringing pensioner in-law to live with us
You need liquid assets well into seven figures to self fund, imo. And even then, one serious and/or prolonged illness could wipe you out.
#7
Re: Bringing pensioner in-law to live with us
Do a search of the threads...be madness though unless they were well minted being at that age...
#8
Just Joined
Thread Starter
Joined: Feb 2008
Posts: 2
Re: Bringing pensioner in-law to live with us
Thank you all for responding. I did not think it would be easy to do. It's tearing my wife apart knowing her mom is pretty much alone, even though her siblings live close by. Whichever way it's a gamble.
#9
Account Closed
Joined: Mar 2004
Posts: 2
Re: Bringing pensioner in-law to live with us
Just ask her to research how she would take care of her healthcare.
#10
Joined: Feb 2002
Posts: 6,848
Re: Bringing pensioner in-law to live with us
I have a friend (in her 50s - married, no kids, dual UK/US citizen) whose sister lives in Milan (single, no kids but always travelling with her job).
My friend sponsored her elderly widowed mother to come and live with her and her spouse. Her mother was at the time, 93 years old and the oldest person that the US Embassy in London had ever interviewed.
Her mother found it difficult to settle in New Jersey - she had no friends here, and although many of her friends in the UK had died, she still had a few left. She was by all accounts, a very intelligent and feisty/sprightly woman....but she kept her garden flat in the UK and made a couple of trips back there.
It's possible that she had a premonition/inkling that she was about to die, as she announced to my friend that she wanted to urgently return to the UK to "sort out papers." A couple of days after arriving in England, she suddenly became very ill (sounds dreadful, she had a twisted bowel) and although heavily sedated, died peacefully in an NHS hospital. My friend is currently arranging to sell her mother's flat in Warwickshire.
I know for sure that the old lady had health insurance in the US....I understand that it took a lot of trouble for my friend to arrange due to her mother's advanced years and it probably cost a lot of money. However, I could try and find out how she did it if you're still interested?
My friend sponsored her elderly widowed mother to come and live with her and her spouse. Her mother was at the time, 93 years old and the oldest person that the US Embassy in London had ever interviewed.
Her mother found it difficult to settle in New Jersey - she had no friends here, and although many of her friends in the UK had died, she still had a few left. She was by all accounts, a very intelligent and feisty/sprightly woman....but she kept her garden flat in the UK and made a couple of trips back there.
It's possible that she had a premonition/inkling that she was about to die, as she announced to my friend that she wanted to urgently return to the UK to "sort out papers." A couple of days after arriving in England, she suddenly became very ill (sounds dreadful, she had a twisted bowel) and although heavily sedated, died peacefully in an NHS hospital. My friend is currently arranging to sell her mother's flat in Warwickshire.
I know for sure that the old lady had health insurance in the US....I understand that it took a lot of trouble for my friend to arrange due to her mother's advanced years and it probably cost a lot of money. However, I could try and find out how she did it if you're still interested?
#11
Forum Regular
Joined: Feb 2008
Posts: 108
Re: Bringing pensioner in-law to live with us
if my parents comes on a green card to usa -mother in late 50 and father in late 60- will it be possbile to get medicaid for them as they are green card holders?
#12
Forum Regular
Joined: Feb 2008
Posts: 105
Re: Bringing pensioner in-law to live with us
I've just met a British woman here who's going through this. She's just got her citizenship and can now sponsor her parents.
They have found insurance, I don't know how but I know that one of the parents has had cancer so that isn't covered. But I don't think they're paying that heinous a premium.
I would love it if my parents would move over here but I don't think it will ever happen...
They have found insurance, I don't know how but I know that one of the parents has had cancer so that isn't covered. But I don't think they're paying that heinous a premium.
I would love it if my parents would move over here but I don't think it will ever happen...
#13
Forum Regular
Joined: Feb 2008
Posts: 105
Re: Bringing pensioner in-law to live with us
Could anyone shed any light on issues with bring a retired parent to live with us (as we are permanent residents)? Obviously there are the medical considerations as she is 71 years old. She would sell her assets and live with us, living off the proceeds. Can we apply for resident status as we would sponsor her? Or are we stuck with only a 6 month maximum stay?
Has anyone else tried to do this? If so, any other red flags or cautions would be welcomed. Thanks all.
Has anyone else tried to do this? If so, any other red flags or cautions would be welcomed. Thanks all.
#14
BE Enthusiast
Joined: Nov 2006
Location: Oregon
Posts: 612
Re: Bringing pensioner in-law to live with us
you sound just like my son and daughter in law - they keep pestering us to move over to be near them. It is so good to feel wanted make sure your folks know that! But the insurance is a consideration but I was reading a thread on 'dive into america' re health insurance and its a long shot but when you have been paying NHS contributions it could be construed as already having continuos health care cover. it was uner a heading HIPPA & COBRA info including pre-existing conditions and I am not if i can add the link but here goes if it disappears please look at dive into america and searcch tha heading http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html worth a try
but the NHS isn't an insurance/reimbursement type program.
Last edited by farmerwife; Mar 4th 2008 at 9:33 pm. Reason: sp.
#15
BE Enthusiast
Joined: Nov 2006
Location: Oregon
Posts: 612
Re: Bringing pensioner in-law to live with us
For instance, if Family based, and an adult child sponsored them, Medicaid would be precluded as that sponsor would have submitted an Affadavit of Support as part of that sponsorship.