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-   -   Bad credit back home. (https://britishexpats.com/forum/usa-57/bad-credit-back-home-386974/)

peter1966 Jul 26th 2006 11:14 am

Bad credit back home.
 
Question.

If a person has an outstanding debt back home and moves to the US, can or does it happen that the creditor can sell the debt to a US company to collect the funds ? Inturn messing up your credit score.

tony126 Jul 26th 2006 11:37 am

Re: Bad credit back home.
 
My good credit score back did not mean diddly squat when I applied for a credit card here but there are a number of people on this site who will be able to help you.

CarlM Jul 26th 2006 2:04 pm

Re: Bad credit back home.
 

Originally Posted by peter1966
Question.

If a person has an outstanding debt back home and moves to the US, can or does it happen that the creditor can sell the debt to a US company to collect the funds ? Inturn messing up your credit score.

My credit score is awful in UK, but over 700 here. I have seen no link between the 2!. They just arent set up here for overseas credit checks..!

dan_alford Jul 26th 2006 3:05 pm

Re: Bad credit back home.
 

Originally Posted by CarlM
My credit score is awful in UK, but over 700 here. I have seen no link between the 2!. They just arent set up here for overseas credit checks..!

Sometimes there are advantages to the US centric view of themselves :D

CarlM Jul 26th 2006 3:10 pm

Re: Bad credit back home.
 

Originally Posted by dan_alford
Sometimes there are advantages to the US centric view of themselves :D

Oh i know.. when my Mum visited and had to go to hospital, their computer couldnt accept her having a non-us address!

dan_alford Jul 26th 2006 3:31 pm

Re: Bad credit back home.
 

Originally Posted by CarlM
Oh i know.. when my Mum visited and had to go to hospital, their computer couldnt accept her having a non-us address!

reminds me of the early days of ecommerce on the web, trying to fit in a uk postcode into the space for 5 characters of being forced to select which state you lived in.

Bob Jul 26th 2006 4:29 pm

Re: Bad credit back home.
 
don't know if you noticed, but in the articles section, select US, and there's a pretty good article explaining the whole thing, might not answer all your questioins, but it's a good bit of info all the same :)


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