Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Bad credit back home.

Bad credit back home.

Old Jul 26th 2006, 11:14 am
  #1  
Forum Regular
Thread Starter
 
Joined: Jul 2005
Posts: 60
peter1966 is an unknown quantity at this point
Default Bad credit back home.

Question.

If a person has an outstanding debt back home and moves to the US, can or does it happen that the creditor can sell the debt to a US company to collect the funds ? Inturn messing up your credit score.
peter1966 is offline  
Old Jul 26th 2006, 11:37 am
  #2  
BE Forum Addict
 
tony126's Avatar
 
Joined: Nov 2004
Location: SC
Posts: 4,153
tony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond reputetony126 has a reputation beyond repute
Default Re: Bad credit back home.

My good credit score back did not mean diddly squat when I applied for a credit card here but there are a number of people on this site who will be able to help you.
tony126 is offline  
Old Jul 26th 2006, 2:04 pm
  #3  
strangely floppy..
 
CarlM's Avatar
 
Joined: Mar 2005
Location: Ohio - originally London
Posts: 1,719
CarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond repute
Default Re: Bad credit back home.

Originally Posted by peter1966
Question.

If a person has an outstanding debt back home and moves to the US, can or does it happen that the creditor can sell the debt to a US company to collect the funds ? Inturn messing up your credit score.
My credit score is awful in UK, but over 700 here. I have seen no link between the 2!. They just arent set up here for overseas credit checks..!
CarlM is offline  
Old Jul 26th 2006, 3:05 pm
  #4  
Slight chance of Showers
 
dan_alford's Avatar
 
Joined: May 2006
Location: Norfolk,UK ->Memphis,TN
Posts: 1,158
dan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond repute
Default Re: Bad credit back home.

Originally Posted by CarlM
My credit score is awful in UK, but over 700 here. I have seen no link between the 2!. They just arent set up here for overseas credit checks..!
Sometimes there are advantages to the US centric view of themselves
dan_alford is offline  
Old Jul 26th 2006, 3:10 pm
  #5  
strangely floppy..
 
CarlM's Avatar
 
Joined: Mar 2005
Location: Ohio - originally London
Posts: 1,719
CarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond reputeCarlM has a reputation beyond repute
Default Re: Bad credit back home.

Originally Posted by dan_alford
Sometimes there are advantages to the US centric view of themselves
Oh i know.. when my Mum visited and had to go to hospital, their computer couldnt accept her having a non-us address!
CarlM is offline  
Old Jul 26th 2006, 3:31 pm
  #6  
Slight chance of Showers
 
dan_alford's Avatar
 
Joined: May 2006
Location: Norfolk,UK ->Memphis,TN
Posts: 1,158
dan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond reputedan_alford has a reputation beyond repute
Default Re: Bad credit back home.

Originally Posted by CarlM
Oh i know.. when my Mum visited and had to go to hospital, their computer couldnt accept her having a non-us address!
reminds me of the early days of ecommerce on the web, trying to fit in a uk postcode into the space for 5 characters of being forced to select which state you lived in.
dan_alford is offline  
Old Jul 26th 2006, 4:29 pm
  #7  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,774
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Bad credit back home.

don't know if you noticed, but in the articles section, select US, and there's a pretty good article explaining the whole thing, might not answer all your questioins, but it's a good bit of info all the same
Bob is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.