78 year old mum - Health Insurance?
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US? Really appreciate your help guys... Lexie Lou |
Re: 78 year old mum - Health Insurance?
Originally Posted by LexieLou
(Post 10083607)
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US? Really appreciate your help guys... Lexie Lou |
Re: 78 year old mum - Health Insurance?
Originally Posted by LexieLou
(Post 10083607)
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US? Really appreciate your help guys... Lexie Lou |
Re: 78 year old mum - Health Insurance?
It seems like the health insurance would be a huge obstacle, but I also wonder how easy it would be for someone to adapt to life here at that age.
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Re: 78 year old mum - Health Insurance?
Originally Posted by Ozzidoc
(Post 10083614)
Think "pay as you go" and "too much".
|
Re: 78 year old mum - Health Insurance?
Sorry to hear of your loss!
There are plenty of threads on this subject, but generally it is a risk tolerance and shear expense that isn't a goer for most people, certainly at that age. Some states would certainly be better than others, I think Oregon has a pretty decent pool for uninsurable people and MA too, but you need to be a MA resident for 12 months to qualify, so that first year would be a huge risk. |
Re: 78 year old mum - Health Insurance?
My hubby who reaches 65 this year just had his policy increased to $598 a month and that is with a $5,000 deductible - thank goodness he can get onto Medicare.
Just imagine what an individual policy for a 78 year old would be - if you could ever get one. Even if after 5 years you can buy into Medicare, the cheapest that is going to cost you is $540.00 (at today's rate)(Part A and B) |
Re: 78 year old mum - Health Insurance?
Originally Posted by LexieLou
(Post 10083607)
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US? Really appreciate your help guys... Lexie Lou Jim. |
Re: 78 year old mum - Health Insurance?
Originally Posted by Scouse Express
(Post 10084015)
Wouldn't there be a long, long wait for Mother to get a Visa, in the first place?
Jim. If LexieLou is not a USC, the wait is infinite. |
Re: 78 year old mum - Health Insurance?
Originally Posted by fatbrit
(Post 10084088)
If LexieLou is a USC, it would be around 8-10 months from initial paperwork to visa issuance. Were her mother already in the US in non-immigrant status, she could possibly adjust status and have no wait at all.
If LexieLou is not a USC, the wait is infinite. |
Re: 78 year old mum - Health Insurance?
Originally Posted by Sally Redux
(Post 10083641)
but I also wonder how easy it would be for someone to adapt to life here at that age.
|
Re: 78 year old mum - Health Insurance?
Originally Posted by SanDiegogirl
(Post 10084245)
From old posts it looks like LexieLous moved over on an L-1 in 2011, so she is not yet a USC.
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Re: 78 year old mum - Health Insurance?
Originally Posted by Bob
(Post 10083856)
Sorry to hear of your loss!
There are plenty of threads on this subject, but generally it is a risk tolerance and shear expense that isn't a goer for most people, certainly at that age. Some states would certainly be better than others, I think Oregon has a pretty decent pool for uninsurable people and MA too, but you need to be a MA resident for 12 months to qualify, so that first year would be a huge risk. |
Re: 78 year old mum - Health Insurance?
Originally Posted by fatbrit
(Post 10084770)
In that case, OP's question should be filed under moot.
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Re: 78 year old mum - Health Insurance?
Ok Thank you for your response. Looks like I will have to take my son out of school and leave my job and go back to the UK....not really what I ever wanted to do.
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