78 year old mum - Health Insurance?
#1
Just Joined
Thread Starter
Joined: Jun 2011
Posts: 20
78 year old mum - Health Insurance?
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
#2
Lost in BE Cyberspace
Joined: Jun 2005
Location: Oz -> UK -> San Diego
Posts: 9,912
Re: 78 year old mum - Health Insurance?
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
#3
Lost in BE Cyberspace
Joined: Jan 2006
Location: San Francisco
Posts: 12,865
Re: 78 year old mum - Health Insurance?
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
#4
Lost in BE Cyberspace
Joined: Jan 2008
Posts: 41,518
Re: 78 year old mum - Health Insurance?
It seems like the health insurance would be a huge obstacle, but I also wonder how easy it would be for someone to adapt to life here at that age.
#6
Re: 78 year old mum - Health Insurance?
Sorry to hear of your loss!
There are plenty of threads on this subject, but generally it is a risk tolerance and shear expense that isn't a goer for most people, certainly at that age.
Some states would certainly be better than others, I think Oregon has a pretty decent pool for uninsurable people and MA too, but you need to be a MA resident for 12 months to qualify, so that first year would be a huge risk.
There are plenty of threads on this subject, but generally it is a risk tolerance and shear expense that isn't a goer for most people, certainly at that age.
Some states would certainly be better than others, I think Oregon has a pretty decent pool for uninsurable people and MA too, but you need to be a MA resident for 12 months to qualify, so that first year would be a huge risk.
#7
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,660
Re: 78 year old mum - Health Insurance?
My hubby who reaches 65 this year just had his policy increased to $598 a month and that is with a $5,000 deductible - thank goodness he can get onto Medicare.
Just imagine what an individual policy for a 78 year old would be - if you could ever get one.
Even if after 5 years you can buy into Medicare, the cheapest that is going to cost you is $540.00 (at today's rate)(Part A and B)
Just imagine what an individual policy for a 78 year old would be - if you could ever get one.
Even if after 5 years you can buy into Medicare, the cheapest that is going to cost you is $540.00 (at today's rate)(Part A and B)
#8
Re: 78 year old mum - Health Insurance?
Hi
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
My father sadly passed away recently in the UK, and as I am an only child, we would obviously like my mum to come and live with us so we can take care of her. My question is how do we go on about her medical insurance? How much would it be if she lived in the US?
Really appreciate your help guys...
Lexie Lou
Jim.
#9
Re: 78 year old mum - Health Insurance?
If LexieLou is not a USC, the wait is infinite.
#10
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,660
Re: 78 year old mum - Health Insurance?
From old posts it looks like LexieLous moved over on an L-1 in 2011, so she is not yet a USC.
#13
Just Joined
Thread Starter
Joined: Jun 2011
Posts: 20
Re: 78 year old mum - Health Insurance?
Sorry to hear of your loss!
There are plenty of threads on this subject, but generally it is a risk tolerance and shear expense that isn't a goer for most people, certainly at that age.
Some states would certainly be better than others, I think Oregon has a pretty decent pool for uninsurable people and MA too, but you need to be a MA resident for 12 months to qualify, so that first year would be a huge risk.
There are plenty of threads on this subject, but generally it is a risk tolerance and shear expense that isn't a goer for most people, certainly at that age.
Some states would certainly be better than others, I think Oregon has a pretty decent pool for uninsurable people and MA too, but you need to be a MA resident for 12 months to qualify, so that first year would be a huge risk.
#15
Just Joined
Thread Starter
Joined: Jun 2011
Posts: 20
Re: 78 year old mum - Health Insurance?
Ok Thank you for your response. Looks like I will have to take my son out of school and leave my job and go back to the UK....not really what I ever wanted to do.