INSURANCE

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Old Apr 11th 2004, 5:37 pm
  #1  
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Default INSURANCE

Hello all
i am egyptian and i married usa wife she is citizen ,
i have one question ...

How long it will take if my wife add me on the medical insurance or
any insurance policy in usa ????????????????????

also i like to tell that i live now in egypt and this will be one of
the needed proofs of our marriage is bona fide

best regards
 
Old Apr 11th 2004, 6:54 pm
  #2  
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Default Re: INSURANCE

Originally posted by [email protected]
Hello all
i am egyptian and i married usa wife she is citizen ,
i have one question ...

How long it will take if my wife add me on the medical insurance or
any insurance policy in usa ????????????????????

also i like to tell that i live now in egypt and this will be one of
the needed proofs of our marriage is bona fide

best regards

Depends on how she has coverage. If from her employer, it normally (although there are always exceptions) when first married and/or when the period of adding and/or deleting coverage comes into affect. Some companies want a social security number, although others do not. She would have to fight this if it is reason for denial of covering you. Also they might not cover you while you are in a foreign country.

Your wife is the one that will have to ask either her employer or the insurance company directly for the accurate answer.

Rete
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Old Apr 11th 2004, 11:19 pm
  #3  
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Default Re: INSURANCE

Originally posted by Rete
Depends on how she has coverage. If from her employer, it normally (although there are always exceptions) when first married and/or when the period of adding and/or deleting coverage comes into affect. Some companies want a social security number, although others do not. She would have to fight this if it is reason for denial of covering you. Also they might not cover you while you are in a foreign country.

Your wife is the one that will have to ask either her employer or the insurance company directly for the accurate answer.

Rete
Mohammed,

Rete is correct. And, from what you've posted previously, I believe the normal period allowed for adding a spouse after marriage through an employer has passed. So, when your wife's company has what's called "open enrollment" again (usually annually), she can add you then. That is what I did for my husband. At our company, open enrollment is every November. So, I added him then and his coverage was effective Jan 1, 2004.

By the way, insurance is not mandatory. It is, however, good proof that you are co-mingling your lives and finances. On the other hand, being added to an insurance policy doesn't guarantee one a visa.

Khadijah
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Old Apr 12th 2004, 5:53 am
  #4  
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Default Re: INSURANCE

Khadija wrote:

    > Rete is correct. And, from what you've posted previously,
    > I believe the normal period allowed for adding a spouse after marriage
    > through an employer has passed. So, when your wife's company has
    > what's called "open enrollment" again (usually annually), she can add
    > you then. That is what I did for my husband. At our company, open
    > enrollment is every November. So, I added him then and his coverage
    > was effective Jan 1, 2004.
    >

It should also be noted, that if you are adding a spouse to your
employer's coverage, do it as soon as possible. There may be a deadline
of 30 days or so of one of these special events that permit changing
your current enrollment.
 
Old Apr 12th 2004, 9:17 am
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Default Re: INSURANCE

Khadija <member10682@british_expats.com> wrote in message news:<[email protected]>...
    > Originally posted by Rete
    > > Depends on how she has
    > coverage. If from her employer, it normally (although there are
    > always exceptions) when first married and/or when the period of adding
    > and/or deleting coverage comes into affect. Some companies want a
    > social security number, although others do not. She would have to
    > fight this if it is reason for denial of covering you. Also they
    > might not cover you while you are in a foreign country.
    > >
    > > Your wife
    > is the one that will have to ask either her employer or the insurance
    > company directly for the accurate answer.
    > >
    > > Rete
    >
    > Mohammed,
    >
    > Rete is correct. And, from what you've posted previously,
    > I believe the normal period allowed for adding a spouse after marriage
    > through an employer has passed. So, when your wife's company has
    > what's called "open enrollment" again (usually annually), she can add
    > you then. That is what I did for my husband. At our company, open
    > enrollment is every November. So, I added him then and his coverage
    > was effective Jan 1, 2004.
    >
    > By the way, insurance is not mandatory.
    > It is, however, good proof that you are co-mingling your lives and
    > finances. On the other hand, being added to an insurance policy
    > doesn't guarantee one a visa.
    >
    > Khadijah

AL SALAMU ALAYKUM

REALLY I APPRECIATE UR ANSWER BUT I NEED TO TALK WITH U OR SEND U
EMAILS I LIKE TO TELLU SOMETHING IMPORTANT ,I NEED YOUR HELP AND YOUR
ADVISE .

MY EMAIL IS [email protected]

WISH U ALL THE BEST

SALAM (MOHAMMED)
 
Old Apr 12th 2004, 7:31 pm
  #6  
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Default Re: INSURANCE

In my case my insurance allows you to make an amendment within 30 days of a qualifying event (marriage). It has a 20% copay and you have to file to get reimbursed. They used my wife's cedula number as identification.

Insurance companies vary in their dealings with out of country spouses. your wife needs to do the homework on this one.

Good Luck.

Originally posted by [email protected]
Hello all
i am egyptian and i married usa wife she is citizen ,
i have one question ...

How long it will take if my wife add me on the medical insurance or
any insurance policy in usa ????????????????????

also i like to tell that i live now in egypt and this will be one of
the needed proofs of our marriage is bona fide

best regards
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Old Apr 13th 2004, 7:55 pm
  #7  
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Default Re: INSURANCE

how did it go with athens? were you able to get your application reconsidered/"un-denied"?
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Old Apr 13th 2004, 8:17 pm
  #8  
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Default Re: INSURANCE

I was told by my employer that I will be able to add my husband to my insurance once I provide a copy of his passport with the entry stamp. It doesn't have to be during open enrollment, nor within 30 days of getting married.

I heard the term 'major life change' thrown around, so I guess that applies to having your spouse finally living with you
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Old Apr 13th 2004, 8:20 pm
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Default Re: INSURANCE

Some...mine for example, term it a "qualifying event" marriage death divorce...etc. However, beware some also have thirty day windows around qualifying events. Mine is during open enrollment or within thirty days of a qualifying event.

Good Luck,

Originally posted by KimJ
I was told by my employer that I will be able to add my husband to my insurance once I provide a copy of his passport with the entry stamp. It doesn't have to be during open enrollment, nor within 30 days of getting married.

I heard the term 'major life change' thrown around, so I guess that applies to having your spouse finally living with you
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Old Apr 13th 2004, 8:23 pm
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Default Re: INSURANCE

My Insurance (or work) had the 30 day within a life changing event rule also. Some of the smaller companies are probably not as strict. Larger companies love rules and regulations.

Ask you wife she should know better than us about her benefits!

Good Luck
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