Your help and advice please
#1
Your help and advice please
I have put this on another forum but not much response ........
It occurs to me that when we move to Spain obviously we won't be covered by the Spanish health system as we're not retirement age. Net result, we will be paying about £200 a month into a private health scheme.
Our villa has two floors, and although the bottom floor is not fitted out yet (just breeze block) it was planned so that it could be let out as a separate holiday let. Separate entrance etc. Now we initially decided to shelve that and live in both parts, but I'm thinking that if we were to let it out for two or three months a year and pay our taxes in Spain then we would be contributing to the system, be registered properly for health cover in Spain, make a bit of money, and save the private health contributions.
Would this be right does anyone know, or do you have to contribute a certain amount per year to qualify, or (as ever) is it nowhere as simple as this.
It occurs to me that when we move to Spain obviously we won't be covered by the Spanish health system as we're not retirement age. Net result, we will be paying about £200 a month into a private health scheme.
Our villa has two floors, and although the bottom floor is not fitted out yet (just breeze block) it was planned so that it could be let out as a separate holiday let. Separate entrance etc. Now we initially decided to shelve that and live in both parts, but I'm thinking that if we were to let it out for two or three months a year and pay our taxes in Spain then we would be contributing to the system, be registered properly for health cover in Spain, make a bit of money, and save the private health contributions.
Would this be right does anyone know, or do you have to contribute a certain amount per year to qualify, or (as ever) is it nowhere as simple as this.
#2
Re: Your help and advice please
Hi Mitzyboy
re health advice, we went into the local social security office with our residencia cards and got an SS card, we took this to the local surgery and are now registered, as in the UK with a doctor here, we are under retirement age, similar to yourself by the sound of it, A friend had to get a form from UK with which to get the card, cannot of the top of my head think of it but will repost when I see her tomorrow, this takes you off the books in UK (hence the gp's will not get paid for you).
Our surgery has everything including x/ray physio etc etc.
have alook at this link re forms to bring
http://www.globalestates.co.uk/E121.htm
pwwm
re health advice, we went into the local social security office with our residencia cards and got an SS card, we took this to the local surgery and are now registered, as in the UK with a doctor here, we are under retirement age, similar to yourself by the sound of it, A friend had to get a form from UK with which to get the card, cannot of the top of my head think of it but will repost when I see her tomorrow, this takes you off the books in UK (hence the gp's will not get paid for you).
Our surgery has everything including x/ray physio etc etc.
have alook at this link re forms to bring
http://www.globalestates.co.uk/E121.htm
pwwm
#3
BE Forum Addict
Joined: Nov 2003
Location: Chiclana
Posts: 3,327
Re: Your help and advice please
Originally Posted by pwwm
Hi Mitzyboy
re health advice, we went into the local social security office with our residencia cards and got an SS card, we took this to the local surgery and are now registered, as in the UK with a doctor here, we are under retirement age, similar to yourself by the sound of it, A friend had to get a form from UK with which to get the card, cannot of the top of my head think of it but will repost when I see her tomorrow, this takes you off the books in UK (hence the gp's will not get paid for you).
Our surgery has everything including x/ray physio etc etc.
have alook at this link re forms to bring
http://www.globalestates.co.uk/E121.htm
pwwm
re health advice, we went into the local social security office with our residencia cards and got an SS card, we took this to the local surgery and are now registered, as in the UK with a doctor here, we are under retirement age, similar to yourself by the sound of it, A friend had to get a form from UK with which to get the card, cannot of the top of my head think of it but will repost when I see her tomorrow, this takes you off the books in UK (hence the gp's will not get paid for you).
Our surgery has everything including x/ray physio etc etc.
have alook at this link re forms to bring
http://www.globalestates.co.uk/E121.htm
pwwm
#4
Re: Your help and advice please
re E106, Unfortunately I had left work and had time out before coming over and the cover goes on your contributions within the last two years, so despite working almost my entire life I was not covered, paid my taxes etc etc but not covered because I stopped work before moving over.
re critical illness, a friend of mine has multiple tumours and gets excellent treatment, not private, the only problem here seems to be no home care.
Granada and Motril hospitals have been wonderful.
re critical illness, a friend of mine has multiple tumours and gets excellent treatment, not private, the only problem here seems to be no home care.
Granada and Motril hospitals have been wonderful.
#5
Re: Your help and advice please
Originally Posted by pwwm
re E106, Unfortunately I had left work and had time out before coming over and the cover goes on your contributions within the last two years, so despite working almost my entire life I was not covered, paid my taxes etc etc but not covered because I stopped work before moving over.
re critical illness, a friend of mine has multiple tumours and gets excellent treatment, not private, the only problem here seems to be no home care.
Granada and Motril hospitals have been wonderful.
re critical illness, a friend of mine has multiple tumours and gets excellent treatment, not private, the only problem here seems to be no home care.
Granada and Motril hospitals have been wonderful.
#6
Re: Your help and advice please
12 years but she has not worked since they arrived here, her husband was a self employed builder back in the UK.
pwwm
pwwm
#7
Banned
Joined: Feb 2006
Posts: 400
Re: Your help and advice please
Originally Posted by Mitzyboy
I have put this on another forum but not much response ........
It occurs to me that when we move to Spain obviously we won't be covered by the Spanish health system as we're not retirement age. Net result, we will be paying about £200 a month into a private health scheme.
Our villa has two floors, and although the bottom floor is not fitted out yet (just breeze block) it was planned so that it could be let out as a separate holiday let. Separate entrance etc. Now we initially decided to shelve that and live in both parts, but I'm thinking that if we were to let it out for two or three months a year and pay our taxes in Spain then we would be contributing to the system, be registered properly for health cover in Spain, make a bit of money, and save the private health contributions.
Would this be right does anyone know, or do you have to contribute a certain amount per year to qualify, or (as ever) is it nowhere as simple as this.
It occurs to me that when we move to Spain obviously we won't be covered by the Spanish health system as we're not retirement age. Net result, we will be paying about £200 a month into a private health scheme.
Our villa has two floors, and although the bottom floor is not fitted out yet (just breeze block) it was planned so that it could be let out as a separate holiday let. Separate entrance etc. Now we initially decided to shelve that and live in both parts, but I'm thinking that if we were to let it out for two or three months a year and pay our taxes in Spain then we would be contributing to the system, be registered properly for health cover in Spain, make a bit of money, and save the private health contributions.
Would this be right does anyone know, or do you have to contribute a certain amount per year to qualify, or (as ever) is it nowhere as simple as this.
#8
Forum Regular
Joined: Jan 2005
Posts: 99
Re: Your help and advice please
Originally Posted by Douglas jack
Hi Mitzy,if you are still in the UK,go to your post office and get an E11 form,I belive this gets you free treatment in any EU national health centres,but not private practices,you can also take out a yearly familly holiday health insurance,quite cheaply with sainsburys.
If I remember right you have to supple either your UK NHS number or your passport number to apply... but check the info whenyou find the website.
#9
BE Enthusiast
Joined: Feb 2006
Posts: 423
Re: Your help and advice please
The E111 is now obsolete and didn't apply to those who actually lived in Spain, only those visiting. The E111 form has been replaced by something called the EHIC (similarly, only for visitors) and the application can be made online from this website -
http://www.dh.gov.uk/PolicyAndGuidan...793&chk=KCVYDZ
sorry for the long URL, but I hate using the tiny URLs, you can't be sure what you're downloading!
http://www.dh.gov.uk/PolicyAndGuidan...793&chk=KCVYDZ
sorry for the long URL, but I hate using the tiny URLs, you can't be sure what you're downloading!
#11
Re: Your help and advice please
E106 is what you're entitled to if you've been paying NI contributions in the UK right up until the date you leave and it gives you up to 2 years health cover in Spain when you come to LIVE here.
The EHIC (formerly E111) is reciprocal cover for travellers in the EU ie visitors to Spain who don't live here.
The EHIC (formerly E111) is reciprocal cover for travellers in the EU ie visitors to Spain who don't live here.
Originally Posted by Mitzyboy
Thanks for that ... I keep being told its an E106
#12
Re: Your help and advice please
Originally Posted by Hillybilly
E106 is what you're entitled to if you've been paying NI contributions in the UK right up until the date you leave and it gives you up to 2 years health cover in Spain when you come to LIVE here.
The EHIC (formerly E111) is reciprocal cover for travellers in the EU ie visitors to Spain who don't live here.
The EHIC (formerly E111) is reciprocal cover for travellers in the EU ie visitors to Spain who don't live here.
Mary