Why health insurance is needed when working abroad
#1
Why health insurance is needed when working abroad
Very sad story this. I hope the family gets the money together to take their daughter back home (in this case Granada)
http://www.gazette-news.co.uk/news/l...n_haemorrhage/
http://www.abc.es/20120516/espana/ab...205160920.html
We never know what is around the corner...
http://www.gazette-news.co.uk/news/l...n_haemorrhage/
http://www.abc.es/20120516/espana/ab...205160920.html
We never know what is around the corner...
#2
Re: Why health insurance is needed when working abroad
A very sad case.
Obviously EHIC would not cover repatriation or relatives expenses, but I was not aware that there was a limit to emergency hospital care provided by the card?
Obviously EHIC would not cover repatriation or relatives expenses, but I was not aware that there was a limit to emergency hospital care provided by the card?
#3
BE Enthusiast
Joined: Mar 2006
Posts: 827
Re: Why health insurance is needed when working abroad
A very sad story, but the EHIC ought to be sufficient for 99.9% of claims whilst abroad.
Hindsight, ESP, whatever, you just can't take out insurance to cover all eventualities.
And if you are working in a foreign country then why aren't you paying into the foreign country's NHS system?
May as well insure yourself against a lightning strike.
Hindsight, ESP, whatever, you just can't take out insurance to cover all eventualities.
And if you are working in a foreign country then why aren't you paying into the foreign country's NHS system?
May as well insure yourself against a lightning strike.
#4
Re: Why health insurance is needed when working abroad
Very sad story this. I hope the family gets the money together to take their daughter back home (in this case Granada)
http://www.gazette-news.co.uk/news/l...n_haemorrhage/
http://www.abc.es/20120516/espana/ab...205160920.html
We never know what is around the corner...
http://www.gazette-news.co.uk/news/l...n_haemorrhage/
http://www.abc.es/20120516/espana/ab...205160920.html
We never know what is around the corner...
the EHIC is for holidays, right??
& this poor girl was legally living & working in the UK, right?
since the UK NHS is resident based , as a legal resident, shouldn't she simply be entitled to all healthcare on the same basis as any other legal resident
#5
Re: Why health insurance is needed when working abroad
As I read the story she is a 25 year old student.
#6
Re: Why health insurance is needed when working abroad
Ah, well spotted. It was the "she helps teach Spanish" at the local college that made me think she was working (full-time)
Mrs Clayton said she hopes Marina’s story will inspire more students studying abroad to invest in Health insurance.
#7
Re: Why health insurance is needed when working abroad
edit - this was bugging me, so I looked it up
from here
Students from European Economic Area (EEA) countries or Switzerland
Students are encouraged to carry a valid European Health Insurance Card (EHIC) from their home country, and will need to have this card to access free treatment if their course of study is part time or less than 6 months (and not substantially funded by the UK Government). The EHIC entitles them to all medically necessary treatment during their stay free of charge.
Students are encouraged to carry a valid European Health Insurance Card (EHIC) from their home country, and will need to have this card to access free treatment if their course of study is part time or less than 6 months (and not substantially funded by the UK Government). The EHIC entitles them to all medically necessary treatment during their stay free of charge.
although that wouldn't get her home
Last edited by lynnxa; May 16th 2012 at 1:14 pm.
#8
Re: Why health insurance is needed when working abroad
She added: “I just wish all colleges and universities would ensure that these students have the correct health insurance.
#9
Re: Why health insurance is needed when working abroad
even that though indicates she should be covered - unless looking after someone in a coma isn't considered medically necessary!
#10
Re: Why health insurance is needed when working abroad
Marina apenas levaba medio año en Inglaterra, hasta donde había marchado para buscarse un futuro con una especie de beca que le permitía trabajar dando clases de español y completar sus estudios de Traducción en el instituto de Colchester.
#11
Re: Why health insurance is needed when working abroad
I'm going to do some digging
(anything is better than tidying up/editing my course book for proper publication)
#12
Joined: Jun 2011
Location: In the middle of 10million Olive Trees
Posts: 12,053
Re: Why health insurance is needed when working abroad
recently my UK local paper printed the "sad" story of a Pakistani child that came over to the UK with his mother in Sept on a 6 months visit.
In January child was rushed to hospital with serious illness, uncle took responsibility for putting child into hospital.
He contacted the newspaper to complain because the hospital had told him he would be liable for £1500 plus any ongoing costs for the treatment.
He had assumed that as he was paying in to the system that any/all his family from whatever country would be able to access the NHS for free.
I know nothing about insurance costs other than those policies we have, but they don't appear to be too onerous when visiting another country.
Better to have too much or duplicated cover than nothing at all.
Understand the Granada local government are considering providing financial support to the family who are also receiving donations from many kindly locals.
In January child was rushed to hospital with serious illness, uncle took responsibility for putting child into hospital.
He contacted the newspaper to complain because the hospital had told him he would be liable for £1500 plus any ongoing costs for the treatment.
He had assumed that as he was paying in to the system that any/all his family from whatever country would be able to access the NHS for free.
I know nothing about insurance costs other than those policies we have, but they don't appear to be too onerous when visiting another country.
Better to have too much or duplicated cover than nothing at all.
Understand the Granada local government are considering providing financial support to the family who are also receiving donations from many kindly locals.
#13
Re: Why health insurance is needed when working abroad
I suspect the real problem is the cost of repatriation, which could well be over £10000, this is what she is NOT covered for, but a specific insurance policy would cover it. Sh obviously hasn't registered as living in the UK, if she had, and been on the electoral roll, then she would have her medical expenses fully covered, but NOT the repatriation, nor any expenses incurred by her mother who is over here.
#14
Banned
Joined: Aug 2009
Posts: 5,008
Re: Why health insurance is needed when working abroad
recently my UK local paper printed the "sad" story of a Pakistani child that came over to the UK with his mother in Sept on a 6 months visit.
In January child was rushed to hospital with serious illness, uncle took responsibility for putting child into hospital.
He contacted the newspaper to complain because the hospital had told him he would be liable for £1500 plus any ongoing costs for the treatment.
He had assumed that as he was paying in to the system that any/all his family from whatever country would be able to access the NHS for free.
I know nothing about insurance costs other than those policies we have, but they don't appear to be too onerous when visiting another country.
Better to have too much or duplicated cover than nothing at all.
Understand the Granada local government are considering providing financial support to the family who are also receiving donations from many kindly locals.
In January child was rushed to hospital with serious illness, uncle took responsibility for putting child into hospital.
He contacted the newspaper to complain because the hospital had told him he would be liable for £1500 plus any ongoing costs for the treatment.
He had assumed that as he was paying in to the system that any/all his family from whatever country would be able to access the NHS for free.
I know nothing about insurance costs other than those policies we have, but they don't appear to be too onerous when visiting another country.
Better to have too much or duplicated cover than nothing at all.
Understand the Granada local government are considering providing financial support to the family who are also receiving donations from many kindly locals.
The family should have had holiday health insurance, because a lot can happen in a 6month visit.
#15
BE Enthusiast
Joined: Mar 2008
Location: SE Dordogne France
Posts: 982
Re: Why health insurance is needed when working abroad
NHS for students:
http://www.studystay.com/htm/essenti...nt_health2.htm
Essentially if a course is over 6 months duration then you are entitled to the same free NHS treatment as any other UK citizen for the entire period.
EHIC's should not come into it so something is wrong with the reporting of this story.
http://www.studystay.com/htm/essenti...nt_health2.htm
Essentially if a course is over 6 months duration then you are entitled to the same free NHS treatment as any other UK citizen for the entire period.
EHIC's should not come into it so something is wrong with the reporting of this story.