Way too much time on my hands
Nov 22nd 2009, 7:46 pm
#31
Ex Expat
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Way too much time on my hands
Last time we had UK insurance (our car was registered, taxed and MOT'd in the UK; we had it matriculated to Spanish plates before all these things ran out) it was with Saga and they told us that we could take the car out of the UK for as long as we liked, it would be covered. I presume they meant assuming the MOT and tax were kept up to date too (so the car would have to come back to the UK once a year at least).
It is now on Spanish plates and insured with Linea Directa; they said as long as it is not out of Spain for longer than six months of the year it will be covered.
We were in the UK for 21 weeks this year, so just made the time limit!
It is now on Spanish plates and insured with Linea Directa; they said as long as it is not out of Spain for longer than six months of the year it will be covered.
We were in the UK for 21 weeks this year, so just made the time limit!
Nov 23rd 2009, 12:15 pm
#32
Forum Regular
Joined: Sep 2009
Location: Alacant
Posts: 170
Re: Way too much time on my hands
Unfortunately, they are not interested. Fortunately, the Spanish police are beginning to clamp down and are now enforcing the rules. 12 British cars were confiscated in my town in one day recently for having no MOT/tax/insurance 
It would have been funny (if it had not been so pathetic) to hear the indignation and anger of some of the "victims" in a local bar shortly after that historic day. Of course, these people also had the inconvenience of not being able to drive home after their bucketful of ale - a pity as it appears that the drink driving laws don't apply to Brits either 
It would have been funny (if it had not been so pathetic) to hear the indignation and anger of some of the "victims" in a local bar shortly after that historic day. Of course, these people also had the inconvenience of not being able to drive home after their bucketful of ale - a pity as it appears that the drink driving laws don't apply to Brits either I was watching one such heap trying to make a right turn in town the other day. The combination of poor visibility from having the steering on the wrong side, the broken off door mirror and the balancing act with the ciggy in her hand made my waiting-for-the-cherubs coffee more entertaining than normal.
Nov 23rd 2009, 12:33 pm
#33
Retired and loving it!
Joined: Sep 2007
Location: Ontinyent - Valencia region (campo)
Posts: 5,164
Re: Way too much time on my hands
Perhaps I should have explained 
nor road tax. Likely on SORN or the DVLA would issue fines to the driver. I am sure DVLA will be interested in reports of such a vehicle on the road.
See here . http://www.direct.gov.uk/en/Motoring...cle/DG_4022073
nor road tax. Likely on SORN or the DVLA would issue fines to the driver. I am sure DVLA will be interested in reports of such a vehicle on the road.
See here . http://www.direct.gov.uk/en/Motoring...cle/DG_4022073
I'm not vindictive (normally) but I wish something was done about this farce!!!! The police are simply not interested up here - they are often seen talking to the owners of untaxed (etc.) vehicles.
Nov 23rd 2009, 2:07 pm
#34
RETIRED ;-))
Joined: Jul 2003
Location: Benalmadena Pueblo,Spain
Posts: 20,156
Re: Way too much time on my hands
I thought SORN's were still a disc that had to be displayed? Any way, where would they send the fine to if they live in Spain?
I'm not vindictive (normally) but I wish something was done about this farce!!!! The police are simply not interested up here - they are often seen talking to the owners of untaxed (etc.) vehicles.
I'm not vindictive (normally) but I wish something was done about this farce!!!! The police are simply not interested up here - they are often seen talking to the owners of untaxed (etc.) vehicles.
Nov 23rd 2009, 2:26 pm
#35
Senior Moment
Joined: Jan 2006
Location: On the edge
Posts: 20,460
Re: Way too much time on my hands
OK ... for once and for all, and I have an email from SAGA, this is the policy!!!
There are not exceptions. This is how it is.
Saga are unable to cover vehicles that are only returned to the UK once a year for MOT. In order to insure a vehicle with Saga the following criteria must apply.The vehicle must be UK registered. The policyholders main residence must be in the UK. The vehicle must have UK Tax and MoT. The vehicle cannot be left abroad while the policyholder returns to the UK. The policyholder must be over 50 All drivers must be over 21 and have held a UK drivers license for at least 12 months.
There are not exceptions. This is how it is.
Saga are unable to cover vehicles that are only returned to the UK once a year for MOT. In order to insure a vehicle with Saga the following criteria must apply.The vehicle must be UK registered. The policyholders main residence must be in the UK. The vehicle must have UK Tax and MoT. The vehicle cannot be left abroad while the policyholder returns to the UK. The policyholder must be over 50 All drivers must be over 21 and have held a UK drivers license for at least 12 months.
Nov 23rd 2009, 3:17 pm
#36
Started off with nothing
Thread Starter
Joined: Feb 2009
Posts: 4,949
Re: Way too much time on my hands
I thought SORN's were still a disc that had to be displayed? Any way, where would they send the fine to if they live in Spain?
I'm not vindictive (normally) but I wish something was done about this farce!!!! The police are simply not interested up here - they are often seen talking to the owners of untaxed (etc.) vehicles.
I'm not vindictive (normally) but I wish something was done about this farce!!!! The police are simply not interested up here - they are often seen talking to the owners of untaxed (etc.) vehicles.
Where I live the police do take an interest, particularly where the vehicle looks to be unroadworthy.
Nov 23rd 2009, 4:32 pm
#38
Concierge
Joined: May 2006
Location: ex ex-pat, in Taunton
Posts: 27,259
Re: Way too much time on my hands
OK ... for once and for all, and I have an email from SAGA, this is the policy!!!
There are not exceptions. This is how it is.
Saga are unable to cover vehicles that are only returned to the UK once a year for MOT. In order to insure a vehicle with Saga the following criteria must apply.The vehicle must be UK registered. The policyholders main residence must be in the UK. The vehicle must have UK Tax and MoT. The vehicle cannot be left abroad while the policyholder returns to the UK. The policyholder must be over 50 All drivers must be over 21 and have held a UK drivers license for at least 12 months.
There are not exceptions. This is how it is.
Saga are unable to cover vehicles that are only returned to the UK once a year for MOT. In order to insure a vehicle with Saga the following criteria must apply.The vehicle must be UK registered. The policyholders main residence must be in the UK. The vehicle must have UK Tax and MoT. The vehicle cannot be left abroad while the policyholder returns to the UK. The policyholder must be over 50 All drivers must be over 21 and have held a UK drivers license for at least 12 months.
Nov 24th 2009, 9:04 am
#40
BE Forum Addict
Joined: Jan 2008
Location: The Charente - still smiling.
Posts: 2,624
Re: Way too much time on my hands
OK ... for once and for all, and I have an email from SAGA, this is the policy!!!
There are not exceptions. This is how it is.
Saga are unable to cover vehicles that are only returned to the UK once a year for MOT. In order to insure a vehicle with Saga the following criteria must apply.The vehicle must be UK registered. The policyholders main residence must be in the UK. The vehicle must have UK Tax and MoT. The vehicle cannot be left abroad while the policyholder returns to the UK. The policyholder must be over 50 All drivers must be over 21 and have held a UK drivers license for at least 12 months.
There are not exceptions. This is how it is.
Saga are unable to cover vehicles that are only returned to the UK once a year for MOT. In order to insure a vehicle with Saga the following criteria must apply.The vehicle must be UK registered. The policyholders main residence must be in the UK. The vehicle must have UK Tax and MoT. The vehicle cannot be left abroad while the policyholder returns to the UK. The policyholder must be over 50 All drivers must be over 21 and have held a UK drivers license for at least 12 months.
Nov 24th 2009, 1:11 pm
#41
BE Enthusiast
Joined: Oct 2006
Posts: 443
Re: Way too much time on my hands
[QUOTE=Mitzyboy;8118895]OK ... for once and for all, and I have an email from SAGA, this is the policy!!!
There are not exceptions. This is how it is.
The vehicle cannot be left abroad while the policyholder returns to the UK.
You must have had the office junior respond to your email I can think of any number of reasons why this is totally impracticable and so, I am sure, can you. Sickness, breakdown and so on.
Jim
There are not exceptions. This is how it is.
The vehicle cannot be left abroad while the policyholder returns to the UK.
You must have had the office junior respond to your email I can think of any number of reasons why this is totally impracticable and so, I am sure, can you. Sickness, breakdown and so on.
Jim
Nov 24th 2009, 1:37 pm
#42
Started off with nothing
Thread Starter
Joined: Feb 2009
Posts: 4,949
Re: Way too much time on my hands
I told you Mitzy 
People read what they want to hear and ignore what does not suit them
Life is never easy for a moderator?
People read what they want to hear and ignore what does not suit them
Life is never easy for a moderator?
Nov 24th 2009, 2:32 pm
#43
Joined: Jun 2006
Location: Granada Costa
Posts: 10,918
Re: Way too much time on my hands
Perhaps it should read "The vehicle will not be insured if it is left abroad without the owner".
If it is securely locked up off road then unless the garage burns down I don't see that it is a problem.
Unless anyone knows differently.
Nov 24th 2009, 2:49 pm
#44
Senior Moment
Joined: Jan 2006
Location: On the edge
Posts: 20,460
Re: Way too much time on my hands
[quote=Bigger Jim;8121540]
I just dont believe it!
Its like talking to a brick wall on here sometimes
Believe what you like than BJ, totally up to you. I have an email from the sales department. Its their policiy, whether it be impracticable as you put it or not!
OK ... for once and for all, and I have an email from SAGA, this is the policy!!!
There are not exceptions. This is how it is.
The vehicle cannot be left abroad while the policyholder returns to the UK.
You must have had the office junior respond to your email I can think of any number of reasons why this is totally impracticable and so, I am sure, can you. Sickness, breakdown and so on.
Jim
There are not exceptions. This is how it is.
The vehicle cannot be left abroad while the policyholder returns to the UK.
You must have had the office junior respond to your email I can think of any number of reasons why this is totally impracticable and so, I am sure, can you. Sickness, breakdown and so on.
Jim
An insurance company cannot dictate what you do with your car!
Perhaps it should read "The vehicle will not be insured if it is left abroad without the owner".
If it is securely locked up off road then unless the garage burns down I don't see that it is a problem.
Unless anyone knows differently.
Perhaps it should read "The vehicle will not be insured if it is left abroad without the owner".
If it is securely locked up off road then unless the garage burns down I don't see that it is a problem.
Unless anyone knows differently.
Its like talking to a brick wall on here sometimes
Believe what you like than BJ, totally up to you. I have an email from the sales department. Its their policiy, whether it be impracticable as you put it or not!
Nov 24th 2009, 4:24 pm
#45
BE Enthusiast
Joined: Oct 2006
Posts: 443
Re: Way too much time on my hands
[QUOTE=Mitzyboy;8121729]
All I am commenting on is the quality of part of the email they sent to you as their policy. It is ambiguous and can be interpreted in several different ways.
Thats all,
Jim
Thats all,
Jim