Travel Insurance??
May 20th 2009, 9:33 am
#1
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Travel Insurance??
Hi, just want to gather peoples' opinions.
We are travelling to the UK on the Pride of Bilbao on June 2nd and will stay a couple of months. We have not booked our return journey yet, but may come back via France.
We are covered for Healthcare in Spain from an E121 , and elsewhere in Europe (including the UK) on the TSE card.
We can't decide whether to bother with travel insurance. We realise that if we don't then we are not covered for loss of baggage etc, or repatriation.
What do others think? Would you bother with travel inurance under these circumstances?
Thanks for your input.
We are travelling to the UK on the Pride of Bilbao on June 2nd and will stay a couple of months. We have not booked our return journey yet, but may come back via France.
We are covered for Healthcare in Spain from an E121 , and elsewhere in Europe (including the UK) on the TSE card.
We can't decide whether to bother with travel insurance. We realise that if we don't then we are not covered for loss of baggage etc, or repatriation.
What do others think? Would you bother with travel inurance under these circumstances?
Thanks for your input.
Last edited by scampicat; May 20th 2009 at 9:37 am. Reason: Correction of Spelling
May 20th 2009, 10:30 am
#2
BE Enthusiast
Joined: Feb 2006
Location: Isla Canela & Mountnessing
Posts: 703
Re: Travel Insurance??
Hi, just want to gather peoples' opinions.
We are travelling to the UK on the Pride of Bilbao on June 2nd and will stay a couple of months. We have not booked our return journey yet, but may come back via France.
We are covered for Healthcare in Spain from an E121 , and elsewhere in Europe (including the UK) on the TSE card.
We can't decide whether to bother with travel insurance. We realise that if we don't then we are not covered for loss of baggage etc, or repatriation.
What do others think? Would you bother with travel inurance under these circumstances?
Thanks for your input.
We are travelling to the UK on the Pride of Bilbao on June 2nd and will stay a couple of months. We have not booked our return journey yet, but may come back via France.
We are covered for Healthcare in Spain from an E121 , and elsewhere in Europe (including the UK) on the TSE card.
We can't decide whether to bother with travel insurance. We realise that if we don't then we are not covered for loss of baggage etc, or repatriation.
What do others think? Would you bother with travel inurance under these circumstances?
Thanks for your input.
Have you had any quotes for your insurance cover yet ?
If they don't want a fortune personally I would take it.
Better to be safe than sorry
Chris
May 20th 2009, 10:39 am
#3
RETIRED ;-))
Joined: Jul 2003
Location: Benalmadena Pueblo,Spain
Posts: 20,156
Re: Travel Insurance??
I go along with Chris on this one, it`s crazy money if you need repatriation and probably more if you have to stay for treatment for something serious.
May 20th 2009, 11:01 am
#4
BE Forum Addict
Joined: Jun 2006
Posts: 1,101
Re: Travel Insurance??
Hi, just want to gather peoples' opinions.
We are travelling to the UK on the Pride of Bilbao on June 2nd and will stay a couple of months. We have not booked our return journey yet, but may come back via France.
We are covered for Healthcare in Spain from an E121 , and elsewhere in Europe (including the UK) on the TSE card.
We can't decide whether to bother with travel insurance. We realise that if we don't then we are not covered for loss of baggage etc, or repatriation.
What do others think? Would you bother with travel inurance under these circumstances?
Thanks for your input.
We are travelling to the UK on the Pride of Bilbao on June 2nd and will stay a couple of months. We have not booked our return journey yet, but may come back via France.
We are covered for Healthcare in Spain from an E121 , and elsewhere in Europe (including the UK) on the TSE card.
We can't decide whether to bother with travel insurance. We realise that if we don't then we are not covered for loss of baggage etc, or repatriation.
What do others think? Would you bother with travel inurance under these circumstances?
Thanks for your input.
I have a travel insurance policy that came bundled in with my purchase of a Samsonite suitcase!
May 20th 2009, 11:27 am
#5
BE Enthusiast
Joined: Feb 2006
Location: Isla Canela & Mountnessing
Posts: 703
Re: Travel Insurance??
I don't think with standard travel insurance you are covered on single trips over 31 days in duration ?
May 20th 2009, 11:40 am
#6
Senior Moment
Joined: Jan 2006
Location: On the edge
Posts: 20,460
Re: Travel Insurance??
My private health covers me in Europe for health. I'm just going through getting insurance, and for worldwide it seems the best is around £90 - £100 for a couple.
May 20th 2009, 11:43 am
#7
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Travel Insurance??
Thanks for all your replies
Yes, we have had a quote (£60 is the cheapest for an annual couples policy for the cheapest but it seems to cover us for so much we don't want or already have). It covers up to 50 days but you can extend.
I will look at my credit card/insurance for details, thanks!
I think really it is repatriation that is the potential problem. We would be covered for health matters on the TSE card and will be staying in our own house in the UK, so no further costs would be necessary. If we were taken ill in the UK we'd just stay there, we wouldn't want to be repatriated to Spain.
Thanks all once agian, .still thinking.
Yes, we have had a quote (£60 is the cheapest for an annual couples policy for the cheapest but it seems to cover us for so much we don't want or already have). It covers up to 50 days but you can extend.
I will look at my credit card/insurance for details, thanks!
I think really it is repatriation that is the potential problem. We would be covered for health matters on the TSE card and will be staying in our own house in the UK, so no further costs would be necessary. If we were taken ill in the UK we'd just stay there, we wouldn't want to be repatriated to Spain.
Thanks all once agian, .still thinking.
Last edited by scampicat; May 20th 2009 at 11:55 am.
May 20th 2009, 12:11 pm
#8
BE Enthusiast
Joined: Feb 2006
Location: Isla Canela & Mountnessing
Posts: 703
Re: Travel Insurance??
Thanks for all your replies
Yes, we have had a quote (£60 is the cheapest for an annual couples policy for the cheapest but it seems to cover us for so much we don't want or already have). It covers up to 50 days but you can extend.
I will look at my credit card/insurance for details, thanks!
I think really it is repatriation that is the potential problem. We would be covered for health matters on the TSE card and will be staying in our own house in the UK, so no further costs would be necessary. If we were taken ill in the UK we'd just stay there, we wouldn't want to be repatriated to Spain.
Thanks all once agian, .still thinking.
Yes, we have had a quote (£60 is the cheapest for an annual couples policy for the cheapest but it seems to cover us for so much we don't want or already have). It covers up to 50 days but you can extend.
I will look at my credit card/insurance for details, thanks!
I think really it is repatriation that is the potential problem. We would be covered for health matters on the TSE card and will be staying in our own house in the UK, so no further costs would be necessary. If we were taken ill in the UK we'd just stay there, we wouldn't want to be repatriated to Spain.
Thanks all once agian, .still thinking.
May 20th 2009, 2:48 pm
#9
RETIRED ;-))
Joined: Jul 2003
Location: Benalmadena Pueblo,Spain
Posts: 20,156
Re: Travel Insurance??
Thanks for all your replies
Yes, we have had a quote (£60 is the cheapest for an annual couples policy for the cheapest but it seems to cover us for so much we don't want or already have). It covers up to 50 days but you can extend.
I will look at my credit card/insurance for details, thanks!
I think really it is repatriation that is the potential problem. We would be covered for health matters on the TSE card and will be staying in our own house in the UK, so no further costs would be necessary. If we were taken ill in the UK we'd just stay there, we wouldn't want to be repatriated to Spain.
Thanks all once agian, .still thinking.
Yes, we have had a quote (£60 is the cheapest for an annual couples policy for the cheapest but it seems to cover us for so much we don't want or already have). It covers up to 50 days but you can extend.
I will look at my credit card/insurance for details, thanks!
I think really it is repatriation that is the potential problem. We would be covered for health matters on the TSE card and will be staying in our own house in the UK, so no further costs would be necessary. If we were taken ill in the UK we'd just stay there, we wouldn't want to be repatriated to Spain.
Thanks all once agian, .still thinking.
May 20th 2009, 4:53 pm
#10
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Travel Insurance??
No, We haveour TSE (European Health card) which will cover us for any tratement from any condition sustained in the UK. I even rang the UK Healthcare about this and said if I broke my leg in the UK, would I just get it plastered up or would it be treated right up until it was better under the terms of the TSE. They said it would cover us until treatment was complete, I said does that mean until the leg was better, they said yes.
May 20th 2009, 10:08 pm
#11
Just Joined
Joined: May 2008
Posts: 22
Re: Travel Insurance??
Ive used Atlasdirect.co.uk for years and always been very competitive for an annual family policy.
Ive just renewed and with platinum cover and no excesses including baggage was £35 and a few pennies
Ive just renewed and with platinum cover and no excesses including baggage was £35 and a few pennies
May 21st 2009, 9:24 am
#12
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Travel Insurance??
Thanks everyone and will check out Atlas
May 21st 2009, 9:26 am
#13
RETIRED ;-))
Joined: Jul 2003
Location: Benalmadena Pueblo,Spain
Posts: 20,156
Re: Travel Insurance??
No, We haveour TSE (European Health card) which will cover us for any tratement from any condition sustained in the UK. I even rang the UK Healthcare about this and said if I broke my leg in the UK, would I just get it plastered up or would it be treated right up until it was better under the terms of the TSE. They said it would cover us until treatment was complete, I said does that mean until the leg was better, they said yes.
May 21st 2009, 9:40 am
#14
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Travel Insurance??
Can only seem to find information for UK or US residents on Atlas? Phone numbers are American.
Thanks anyway.
Thanks anyway.
May 21st 2009, 10:32 am
#15
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Travel Insurance??
That's what they told me anyway.
Apparently each country interprets 'emergency' in their own way. Spain would just stick the leg in plaster and send you on your way, apparently.