Spanish pension
#1
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Joined: Aug 2005
Location: El Cotin, Chiclana
Posts: 297
Spanish pension
Hi
I have read that in order to receive a pension in spain you need to have paid social security payments for 15 years.
If this is true then will my husband, who is already entitled to a full UK pension, get any extra pension from spain if he makes payments through Autonimo contributions for say 3 years?
A gestor I have consulted seems to think he will but I am not so sure, hopefully someone here will know the answer.
I have read that in order to receive a pension in spain you need to have paid social security payments for 15 years.
If this is true then will my husband, who is already entitled to a full UK pension, get any extra pension from spain if he makes payments through Autonimo contributions for say 3 years?
A gestor I have consulted seems to think he will but I am not so sure, hopefully someone here will know the answer.
#3
Re: Spanish pension
If you have made sufficient contributions in the UK then the 15 year rule does not apply and any contributions made in Spain will count and be added to your UK pension.
However, if you are already entitled to a full UK pension then you may not be allowed to have an increased pension.
I suggest you talk to the DWP in the UK as they will be responsible for coordinating any other pensions from other EU countries and will know if there is a limit to the total amount that you can recieve.
However, if you are already entitled to a full UK pension then you may not be allowed to have an increased pension.
I suggest you talk to the DWP in the UK as they will be responsible for coordinating any other pensions from other EU countries and will know if there is a limit to the total amount that you can recieve.
#4
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Re: Spanish pension
Thanks I will try to find out and if I do then I will post that information
Yvonne
Yvonne
#5
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Joined: Mar 2007
Location: Oliva
Posts: 474
Re: Spanish pension
My wife is now 60 and entitled to a U.K. pension. She is employed in Spain paying into the Spanish system. When she wishes to claim her U.K. pension (which she could do now if she wished) she has apply to the Spanish Social Security. The only help we got from U.K. D.W.P was the address of the appropriate government office in Spain.
She actually doesn't intend to claim it yet so we haven't had to start the procedure. Not looking forward to it though! I think I have found the appropriate form to complete and the list of accompanying documents required is endless.......
She actually doesn't intend to claim it yet so we haven't had to start the procedure. Not looking forward to it though! I think I have found the appropriate form to complete and the list of accompanying documents required is endless.......
#6
Re: Spanish pension
My wife is now 60 and entitled to a U.K. pension. She is employed in Spain paying into the Spanish system. When she wishes to claim her U.K. pension (which she could do now if she wished) she has apply to the Spanish Social Security. The only help we got from U.K. D.W.P was the address of the appropriate government office in Spain.
She actually doesn't intend to claim it yet so we haven't had to start the procedure. Not looking forward to it though! I think I have found the appropriate form to complete and the list of accompanying documents required is endless.......
She actually doesn't intend to claim it yet so we haven't had to start the procedure. Not looking forward to it though! I think I have found the appropriate form to complete and the list of accompanying documents required is endless.......
I would advice you to put all the paperwork in the hands of a gestor who will deal with the whole process for you and have to hand all the forms required. This service will be at a cost of about 40 euros.
#7
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Location: El Cotin, Chiclana
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Re: Spanish pension
If you start work in Spain and pay Spanish social security contributions you should ask the Spanish social security authorities about any Spanish pensions rights you may have from those contributions.
Any pension you may become entitled to from the Spanish authorities would be in addition to your United Kingdom State Pension (i.e you would receive a pension from the UK and a separate pension from Spain).
#8
Re: Spanish pension
A friend has a UK pension which includes small payments from Spain, Italy and Switzerland. He only worked in those countries for 3 to 5 years at a time.
He did say it took ages to sort it all out but he did get them all eventually.
He did say it took ages to sort it all out but he did get them all eventually.
#9
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Re: Spanish pension
There is now a dedicated EU Department and website for social security/pensions within the EU states.EUlisses
There is some useful info but it does not help when it comes to filling in all those forms.
There is some useful info but it does not help when it comes to filling in all those forms.
#10
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Joined: Mar 2007
Location: Oliva
Posts: 474
Re: Spanish pension
I understand that my wife has to apply through the Spanish system, but it's rather pointless since she definitely is not (at present) entitled to any Spanish pension because a) she's not old enough yet, b) she hasn't been paying in long enough, c) she's still working. Surely if someone is only currently entitled to a U.K. pension it would be sensible for them to apply to the U.K?? Anyway - waste of time moaning..............
I agree with YMF that the easiest way would be to use a gestor if possible.
I agree with YMF that the easiest way would be to use a gestor if possible.
#11
Re: Spanish pension
I understand that my wife has to apply through the Spanish system, but it's rather pointless since she definitely is not (at present) entitled to any Spanish pension because a) she's not old enough yet, b) she hasn't been paying in long enough, c) she's still working. Surely if someone is only currently entitled to a U.K. pension it would be sensible for them to apply to the U.K?? Anyway - waste of time moaning..............
I agree with YMF that the easiest way would be to use a gestor if possible.
I agree with YMF that the easiest way would be to use a gestor if possible.
There are two advantages as far as I can see if you intend to stay in Spain. First you would not have to worry about exchange rates and second I do believe that a full pension in Spain is now better than a full pension in UK. However a woman in Spain has to be 65 to draw a state pension.