This appears to be an appropriate time to remind posters to read this thread which is in the stickies at the top of the forum but I will put the link here for you to read.

Guidelines for posters - British Expats

Rosemary

Yes, thanks for that Rosemary.

Steve (& Jo)

Me too rosemary thanks.

Thanks Rosemary.
Sorry to seem stupid, but where is the Karma button. It sounds useful.

If you look to the left of a post under the information about the poster you will see 4 symbols, one of them is a cloud....that is the Karma button.

<edit> In case anyone does not know how to see your Karma messages you simply click on "My Profile" which is near to the top of the screen on the left.

Rosemary