Recommendations for Car Insurance
#1
Thread Starter
BE Enthusiast





Joined: Jan 2007
Posts: 835











I'm looking for a policy that will cover me for more driving time on the continent.Anybody have one.
#4
All I would say is don't assume because it has British 'connections' that it is the best COVER. That's what you want from insurance, the best service, payback, etc.
#5
BE Enthusiast




Joined: Jun 2011
Posts: 396
From: Gibraltar











I insured my UK plated car whilst living in various parts of Europe over the last 8 years through Liberty. Never had a problem with cover for windscreen repairs or their help with breakdowns and a taxi to get me home. Not had a major accident to assess how they perform in this situation. One piece of advice though, make sure you get an ITV done if your MOT runs out while here as they have an exclusion clause in cases where you cannot prove the car was roadworthy (also remember never show an ITV certificate for a UK plated car to a Guardia Civil officer )
#6
I insured my UK plated car whilst living in various parts of Europe over the last 8 years through Liberty. Never had a problem with cover for windscreen repairs or their help with breakdowns and a taxi to get me home. Not had a major accident to assess how they perform in this situation. One piece of advice though, make sure you get an ITV done if your MOT runs out while here as they have an exclusion clause in cases where you cannot prove the car was roadworthy (also remember never show an ITV certificate for a UK plated car to a Guardia Civil officer )

#8
Forum Regular


Joined: Jun 2010
Posts: 81

Shortly after I arrived in Spain I was stopped by the police for crossing the solid white line in the middle of the road to turn left. I didn't know you couldn't! He spoke perfect english and asked to see my UK Logbook and UK MOT. He said they now receive training on what to look out for. I was legal as I'd only just arrived in Spain.
My car is now on spanish plates. I do see lot's of UK plated cars around with no UK tax on and sometimes I ask the owners and they say "Its OK Mate I declared SORN 5 years ago"......
Brits abroad.....
My car is now on spanish plates. I do see lot's of UK plated cars around with no UK tax on and sometimes I ask the owners and they say "Its OK Mate I declared SORN 5 years ago"......
Brits abroad.....
#9
I insured my UK plated car wars through Liberty. Never had a problem with cover for windscreen repairs or their help with breakdowns and a taxi to get me home.hilst living in various parts of Europe over the last 8 ye Not had a major accident to assess how they perform in this situation. One piece of advice though, make sure you get an ITV done if your MOT runs out while here as they have an exclusion clause in cases where you cannot prove the car was roadworthy (also remember never show an ITV certificate for a UK plated car to a Guardia Civil officer )
Last edited by fionamw; Aug 26th 2011 at 8:34 am. Reason: just stupid!
#10
You slightly gave the game away by saying you were living is different countries at the time, so htf can you be a UK resident ?
#11
BE Enthusiast




Joined: Jun 2011
Posts: 396
From: Gibraltar











Read the exporting a vehicle on DVLA site, it says if the vehicle is to leave the UK for more than a year it has to be exported, nothing about taking it back to the UK for a couple of days to restart the clock.
You slightly gave the game away by saying you were living is different countries at the time, so htf can you be a UK resident ?
You slightly gave the game away by saying you were living is different countries at the time, so htf can you be a UK resident ?
#14
I insured my UK plated car whilst living in various parts of Europe over the last 8 years through Liberty. Never had a problem with cover for windscreen repairs or their help with breakdowns and a taxi to get me home. Not had a major accident to assess how they perform in this situation. One piece of advice though, make sure you get an ITV done if your MOT runs out while here as they have an exclusion clause in cases where you cannot prove the car was roadworthy (also remember never show an ITV certificate for a UK plated car to a Guardia Civil officer )
#15
BE Enthusiast




Joined: Jun 2011
Posts: 396
From: Gibraltar











did I say I still own the car or say I have spent the last 8 years in Spain ?. No I said I had spent the last 8 years in various parts of Europe. Europe is a big place and extends beyond the pyrenees as far west as the border with the Moldavian Republic, perhaps you should get out of the Brit ghetto on the costa and see some of it. I advised the person on what he should do to extend his car insurance in Europe longer than the 3 months permitted under UK policies and what to do in the event of his MOT expiring whilst in Spain in order to abide by Liberty's terms. Liberty were quite aware of my situation at all times and willing to cover me. I was not really concerned at the level of cover as long as when stopped by police I had paperwork to prove I was 100% legal



