Two questions has anyone submitted the 720 themselves direct online rather than using a gestor? If so how simple is it to complete. Which catagory do UK premium bonds go under savings or investments?

I did look at the online process and it seemed pretty straightforward, no different to online reRENTA declarations, assuming you have worked out which categories your assets are in.

Premium bonds come within the “securities” category, like bonds, shares and insurance policies.

Thanks Fred that was what I thought. One further point, if one has a house in the UK that goes over 50,000 Euro limit does that mean that any savings or investments/securities in the other 2 bands have to be declared even if neither band exceeds 50,000 euros. Or is each band totally separate. I thought it was the latter but was told by a gestor that if one band goes over then all savings investment must then be declared.