British Expats

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-   -   One word answer Yes or No (https://britishexpats.com/forum/spain-75/one-word-answer-yes-no-746286/)

Lushdaddy Jan 25th 2012 8:13 am

One word answer Yes or No
 
My friend has a UK car. He's had it ages. Doesn't renew the tax or M.O.T. yet insures it. Doesn't take it to the UK every six months or whatever you're meant to do. Is it legal over here? I say no, he says yes.:confused:

jojojojojo Jan 25th 2012 8:16 am

Re: One word answer Yes or No
 
no!

Jo xxx

Lorna at Vicenza Jan 25th 2012 8:18 am

Re: One word answer Yes or No
 
another NO

Rosemary Jan 25th 2012 8:47 am

Re: One word answer Yes or No
 
NO

Rosemary

Dick Dasterdly Jan 25th 2012 8:57 am

Re: One word answer Yes or No
 
The answer may well be no, but I've heard it mentioned on more than one occasion that the insurance is still valid and the companies will cough up if required. :confused:

Lorna at Vicenza Jan 25th 2012 8:58 am

Re: One word answer Yes or No
 

Originally Posted by Dick Dasterdly (Post 9865228)
The answer may well be no, but I've heard it mentioned on more than one occasion that the insurance is still valid and the companies will cough up if required. :confused:

I wouldn't risk it.

jojojojojo Jan 25th 2012 9:00 am

Re: One word answer Yes or No
 

Originally Posted by Dick Dasterdly (Post 9865228)
The answer may well be no, but I've heard it mentioned on more than one occasion that the insurance is still valid and the companies will cough up if required. :confused:

I personally know someone who'd paid his insurance religiously for 6 years and when his pride and joy car was stolen - nothing. the insurance company refused due to the owner not disclosing the car wasnt legal in the country it was registered in


Jo xxx

jimenato Jan 25th 2012 9:02 am

Re: One word answer Yes or No
 
No, not legal.

Dick Dasterdly Jan 25th 2012 10:59 am

Re: One word answer Yes or No
 

Originally Posted by jojojojojo (Post 9865239)
I personally know someone who'd paid his insurance religiously for 6 years and when his pride and joy car was stolen - nothing. the insurance company refused due to the owner not disclosing the car wasnt legal in the country it was registered in


Jo xxx


I suppose thats to be expected,but maybe in the event of a minor claim it could be processed without a problem.
However as other posters have mentioned it's not to be recommended and is likely illegal.
The insurance companies must be very dodgy by accepting the premium payments on foreign reg cars if they knowingly have no intention of paying out under any circumstances.

big wheels Jan 25th 2012 11:07 am

Re: One word answer Yes or No
 
NO NO and thrice No. :thumbdown:

fionamw Jan 25th 2012 11:15 am

Re: One word answer Yes or No
 
No
http://bestsmileys.com/nono/2.gif

scampicat Jan 25th 2012 2:31 pm

Re: One word answer Yes or No
 

Originally Posted by Lushdaddy (Post 9865113)
My friend has a UK car. He's had it ages. Doesn't renew the tax or M.O.T. yet insures it. Doesn't take it to the UK every six months or whatever you're meant to do. Is it legal over here? I say no, he says yes.:confused:

No........

cymruambyth Jan 25th 2012 6:27 pm

Re: One word answer Yes or No
 
http://www.illustrationsof.com/royal...tion-68703.jpg

SpanishAngel Jan 25th 2012 7:41 pm

Re: One word answer Yes or No
 
NO

jackytoo Jan 25th 2012 9:39 pm

Re: One word answer Yes or No
 
Re. Insurance. this is what our Moderator Fred James posted

You are quite correct about the legality issue but you are wrong in making the assumption that just because a car is illegal, that the insurance would be invalid.

It will depend on the wording of the policy. For example not having a valid ITV does not necessarily invalidate your insurance. The company may have a clause about roadworthiness but an ITV certificate does not prove that the vehicle is roadworthy apart from the minute you drove it out of the test centre.

I raised this specific point with Linea Directa and they confirmed to me that absence of a valid ITV would not affect the policy any more than not having paid your road t

snikpoh Jan 25th 2012 9:44 pm

Re: One word answer Yes or No
 

Originally Posted by jackytoo (Post 9866271)
Re. Insurance. this is what our Moderator Fred James posted

You are quite correct about the legality issue but you are wrong in making the assumption that just because a car is illegal, that the insurance would be invalid.

It will depend on the wording of the policy. For example not having a valid ITV does not necessarily invalidate your insurance. The company may have a clause about roadworthiness but an ITV certificate does not prove that the vehicle is roadworthy apart from the minute you drove it out of the test centre.

I raised this specific point with Linea Directa and they confirmed to me that absence of a valid ITV would not affect the policy any more than not having paid your road t

OK, but the (Spanish) law does state that the car has to be legal in the country in which it is registered. Does this not mean that it must be taxed AND mot'd to be legal in UK?

So, whilst the insurance 'may' be OK, the car is certainly illegally on the road which is what the OP was asking.

cymruambyth Jan 25th 2012 10:02 pm

Re: One word answer Yes or No
 

Originally Posted by Lushdaddy (Post 9865113)
My friend has a UK car. He's had it ages. Doesn't renew the tax or M.O.T. yet insures it. Doesn't take it to the UK every six months or whatever you're meant to do. Is it legal over here? I say no, he says yes.:confused:



Originally Posted by snikpoh (Post 9866275)
OK, but the (Spanish) law does state that the car has to be legal in the country in which it is registered. Does this not mean that it must be taxed AND mot'd to be legal in UK?

So, whilst the insurance 'may' be OK, the car is certainly illegally on the road which is what the OP was asking.

The original question didn't ask for opinions whether or not people thought that the insurance was "valid" on an illegal car, simply a "yes" or "no" as to whether or not it was considered "legal over here".

jojojojojo Jan 25th 2012 10:31 pm

Re: One word answer Yes or No
 

Originally Posted by cymruambyth (Post 9866298)
The original question didn't ask for opinions whether or not people thought that the insurance was "valid" on an illegal car, simply a "yes" or "no" as to whether or not it was considered "legal over here".

never mind!

Jo xxx

agoreira Jan 25th 2012 10:32 pm

Re: One word answer Yes or No
 

Originally Posted by cymruambyth (Post 9866298)
The original question didn't ask for opinions whether or not people thought that the insurance was "valid" on an illegal car, simply a "yes" or "no" as to whether or not it was considered "legal over here".

So where's your simple "yes" or " no" answer? :rofl:

cymruambyth Jan 25th 2012 11:31 pm

Re: One word answer Yes or No
 

Originally Posted by agoreira (Post 9866331)
So where's your simple "yes" or " no" answer? :rofl:

It was at post Number 13 where's yours?

cymruambyth Jan 25th 2012 11:36 pm

Re: One word answer Yes or No
 

Originally Posted by jojojojojo (Post 9866329)
never mind!

Jo xxx

:thumbsup:

jimenato Jan 25th 2012 11:36 pm

Re: One word answer Yes or No
 

Originally Posted by jackytoo (Post 9866271)
Re. Insurance. this is what our Moderator Fred James posted

You are quite correct about the legality issue but you are wrong in making the assumption that just because a car is illegal, that the insurance would be invalid.

It will depend on the wording of the policy. For example not having a valid ITV does not necessarily invalidate your insurance. The company may have a clause about roadworthiness but an ITV certificate does not prove that the vehicle is roadworthy apart from the minute you drove it out of the test centre.

I raised this specific point with Linea Directa and they confirmed to me that absence of a valid ITV would not affect the policy any more than not having paid your road t

I would take slight issue with that - it's an audit - they don't test everything every time so your vehicle is not necessarily roadworthy even at that moment in time. The only thing which you can be sure about is that if it doesn't pass it's not roadworthy.

And BTW I have already given my NO answer;)

anonimouse Jan 26th 2012 1:07 am

Re: One word answer Yes or No
 
Although loads do it, NO it's NOT legal, and one day he will pay the price and by god fines here are not cheap, so I hope he has a wad of cash when they do catch him, and they will.

Fred James Jan 26th 2012 1:13 am

Re: One word answer Yes or No
 

Originally Posted by snikpoh (Post 9866275)
So, whilst the insurance 'may' be OK, the car is certainly illegally on the road which is what the OP was asking.

Absolutely - the car is illegal on Spanish roads.

The insurance issue is a red herring regarding this thread - I posted that comment on another thread.

jojojojojo Jan 26th 2012 1:17 am

Re: One word answer Yes or No
 
What you have to remember is that insurance companies are only too happy to take money, but are never keen to pay out and if they find a reason not to they wont - simple!!!! Then theres the guardia. If you have an accident and the car is illegal, they'll have you, make no mistake!!!!

Jo xxx

amideislas Jan 26th 2012 2:01 am

Re: One word answer Yes or No
 
Rule of thumb:

It's far easier to count the things which are indisputably "legal" than those things which are easily interpreted as "illegal", especially when it involves easy money (both the opportunity to collect it, or conversely the opportunity to avoid paying it) over some "technicality".

So, given those odds, what do you think your chances might be?

JnK Jan 26th 2012 2:05 am

Re: One word answer Yes or No
 

Originally Posted by big wheels (Post 9865541)
NO NO and thrice No. :thumbdown:

I'm with him :thumbsup:

lyric030250 Jan 26th 2012 3:38 am

Re: One word answer Yes or No
 

Originally Posted by big wheels (Post 9865541)
NO NO and thrice No. :thumbdown:

I was going to use that one !

Rotor Jan 26th 2012 4:04 am

Re: One word answer Yes or No
 

Originally Posted by Lushdaddy (Post 9865113)
My friend has a UK car. He's had it ages. Doesn't renew the tax or M.O.T. yet insures it. Doesn't take it to the UK every six months or whatever you're meant to do. Is it legal over here? I say no, he says yes.:confused:

YES if hes driving directly to a UK MOT station:rofl:

megmet Jan 26th 2012 4:13 am

Re: One word answer Yes or No
 
No!

jdr Jan 26th 2012 4:15 am

Re: One word answer Yes or No
 

Originally Posted by Rotor (Post 9866898)
YES if hes driving directly to a UK MOT station:rofl:

No cos he will get nicked for no multi year tax evasion before he gets there. :rofl:



mikelincs Jan 26th 2012 5:47 am

Re: One word answer Yes or No
 

Originally Posted by jdr (Post 9866911)
No cos he will get nicked for no multi year tax evasion before he gets there. :rofl:


If he hasn't told the DVLA he's exported it, then, I suspect, he can't bring it back without paying all the back tax as well. But the answer to the OP's question is.

NO

Dick Dasterdly Jan 26th 2012 6:26 am

Re: One word answer Yes or No
 
YES, if he's on private land rather than a public highway.

jdr Jan 26th 2012 6:30 am

Re: One word answer Yes or No
 

Originally Posted by Dick Dasterdly (Post 9867150)
YES, if he's on private land rather than a public highway.

NO. not even there cos it`s been in Spain too long without being registered.

jojojojojo Jan 26th 2012 6:46 am

Re: One word answer Yes or No
 
I do think that you should maybe get more facts - and I mean EVERYONE who has posted on here before getting too "bent out of shape" about this guys plans. thats not to say he has much hope, but I he may have more of an idea than he's posted here so far!

Jo xxx

Rotor Jan 26th 2012 7:39 am

Re: One word answer Yes or No
 
Still YES if its been put on a SORN and your en route to a MOT , Ive bought UK cars in Spain and driven them back , straight off the ferry and into the MOT station , never cleared less than a k for doing it , there's loads of expats who cant even afford to drive their car back to the UK so consequently let them go for next nothing:thumbsup:

jdr Jan 26th 2012 8:07 am

Re: One word answer Yes or No
 

Originally Posted by Rotor (Post 9867283)
Still YES if its been put on a SORN and your en route to a MOT , Ive bought UK cars in Spain and driven them back , straight off the ferry and into the MOT station , never cleared less than a k for doing it , there's loads of expats who cant even afford to drive their car back to the UK so consequently let them go for next nothing:thumbsup:

Are you making up your own rules, it has to stay in the UK if it is sorn, so double illegal.:sneaky::sneaky:

Rotor Jan 26th 2012 10:54 am

Re: One word answer Yes or No
 

Originally Posted by jdr (Post 9867341)
Are you making up your own rules, it has to stay in the UK if it is sorn, so double illegal.:sneaky::sneaky:

Where dose it state that?are you making it up? It can be off the road but not in the UK ,if you could find the small print SORN may well only mean off UK highways ,cars often get temporarily exported on SORN to compete in races and shows etc , no sane person would tax/mot / insure a car then trailer it to a European race track or classic car show.

MikeJ Jan 26th 2012 8:54 pm

Re: One word answer Yes or No
 

Originally Posted by Rotor (Post 9867606)
Where dose it state that?are you making it up? It can be off the road but not in the UK ,if you could find the small print SORN may well only mean off UK highways ,cars often get temporarily exported on SORN to compete in races and shows etc , no sane person would tax/mot / insure a car then trailer it to a European race track or classic car show.

Since it is a satutory obligation to notify the DVLA of change of address and that the DVLA has no jurisdiction outside the UK then on two counts is axiomatic that you cannot have a valid SORN on a vehicle outside the UK. (see www.dft.gov.uk/dvla/sorn). Note: if it is on a trailer it's no longer regarded as a vehicle but as a 'load'.
Also -road traffic and vehicle licencing laws across the EU are pretty much harmonised these days (the only notable exception is the drivers licence and that's coming shortly) then to be legal in an MS it has to be street legal in its country of registration ie if it is registered in the UK it must have Tax, Insurance and MoT. As there is an EU harmonisation directive which says that an insurance company cannot invalidate the third party risks element of the vehicle insurance policy (to protect 3rd party) then the vehicle may well be - in the strict legal sense - insured, but you can bet that the insurance company will find some small print to not pay out on any other risks if the vehicle is not legal.

Rotor Jan 26th 2012 9:12 pm

Re: One word answer Yes or No
 

Originally Posted by MikeJ (Post 9868209)
Since it is a satutory obligation to notify the DVLA of change of address and that the DVLA has no jurisdiction outside the UK then on two counts is axiomatic that you cannot have a valid SORN on a vehicle outside the UK. (see www.dft.gov.uk/dvla/sorn). Note: if it is on a trailer it's no longer regarded as a vehicle but as a 'load'.
Also -road traffic and vehicle licencing laws across the EU are pretty much harmonised these days (the only notable exception is the drivers licence and that's coming shortly) then to be legal in an MS it has to be street legal in its country of registration ie if it is registered in the UK it must have Tax, Insurance and MoT. As there is an EU harmonisation directive which says that an insurance company cannot invalidate the third party risks element of the vehicle insurance policy (to protect 3rd party) then the vehicle may well be - in the strict legal sense - insured, but you can bet that the insurance company will find some small print to not pay out on any other risks if the vehicle is not legal.

Who said the OP`s friend did not have a UK address?

When I buy a UK car I first HPI them to ensure they are not stolen / been written off or have finance owing on them ,this usually eliminates about 30% of what I`m offered! , if I buy the car I put an application in for the log book in my name at my UK address and when I receive the log book I immediately declare SORN online , simple , I then insure the vehicle and drive it back to the UK and upon arrival MOT and tax it .

Ibex offer fully comp cover and payout on UK cars regardless of whether they have MOT/tax , I know this for a fact as a friend written off his own UK car and was paid out without issue , IBEX just wanted service records or a Spanish ITV (even though they are not valid)to show that the vehicle had been maintained, IBEX are underwritten by Lloyds

To many on this site talk the talk but have never walked the walk :thumbdown:


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