Health insurance in Spain
#1
Health insurance in Spain
I'm thinking of taking out a private health plan for my family and I with Sanitas. Has anyone had any experience with them good or bad? Any recommendations for other providers in Spain?
Cheers,
Pat.
Cheers,
Pat.
#2
Re: Health insurance in Spain
We have private insurance with Sanitas through my husbands company.
It's OK. I have no complaints.
You get a list of the doctors/hospitals and specialists local to you, that you can use. I can just call them direct and show my card when I arrive. That's it. Oh but you do have to pay if you use them. I think about 12 euros if you see the doctor.
Most of the doctors along the costas speak English too.
If you have a doctor or hospital in mind to go to, I would check that they are with Sanitas or some other insurance company before you sign up.
There is also I think a big price difference if you use sanitas.es and sanitashealthplan.com -
It's OK. I have no complaints.
You get a list of the doctors/hospitals and specialists local to you, that you can use. I can just call them direct and show my card when I arrive. That's it. Oh but you do have to pay if you use them. I think about 12 euros if you see the doctor.
Most of the doctors along the costas speak English too.
If you have a doctor or hospital in mind to go to, I would check that they are with Sanitas or some other insurance company before you sign up.
There is also I think a big price difference if you use sanitas.es and sanitashealthplan.com -
#3
BE Enthusiast
Joined: Apr 2007
Posts: 985
Re: Health insurance in Spain
We use Sanitas and are very happy with the service.
#4
Re: Health insurance in Spain
HTH
#5
Re: Health insurance in Spain
Might help to compare, I use Adeslas and have for the last 16 or so years, I have no complaints... as yet anyway . Not sure what age you are but one of the things it might be worth looking at is the price scale on age as this will increase as you get older and what you are and are not covered for.
HTH
HTH
However, I chose Adelas because they have a contract with my local all singing, all dancing clinic/5* hotel and I chose them on that basis. For all I know Adeslas doesn't work with your local top clinic, or maybe Sanitas doesn't either.
If you know who you want your doctor to be, or where you want to go when you are ill, I'd go and ask them which insurance companies they work with. Just because you have insurance doesn't mean that you can pick and chose which clinic you go to.
#6
Re: Health insurance in Spain
Thanks for the answers. I'm 44 by the way. I live near Mijas on the CDS. The English rep for Sanitas said the nearest hospital is in Marbella which is a bit far but she also mentioned the local hospital, Xanit in Benalmadena, will be part of the network as of next year. I also have a friend who is with Sanitas and states there's a hospital in Torremolinos I can use (you think the rep would know that). Sanitas have a rather long 8 month qualifying period for any surgery that isn't life threatening which is a concern. Thanks for the suggestions re Adeslas. I'll have a look. I have been quoted 132 euros a month for Sanitas 'classic' for myself, my wife (43) and 6 year old daughter....
#7
Banned
Joined: Dec 2006
Location: Living in a good place
Posts: 8,824
Re: Health insurance in Spain
Beware of insurance brokers they will tell you anything to get your custom.
#8
Re: Health insurance in Spain
Thanks for the answers. I'm 44 by the way. I live near Mijas on the CDS. The English rep for Sanitas said the nearest hospital is in Marbella which is a bit far but she also mentioned the local hospital, Xanit in Benalmadena, will be part of the network as of next year. I also have a friend who is with Sanitas and states there's a hospital in Torremolinos I can use (you think the rep would know that). Sanitas have a rather long 8 month qualifying period for any surgery that isn't life threatening which is a concern. Thanks for the suggestions re Adeslas. I'll have a look. I have been quoted 132 euros a month for Sanitas 'classic' for myself, my wife (43) and 6 year old daughter....
We had our first year through a rep down (Susan warner I think) on th CDS and it cost far more than it should if we had gone direct. Learnt lesson. Now I pay just 29 euros a month for me (but it is on hubby's company
policy).
#9
Re: Health insurance in Spain
I have been sent for scans at Xanit by my local health practice.
I have not got any good words for them.
Crap, rubbish, lack of customer service and even downright rude etc.
However my doctor who agrees with my comments does say the scans they produce are of the best quality, that is why I am sent there.
I have not got any good words for them.
Crap, rubbish, lack of customer service and even downright rude etc.
However my doctor who agrees with my comments does say the scans they produce are of the best quality, that is why I am sent there.
#10
Re: Health insurance in Spain
Thanks. It was through her. I'll see what I get from the Sanitas website.
#11
Re: Health insurance in Spain
I have been sent for scans at Xanit by my local health practice.
I have not got any good words for them.
Crap, rubbish, lack of customer service and even downright rude etc.
However my doctor who agrees with my comments does say the scans they produce are of the best quality, that is why I am sent there.
I have not got any good words for them.
Crap, rubbish, lack of customer service and even downright rude etc.
However my doctor who agrees with my comments does say the scans they produce are of the best quality, that is why I am sent there.
#12
Forum Regular
Joined: Oct 2006
Location: Benalmadena Costa
Posts: 82
Re: Health insurance in Spain
I'm with Previsión Médica, costs us 116 euros a month for both of us and that covers us for any doctor, clinic, hospital in Andalucia. Have used the Xanit and personally can't fault them
#13
Re: Health insurance in Spain
Thanks for the answers. I'm 44 by the way. I live near Mijas on the CDS. The English rep for Sanitas said the nearest hospital is in Marbella which is a bit far but she also mentioned the local hospital, Xanit in Benalmadena, will be part of the network as of next year. I also have a friend who is with Sanitas and states there's a hospital in Torremolinos I can use (you think the rep would know that). Sanitas have a rather long 8 month qualifying period for any surgery that isn't life threatening which is a concern. Thanks for the suggestions re Adeslas. I'll have a look. I have been quoted 132 euros a month for Sanitas 'classic' for myself, my wife (43) and 6 year old daughter....
#14
Re: Health insurance in Spain
up until last november when i was living there, i used Aresa, 52 euros a month each and no charges if i went and saw the doctor. Used them throughout my first pregnancy and birth aswell and have to say they were brilliant.
#15
BE Forum Addict
Joined: Aug 2006
Location: Velez-Malaga
Posts: 4,920
Re: Health insurance in Spain
We are also with Prevision Medica, paying 84€ per month for the two of us. We took the policy out at the beginning of December 2008, having requested a quote via their website, and were advised that they had a special offer at that time hence the reduced price.
We get books of vouchers from them which we just present at the clinic and do not have to pay anything extra when we see a doctor.
We haven't needed anything major yet but I have no complaints about their service, quite the opposite.
We get books of vouchers from them which we just present at the clinic and do not have to pay anything extra when we see a doctor.
We haven't needed anything major yet but I have no complaints about their service, quite the opposite.