HEALTH CARE IN SPAIN / E109
#1
Forum Regular
Thread Starter
Joined: Apr 2007
Location: Murcia
Posts: 46
HEALTH CARE IN SPAIN / E109
I am hoping someone can help me and tell me what my rights are
My husband lives and works in the UK for more than 6 months of the year and for the last 2 years we have been covered by the UK under E109. But the Uk have refused our application on the grounds that my husband is not paying sufficient national insurance. He is a self employed London Cabbie and is an employer of his own company. We have contacted "your europe advice" and they seem to think we should be covered but without all the details cannot comit.
Forgot to mention that me and my daughter live in Murcia and I do not work or pay into the social security here, so looking for any advice possible.
prettypolly90
My husband lives and works in the UK for more than 6 months of the year and for the last 2 years we have been covered by the UK under E109. But the Uk have refused our application on the grounds that my husband is not paying sufficient national insurance. He is a self employed London Cabbie and is an employer of his own company. We have contacted "your europe advice" and they seem to think we should be covered but without all the details cannot comit.
Forgot to mention that me and my daughter live in Murcia and I do not work or pay into the social security here, so looking for any advice possible.
prettypolly90
#2
Re: HEALTH CARE IN SPAIN / E109
I think your only option is private health care insurance, the UK government will only cover you for the first two years, unless you have reached retirement age!
#3
Re: HEALTH CARE IN SPAIN / E109
prettypolly90, can your husband not increase his NI contributions to the required level if they have been deemed to be insufficient? But keep trying! HMRC are usually quite helpful.
Last edited by Hillybilly; May 11th 2011 at 7:58 am. Reason: added info
#4
Re: HEALTH CARE IN SPAIN / E109
Not if your husband is working in the UK normally and paying into the tax/NI system there. He can also claim child benefit on behalf of any child living with his wife in Spain. We have a member on this forum in that position, but the husband must be a UK resident and living there
#5
Re: HEALTH CARE IN SPAIN / E109
I'm confused (not for the first time).
Isn't the E109 (now S1) for the dependants of a person who is employed or self employed in the UK, but whose dependents reside in another EU country?
The E106 (now S1) was for people living outside of UK who could then get reciprocal cover based in the NI contributions paid.
The E121 (now S1) is for people who have retired outside UK and are above the UK retirement age.
There are possibly other cases where the individual is disabled but the above are the basics as I understand them - or am I really confused?????
Isn't the E109 (now S1) for the dependants of a person who is employed or self employed in the UK, but whose dependents reside in another EU country?
The E106 (now S1) was for people living outside of UK who could then get reciprocal cover based in the NI contributions paid.
The E121 (now S1) is for people who have retired outside UK and are above the UK retirement age.
There are possibly other cases where the individual is disabled but the above are the basics as I understand them - or am I really confused?????
#6
Re: HEALTH CARE IN SPAIN / E109
I'm confused (not for the first time).
Isn't the E109 (now S1) for the dependants of a person who is employed or self employed in the UK, but whose dependents reside in another EU country?
The E106 (now S1) was for people living outside of UK who could then get reciprocal cover based in the NI contributions paid.
The E121 (now S1) is for people who have retired outside UK and are above the UK retirement age.
There are possibly other cases where the individual is disabled but the above are the basics as I understand them - or am I really confused?????
Isn't the E109 (now S1) for the dependants of a person who is employed or self employed in the UK, but whose dependents reside in another EU country?
The E106 (now S1) was for people living outside of UK who could then get reciprocal cover based in the NI contributions paid.
The E121 (now S1) is for people who have retired outside UK and are above the UK retirement age.
There are possibly other cases where the individual is disabled but the above are the basics as I understand them - or am I really confused?????
#7
Forum Regular
Joined: Mar 2009
Posts: 69
Re: HEALTH CARE IN SPAIN / E109
The old E109 would be the correct cover (now known as an S1) but the title holder needs to meet the national insurance contributions requirements.
#8
BE Forum Addict
Joined: Jun 2010
Location: Disneylandia
Posts: 1,824
Re: HEALTH CARE IN SPAIN / E109
prettypolly90; if your husband is in the UK for more than six months (183 days), and is an employee of his own company; how can he be not paying enough NI contributions?
'o nonno
'o nonno
#12
Re: HEALTH CARE IN SPAIN / E109
I was self employed nearly all my working life and never had a coverage problem for health at any time for me or my family.
The stamp was cheaper than what an employer pays granted, but the cover for me was the same as if I had been employed.
The stamp was cheaper than what an employer pays granted, but the cover for me was the same as if I had been employed.
#13
Just Joined
Joined: Jan 2011
Posts: 19
Re: HEALTH CARE IN SPAIN / E109
I am hoping someone can help me and tell me what my rights are
My husband lives and works in the UK for more than 6 months of the year and for the last 2 years we have been covered by the UK under E109. But the Uk have refused our application on the grounds that my husband is not paying sufficient national insurance. He is a self employed London Cabbie and is an employer of his own company. We have contacted "your europe advice" and they seem to think we should be covered but without all the details cannot comit.
Forgot to mention that me and my daughter live in Murcia and I do not work or pay into the social security here, so looking for any advice possible.
prettypolly90
My husband lives and works in the UK for more than 6 months of the year and for the last 2 years we have been covered by the UK under E109. But the Uk have refused our application on the grounds that my husband is not paying sufficient national insurance. He is a self employed London Cabbie and is an employer of his own company. We have contacted "your europe advice" and they seem to think we should be covered but without all the details cannot comit.
Forgot to mention that me and my daughter live in Murcia and I do not work or pay into the social security here, so looking for any advice possible.
prettypolly90
#14
Just Joined
Joined: Jan 2011
Posts: 19
Re: HEALTH CARE IN SPAIN / E109
that was joking not kidding also just relised some of the info might be a bit out of date but take a look anyway it still might be helpful