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-   -   Halifax Bank charges (https://britishexpats.com/forum/spain-75/halifax-bank-charges-583053/)

Dxf Jan 9th 2009 2:14 pm

Halifax Bank charges
 
Hi,

Anyone had problems with the Halifax? A friend of mine is having problems transferring money to Spain, they now want to charge for the service.
Anyone out there had problems?
Davexf

lic Jan 9th 2009 9:46 pm

Re: Halifax Bank charges
 
Tell your friend to open a NATIONWIDE FLEX account in the UK. This account allows you to withdraw money at any European ATM free of charge. It applies the Visa bank rate to cash withdrawals and therefore you get a better exchange rate.
Simply use this method to top up the Spansih bank account when in Spain.

Also if he uses Ryanair or Easyjet, get him to open a Halifax Easycash account. This account will give him a Visa electron card. Using this card he can buy tickets without having to pay the fees a normal debit/credit card incur.

You can access both accounts via the internet, so he can be based in Spain and still benefit. I thnk he would have to have a UK address toopen the nationwide account though.

lyric030250 Jan 9th 2009 10:08 pm

Re: Halifax Bank charges
 

Originally Posted by lic (Post 7147999)
I think he would have to have a UK address toopen the nationwide account though.

This I can confirm.

I recently had an interesting time with another High Street Bank, I went into my local branch to change my address to my Spanish one, three days before completion of our sale and subsequent move.
I asked if I could open a particular enhanced interest internet account from Spain as an existing customer and was assured that I could.
Naturally enough when I arrived and tried I found that it was not possible.
I complained and after a bit of discussion they reverted my recorded address to my previous address, I opened the account and my address was changed back to my Spanish one.
Score one for customer service.

Nige Jan 9th 2009 10:13 pm

Re: Halifax Bank charges
 
Dave
If you look at this page on HALIFAX UK web site, it says that there are Free transfers. As this is currently advertised I would have no hesitation to tell the lasses at Halifax to make the transfer for nowt.
It may be that Halifax Hispania and Halifax Uk are changing the service but this web page is clear and should be referred to by your friend.

http://www.halifax.co.uk/bankaccount...ntservices.asp

Dxf Jan 9th 2009 10:47 pm

Re: Halifax Bank charges
 
Hi Nige,
I followed the link and read this ! They have obviously started charging

Send any amount to any destination and pay £19.50* via branch or telephone banking and just £9.50 via online banking.

Note to LIC - they need to transfer money across as they live in the UK. Yes you can draw money out of "Hole in the Wall" machines but you have to be IN SPAIN

Davexf

EsuriJohn Jan 9th 2009 11:04 pm

Re: Halifax Bank charges
 

Originally Posted by lic (Post 7147999)
Tell your friend to open a NATIONWIDE FLEX account in the UK. This account allows you to withdraw money at any European ATM free of charge. It applies the Visa bank rate to cash withdrawals and therefore you get a better exchange rate.
Simply use this method to top up the Spansih bank account when in Spain.

Also if he uses Ryanair or Easyjet, get him to open a Halifax Easycash account. This account will give him a Visa electron card. Using this card he can buy tickets without having to pay the fees a normal debit/credit card incur.

You can access both accounts via the internet, so he can be based in Spain and still benefit. I thnk he would have to have a UK address toopen the nationwide account though.

Do you know if any other banks Spanish or English do the Electron Card.

WELSHDEB Jan 10th 2009 1:07 am

Re: Halifax Bank charges
 

Originally Posted by Dxf (Post 7147264)
Hi,

Anyone had problems with the Halifax? A friend of mine is having problems transferring money to Spain, they now want to charge for the service.
Anyone out there had problems?
Davexf

Hi
When i purchased my house in spain about 3 year ago, halifax used to charge me about £15 for transferring funds across to spanish accounts..

poshnbucks Jan 10th 2009 1:37 am

Re: Halifax Bank charges
 
I bought my house 3 years ago used HiFX who transfer the money to their Madrid office then onto your Spanish account they didn't charge anything for their service.The rate was very competitive I guess their costs must be built into the rate. Still very happy with them and would use again.I wopuld never use these Building Society's who play at being bankers, And moan if you bring little jonnies five pounds worth of 20ps to cash, Use a company that moves foreign currency as their Bread and Butter so to speak. anywayyyyyyyy please yourselves...............whoooooooo errrrrrrrrrrrrr Mrs. ;)

Dxf Jan 10th 2009 1:49 am

Re: Halifax Bank charges
 
Hi

Lets see if we can't get this back onto the original thread that I started.

I have used the Halifax banking service in England & Spain to transfer money across at various times. My friends (who live in England) want to transfer money into their Spanish bank account. They too have always used the Halifax transfer service. HOWEVER in the last two weeks they have been told they must pay.
Thanks to the link NIGE gave, I think that the Halifax have now started to charge and the "Transpaency" that they had about using your money anywhere in the world has gone now that they have been taken over.

Anyone else got comments on the Halifax?

(start your own thread on other banks please)

Davexf

jurdyr Jan 10th 2009 1:55 am

Re: Halifax Bank charges
 
yes bank are starting to change as there profites are down , some one has to pay for the bubble at board room meettings

next day transfer to eu accounts Euro payments: The BIC and IBAN are required for Euro transfers to an EU /EEA country thinks is around 17 pounds now but do it via the Internet Banking it around 1 pound and take 4 working days , you can say a week

turtlez Jan 10th 2009 1:56 am

Re: Halifax Bank charges
 
Transferring money from your Halifax UK current a/c to your Halifax Banco Hispania a/c is free of charge.

Dxf Jan 10th 2009 2:15 am

Re: Halifax Bank charges
 
Hi Turtlez

You want to give me the link that proves this? Yes it used to be so, but I think (but hope not) times they are a changing

Davexf

tawaghorne Jan 10th 2009 2:20 am

Re: Halifax Bank charges
 

Originally Posted by Dxf (Post 7148538)
Hi

Lets see if we can't get this back onto the original thread that I started.

I have used the Halifax banking service in England & Spain to transfer money across at various times. My friends (who live in England) want to transfer money into their Spanish bank account. They too have always used the Halifax transfer service. HOWEVER in the last two weeks they have been told they must pay.
Thanks to the link NIGE gave, I think that the Halifax have now started to charge and the "Transpaency" that they had about using your money anywhere in the world has gone now that they have been taken over.

Anyone else got comments on the Halifax?

(start your own thread on other banks please)

Davexf

Hi Davexf
I transfered Money from Halifax UK to Halifax Spain on the 6th Jan 09, no fees you are being ripped off

jurdyr Jan 10th 2009 2:50 am

Re: Halifax Bank charges
 
free online but ask one staff your charged , hope you get your money back the wan kers the banks

Nige Jan 10th 2009 5:16 am

Re: Halifax Bank charges
 
Dave
Read that link again?
Down near the end it says:
Banco Halifax Hispania

If you're already in Spain or spending a lot of time there, then Banco Halifax Hispania can help . You'll benefit from a current account which allows free Electronic Funds Transfers between Halifax bank accounts and Banco Halifax Hispania bank accounts. The free transfer service only applies to transfers from your own Halifax account to your own Banco Halifax Hispania.

To find out more call our UK Customer Services Team on 0845 600 3603 or visit our Banco Halifax Hispania website.


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