Do I need a Spanish bank account?
#1
Forum Regular
Thread Starter
Joined: Sep 2020
Posts: 32
Do I need a Spanish bank account?
Hi,
I am planning to move to Granada, Spain before 2021 to apply for residency. I have read some cities don't require you to open a Spanish bank account and your UK one will suffice. Does anyone know about Granada?
Cheers,
Hannah
I am planning to move to Granada, Spain before 2021 to apply for residency. I have read some cities don't require you to open a Spanish bank account and your UK one will suffice. Does anyone know about Granada?
Cheers,
Hannah
#3
Re: Do I need a Spanish bank account?
One reason for the Spanish bank account is that the authorities may want proof by way of everyday payments going in and out of said account to actually prove you are living in Spain.
Steve
#4
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Joined: Aug 2009
Location: Costa Blanca
Posts: 3,143
Re: Do I need a Spanish bank account?
Why would you not open a Spanish bank account?
#5
Forum Regular
Joined: Nov 2013
Posts: 289
Re: Do I need a Spanish bank account?
How do you currently pay your utility bills in Spain? We have a Spanish online account which is fee free but unsuitable for a residency application in alicante, it may be different in Granada. I don't know of any areas that will accept UK bank statements alone that only show that you're currently resident in the UK.
#6
Re: Do I need a Spanish bank account?
The Spanish tax authorities will need a Spanish bank account
#8
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Joined: Feb 2020
Location: Nerja
Posts: 600
Re: Do I need a Spanish bank account?
Try online bank account, such as N26, BBVA, Bankia etc.
#14
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Joined: Feb 2020
Location: Nerja
Posts: 600
Re: Do I need a Spanish bank account?
You need Spanish residential address to which your debit card is sent, and you normally need Spanish phone number - landline or mobile with +34 prefix. So it may be difficult to set one up before arriving in Spain.
#15
Forum Regular
Thread Starter
Joined: Sep 2020
Posts: 32
Re: Do I need a Spanish bank account?
So, in theory, I could give the address of a friend set up the bank account from the UK and change the address once I am in Spain at my own address?