Do you dye your hair blonde?

Hi
I usually use Hifx who are excellent.

I used moneysupermarket recently and Halo came out as the best rate.

I am about to transfer a large sum to Spain (very brave) and I was wondering if anyone has any experience of HALO.

I know this is a slight hijack, but same theme

regards
Al

Sorry, Missile. I had you confused with Cricketman. My apologies.

I have sent you a PM.

Hi, we are in the same boat as you, about to transfer a large sum! Not sure who to trust. In the past we have used Currencies Direct, but looking at XE.com and a couple of others. Any suggestions on reliability and rates would be helpful-thanks

Try a small amount first?

I've used a number in the past. Now, for my monthly transfer I use CurrencyFair. I've ben using them for about a year or so, and had no problems and been very pleased with the rates. It's much better in the last couple of months because they now acccept Faster Payments, so as mentioned earlier you can transfer your money in, lock in the rate, and transfer out. I find if you book the transfer before 12pm the euros are in my account the next day. I like being able to put an order in whilst i am out and they will match in as soon as they can, and you can change it whenever you want online.

I've also used XE, and still have an account with them, but I found that they widened their margins, so the rates were worse. As an example I checked the price just now for a £1000 to Euros. With XE the rate was 1.2207 (against a mid market of 1.2377). With CurrencyFair I could have got 1.2339, so even with the €3 transfer charge about €10 more (just under 1%).

I've also tried others such as HIFX, Moneycorp etc, and the rates also look good, but when you sign up (which is the only way to get the actual rates), they're not actually the rates you get, and generally I found them to be worse than XE.

Thanks appreciate the advice.