Closing Bank Account by post
#1
Thread Starter
Ex Expat







Joined: Oct 2006
Posts: 2,140
From: West Midlands, ex Granada province











Has anyone ever done this?
I am in the UK and have written a letter (through Google translate) to my Spanish bank and enclosed a copy of our passports and NIE numbers. Our debit cards have expired and there is only a few euros in the account.
Does anyone know if this is acceptable? Will they close the account with this information?
It's Caja Granada, recently amalgamated with some other Cajas into Banco BMN.
Any advice welcome.
I am in the UK and have written a letter (through Google translate) to my Spanish bank and enclosed a copy of our passports and NIE numbers. Our debit cards have expired and there is only a few euros in the account.
Does anyone know if this is acceptable? Will they close the account with this information?
It's Caja Granada, recently amalgamated with some other Cajas into Banco BMN.
Any advice welcome.
Last edited by scampicat; Jun 4th 2012 at 6:37 pm.
#2
Banned










Joined: Feb 2011
Posts: 19,367
From: Mallorca











Usually, just letting the account sit dormant for a few months will inevitably cause it to be closed.
#3
Thread Starter
Ex Expat







Joined: Oct 2006
Posts: 2,140
From: West Midlands, ex Granada province











So I would rather it was closed.
If I send my letter and nothing happens, I'll have no choice but to leave it for a few months!
#4
I tried the same a few weeks ago, but have yet to hear if it is closed. Will let you know IF i hear anything
#6
You cannot send recorded delivery to spain, but you might want to send it "signed for".
#8






Joined: Jan 2010
Posts: 1,590











Read your contract, it probably say's they require 15 days notice, ask them to email confirmation to you too, and if you get it keep it safe, otherwise expect charges a few months on, All Spanish companies are extremely good at extracting money from you with things that you have overlooked, best of luck
#9
Thread Starter
Ex Expat







Joined: Oct 2006
Posts: 2,140
From: West Midlands, ex Granada province











Read your contract, it probably say's they require 15 days notice, ask them to email confirmation to you too, and if you get it keep it safe, otherwise expect charges a few months on, All Spanish companies are extremely good at extracting money from you with things that you have overlooked, best of luck
I'm not holding my breath!!
#10
Just Joined
Joined: Oct 2011
Posts: 14
From: Limousin, France

We closed a bank account with Caja Granada by post last year. We sent everything ie copies of passport, utility bill, NIE, a letter written in English and Spanish and the debit card cut in half to the bank by 'signed for' delivery so we knew that they'd received it. A month later nothing had happened so my husband phoned them and asked them to proceed with closing the account as they had everything that they needed. They closed it that day and forwarded the balance to our account in France. A bit long winded but we got there in the end! Don't be afraid to pick the phone up; you may have to in order to complete the process. Just in case you're wondering, our Spanish is very basic.
#11
Not all spanish banks are unhelpful and tardy. When in UK, I e mail my bank manager @ Barclays.es and get a response by return.
A far better service than I get from my bank in UK.
A far better service than I get from my bank in UK.
#12
Thread Starter
Ex Expat







Joined: Oct 2006
Posts: 2,140
From: West Midlands, ex Granada province











We closed a bank account with Caja Granada by post last year. We sent everything ie copies of passport, utility bill, NIE, a letter written in English and Spanish and the debit card cut in half to the bank by 'signed for' delivery so we knew that they'd received it. A month later nothing had happened so my husband phoned them and asked them to proceed with closing the account as they had everything that they needed. They closed it that day and forwarded the balance to our account in France. A bit long winded but we got there in the end! Don't be afraid to pick the phone up; you may have to in order to complete the process. Just in case you're wondering, our Spanish is very basic.
#13
Thread Starter
Ex Expat







Joined: Oct 2006
Posts: 2,140
From: West Midlands, ex Granada province











Sent my letter, and assorted documents, by 'signed for' delivery on 6th June.
Heard nothing.
Tried to access internet banking today, an error message came up saying that I was unauthorised to do so.
E-mailed bank, attaching copy of letter and asking if account had been closed.
They have confirmed that it is.
Thanks all for your help.
Heard nothing.
Tried to access internet banking today, an error message came up saying that I was unauthorised to do so.
E-mailed bank, attaching copy of letter and asking if account had been closed.
They have confirmed that it is.

Thanks all for your help.
Last edited by scampicat; Jun 14th 2012 at 11:40 pm.
#14
squeaky clean






Joined: Mar 2010
Posts: 1,576
From: Spain 4th feb 08 - October 11, now flits batck and forth from sunny Worthing











Jo xxx




, I didn't live in Spain for eight years for nothing!
