Closing Bank Account by post
#1
Ex Expat
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Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Closing Bank Account by post
Has anyone ever done this?
I am in the UK and have written a letter (through Google translate) to my Spanish bank and enclosed a copy of our passports and NIE numbers. Our debit cards have expired and there is only a few euros in the account.
Does anyone know if this is acceptable? Will they close the account with this information?
It's Caja Granada, recently amalgamated with some other Cajas into Banco BMN.
Any advice welcome.
I am in the UK and have written a letter (through Google translate) to my Spanish bank and enclosed a copy of our passports and NIE numbers. Our debit cards have expired and there is only a few euros in the account.
Does anyone know if this is acceptable? Will they close the account with this information?
It's Caja Granada, recently amalgamated with some other Cajas into Banco BMN.
Any advice welcome.
Last edited by scampicat; Jun 5th 2012 at 6:37 am.
#2
Banned
Joined: Feb 2011
Location: Mallorca
Posts: 19,367
Re: Closing Bank Account by post
Usually, just letting the account sit dormant for a few months will inevitably cause it to be closed.
#3
Ex Expat
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Joined: Oct 2006
Location: West Midlands, ex Granada province
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Re: Closing Bank Account by post
So I would rather it was closed.
If I send my letter and nothing happens, I'll have no choice but to leave it for a few months!
#4
Re: Closing Bank Account by post
I tried the same a few weeks ago, but have yet to hear if it is closed. Will let you know IF i hear anything
#5
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#6
Re: Closing Bank Account by post
You cannot send recorded delivery to spain, but you might want to send it "signed for".
#7
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#8
Joined: Jan 2010
Posts: 1,590
Re: Closing Bank Account by post
Read your contract, it probably say's they require 15 days notice, ask them to email confirmation to you too, and if you get it keep it safe, otherwise expect charges a few months on, All Spanish companies are extremely good at extracting money from you with things that you have overlooked, best of luck
#9
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Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Closing Bank Account by post
Read your contract, it probably say's they require 15 days notice, ask them to email confirmation to you too, and if you get it keep it safe, otherwise expect charges a few months on, All Spanish companies are extremely good at extracting money from you with things that you have overlooked, best of luck
I'm not holding my breath!!
#10
Just Joined
Joined: Oct 2011
Location: Limousin, France
Posts: 14
Re: Closing Bank Account by post
We closed a bank account with Caja Granada by post last year. We sent everything ie copies of passport, utility bill, NIE, a letter written in English and Spanish and the debit card cut in half to the bank by 'signed for' delivery so we knew that they'd received it. A month later nothing had happened so my husband phoned them and asked them to proceed with closing the account as they had everything that they needed. They closed it that day and forwarded the balance to our account in France. A bit long winded but we got there in the end! Don't be afraid to pick the phone up; you may have to in order to complete the process. Just in case you're wondering, our Spanish is very basic.
#11
Re: Closing Bank Account by post
Not all spanish banks are unhelpful and tardy. When in UK, I e mail my bank manager @ Barclays.es and get a response by return.
A far better service than I get from my bank in UK.
A far better service than I get from my bank in UK.
#12
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Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Closing Bank Account by post
We closed a bank account with Caja Granada by post last year. We sent everything ie copies of passport, utility bill, NIE, a letter written in English and Spanish and the debit card cut in half to the bank by 'signed for' delivery so we knew that they'd received it. A month later nothing had happened so my husband phoned them and asked them to proceed with closing the account as they had everything that they needed. They closed it that day and forwarded the balance to our account in France. A bit long winded but we got there in the end! Don't be afraid to pick the phone up; you may have to in order to complete the process. Just in case you're wondering, our Spanish is very basic.
#13
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Joined: Oct 2006
Location: West Midlands, ex Granada province
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Re: Closing Bank Account by post
Sent my letter, and assorted documents, by 'signed for' delivery on 6th June.
Heard nothing.
Tried to access internet banking today, an error message came up saying that I was unauthorised to do so.
E-mailed bank, attaching copy of letter and asking if account had been closed.
They have confirmed that it is.
Thanks all for your help.
Heard nothing.
Tried to access internet banking today, an error message came up saying that I was unauthorised to do so.
E-mailed bank, attaching copy of letter and asking if account had been closed.
They have confirmed that it is.
Thanks all for your help.
Last edited by scampicat; Jun 15th 2012 at 11:40 am.
#14
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Joined: Mar 2010
Location: Spain 4th feb 08 - October 11, now flits batck and forth from sunny Worthing
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Re: Closing Bank Account by post
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