car insurers
Apr 25th 2021, 5:37 pm
#16
Just Joined
Joined: Jul 2020
Posts: 23
Re: car insurers
May I ask, does car Insurance in Spain cover the driver like the UK or is it like the States where the car is covered??
Apr 25th 2021, 7:36 pm
#18
Just Joined
Joined: Jul 2020
Posts: 23
Re: car insurers
Thanks BarrieJ really appreciate your time in answering, assume that means any driver can drive your car 'with your permission' and don't have to be a named driver.
Apr 26th 2021, 7:56 am
#19
BE Enthusiast
Joined: Nov 2007
Location: Ayamonte
Posts: 876
Re: car insurers
Rightway
May 3rd 2021, 6:25 pm
#20
Forum Regular
Joined: Apr 2021
Posts: 137
Re: car insurers
Sorry to barge in. Just saw the comment about the car being insured and not the driver. Does that mean that in the case of an accident the driver, if hurt, would not get any form of compensation?
May 4th 2021, 9:35 am
#21
Joined: Jun 2006
Location: Granada Costa
Posts: 10,902
Re: car insurers
The driver and any passdengers are covered.
The problem arises because UK policy certificates cover any car that the policyholder has declared to the insurance company, and does not include the car details - it makes it easier if you change cars. At, least that was the situation when I first came to Spain and was stopped by Trafico. They couldnt understand that the car was not mentioned. Thereafter I got the UK insurance company to include the car details on the cerrtificate.
The problem arises because UK policy certificates cover any car that the policyholder has declared to the insurance company, and does not include the car details - it makes it easier if you change cars. At, least that was the situation when I first came to Spain and was stopped by Trafico. They couldnt understand that the car was not mentioned. Thereafter I got the UK insurance company to include the car details on the cerrtificate.
May 4th 2021, 10:24 am
#22
Forum Regular
Joined: Apr 2021
Posts: 137
Re: car insurers
The driver and any passdengers are covered.
The problem arises because UK policy certificates cover any car that the policyholder has declared to the insurance company, and does not include the car details - it makes it easier if you change cars. At, least that was the situation when I first came to Spain and was stopped by Trafico. They couldnt understand that the car was not mentioned. Thereafter I got the UK insurance company to include the car details on the cerrtificate.
The problem arises because UK policy certificates cover any car that the policyholder has declared to the insurance company, and does not include the car details - it makes it easier if you change cars. At, least that was the situation when I first came to Spain and was stopped by Trafico. They couldnt understand that the car was not mentioned. Thereafter I got the UK insurance company to include the car details on the cerrtificate.
May 4th 2021, 5:06 pm
#23
BE Forum Addict
Joined: Jul 2012
Posts: 1,014
Re: car insurers
The driver and any passdengers are covered.
The problem arises because UK policy certificates cover any car that the policyholder has declared to the insurance company, and does not include the car details - it makes it easier if you change cars. At, least that was the situation when I first came to Spain and was stopped by Trafico. They couldnt understand that the car was not mentioned. Thereafter I got the UK insurance company to include the car details on the cerrtificate.
The problem arises because UK policy certificates cover any car that the policyholder has declared to the insurance company, and does not include the car details - it makes it easier if you change cars. At, least that was the situation when I first came to Spain and was stopped by Trafico. They couldnt understand that the car was not mentioned. Thereafter I got the UK insurance company to include the car details on the cerrtificate.
Here you have to tell the insurance company that J.Bloggs is going to drive your car.
