Car Insurance in Spain
#16
Sun, Sea & Sangria.
Joined: Apr 2005
Location: Marbella
Posts: 142
Re: Car Insurance in Spain
Originally Posted by Andymagic
Had our bar insured through them in Mallorca. Utterly useless. Messed up everything from initial set up, through renewals to changing over details to new owners. Response from Head office was, "Mr Knight will ring you.." I said, "When?", reply, "When he rings you." (He never did.) Would not insure through Knight insurance if they were the last company on earth.
Andy
Andy
#17
Re: Car Insurance in Spain
I found them very good on breakdown service, my wifes car was gruered from Marbella to Benalmadena cos she was on her own, they usually only take you to the nearest garage, then its a taxi home
#18
Just Joined
Joined: Aug 2006
Location: Benalmadena
Posts: 3
Re: Car Insurance in Spain
Originally Posted by jdr
I found them very good on breakdown service, my wifes car was gruered from Marbella to Benalmadena cos she was on her own, they usually only take you to the nearest garage, then its a taxi home
All these ex-pat policies in English are issued by Ibex at Lloyds. The roadside assistance is very good but has absolutely nothing to do with the Broker - you do not contact them but a control centre in Madrid (I think)
The best of the brokers on the Costa Del Sol is probably AbbeyGate. They give a price promise so you know they will always be the cheapest as well. The do Ibex and accept UK and Spanish plated cars
Try the at http://www.abbeygateinsure.com all the phone numbers and some more info is there.
#19
Re: Car Insurance in Spain
Originally Posted by paulandlyn
All these ex-pat policies in English are issued by Ibex at Lloyds. The roadside assistance is very good but has absolutely nothing to do with the Broker - you do not contact them but a control centre in Madrid (I think)
The best of the brokers on the Costa Del Sol is probably AbbeyGate. They give a price promise so you know they will always be the cheapest as well. The do Ibex and accept UK and Spanish plated cars
Try the at http://www.abbeygateinsure.com all the phone numbers and some more info is there.
The best of the brokers on the Costa Del Sol is probably AbbeyGate. They give a price promise so you know they will always be the cheapest as well. The do Ibex and accept UK and Spanish plated cars
Try the at http://www.abbeygateinsure.com all the phone numbers and some more info is there.
If the car is in Spain for more than six months its illegal
#20
Just Joined
Joined: Aug 2006
Location: Benalmadena
Posts: 3
Re: Car Insurance in Spain
Originally Posted by jdr
You can not legally insure a UK plated car in Spain, they may take your money but they wont pay out.
If the car is in Spain for more than six months its illegal
If the car is in Spain for more than six months its illegal
The easy way to make sure you remain 100% legal at the moment is to remove the car every 24 weeks or so. A little trip to Safeways (sorry - Morrisons) is all it takes and the next six months starts on arrival back in Spain that afternoon. A £5 pay and display fine for overstay gives you all the documentary evidence you need!
Ibex are quite aware that many of the UK plated cars they insure are not "legal" as such but will accept a Spanish ITV as proof of roadworthyness. A friend of mine who had his car insured by Gary Ford (now taken over by Knight) through Ibex has just been paid in full by them for a write-off and his UK plated car has been insured by them in Spain for the past five years - and no questions asked.
#21
Re: Car Insurance in Spain
Originally Posted by paulandlyn
Two trains of thoughts on that at the moment - it is questionable under EC law that you do have to re-register the car now. Needs a test case first! However it is clear that you no longer need to change from a UK driving licence.
The easy way to make sure you remain 100% legal at the moment is to remove the car every 24 weeks or so. A little trip to Safeways (sorry - Morrisons) is all it takes and the next six months starts on arrival back in Spain that afternoon. A £5 pay and display fine for overstay gives you all the documentary evidence you need!
Ibex are quite aware that many of the UK plated cars they insure are not "legal" as such but will accept a Spanish ITV as proof of roadworthyness. A friend of mine who had his car insured by Gary Ford (now taken over by Knight) through Ibex has just been paid in full by them for a write-off and his UK plated car has been insured by them in Spain for the past five years - and no questions asked.
The easy way to make sure you remain 100% legal at the moment is to remove the car every 24 weeks or so. A little trip to Safeways (sorry - Morrisons) is all it takes and the next six months starts on arrival back in Spain that afternoon. A £5 pay and display fine for overstay gives you all the documentary evidence you need!
Ibex are quite aware that many of the UK plated cars they insure are not "legal" as such but will accept a Spanish ITV as proof of roadworthyness. A friend of mine who had his car insured by Gary Ford (now taken over by Knight) through Ibex has just been paid in full by them for a write-off and his UK plated car has been insured by them in Spain for the past five years - and no questions asked.
It is illegal to use a UK vehicle any more than 6 months of any year, the Guardia used to seal them up. I dont think a trip to Gib would do any good at all
If you live in Spain you must re-register to Spanish plates.
At the moment they are having a purge on un taxed UK plated cars near me cos they know they are in Spain illegally.
Spanish itv on UK vehicle is a waste of paper, it must be tested in country of origin, to be legal for 6 months only.
There have been threads on this every week for a long while.
The positive test is take a UK car to a dealer and try to sell it
#22
Re: Car Insurance in Spain
Originally Posted by jdr
It is illegal to use a UK vehicle any more than 6 months of any year, the Guardia used to seal them up. I dont think a trip to Gib would do any good at all
If you live in Spain you must re-register to Spanish plates.
At the moment they are having a purge on un taxed UK plated cars near me cos they know they are in Spain illegally.
Spanish itv on UK vehicle is a waste of paper, it must be tested in country of origin, to be legal for 6 months only.
There have been threads on this every week for a long while.
The positive test is take a UK car to a dealer and try to sell it
If you live in Spain you must re-register to Spanish plates.
At the moment they are having a purge on un taxed UK plated cars near me cos they know they are in Spain illegally.
Spanish itv on UK vehicle is a waste of paper, it must be tested in country of origin, to be legal for 6 months only.
There have been threads on this every week for a long while.
The positive test is take a UK car to a dealer and try to sell it
An insurance company might be happy to take your money & cover you for more than 6 months on a UK plate, but whats going to happen in reality if you kill someone in a road accident? Do you want to risk your house and everything you own for the sake of EUR 600 tops?
#23
Re: Car Insurance in Spain
As jdr has said, the Guardia are having a blitz on UK plated cars up and down the coast including around the Costa Tropical area, where quite a few vehicles have been stopped and some have been impounded.
pwwm
pwwm
#24
Just Joined
Joined: Feb 2005
Location: Quesada, Costa Blanca
Posts: 28
Re: Car Insurance in Spain
Originally Posted by pwwm
As jdr has said, the Guardia are having a blitz on UK plated cars up and down the coast including around the Costa Tropical area, where quite a few vehicles have been stopped and some have been impounded.
pwwm
pwwm
I am in the process of making a claim, having been t-boned this morning. The initial handling has been good, we'll see how it goes from here, as it may be a write-off.
Fortunately there were no injuries, but I'm glad I was alone in a RHD car, as the lh side is completely pushed-in
#25
BE Forum Addict
Joined: May 2004
Location: Guadalhorce Valley, Málaga
Posts: 1,059
Re: Car Insurance in Spain
Originally Posted by paulandlyn
it is questionable under EC law that you do have to re-register the car now. Needs a test case first! However it is clear that you no longer need to change from a UK driving licence.
http://media.ukinspain.com/documents...ving_spain.pdf
#26
Re: Car Insurance in Spain
Originally Posted by Beachcomber
There is no question that you have to re-register your vehicle if you want to keep it here and, although you do not need to change your licence, it is still an offence in Spain to use a licence with an incorrect address which is unavoidable because DVLA will not put a non-UK address on a UK driving licence. It must, therefore, be validated with your NIE number and Spanish address. See the bottom of page IX (eleven) of this document on the British Embassy web site:
http://media.ukinspain.com/documents...ving_spain.pdf
http://media.ukinspain.com/documents...ving_spain.pdf
#27
BE Forum Addict
Joined: May 2004
Location: Guadalhorce Valley, Málaga
Posts: 1,059
Re: Car Insurance in Spain
Originally Posted by mikelincs
The need to re register is likely to disappear sometime in 2007, but no-one yet knows the date of implementation.
#28
Re: Car Insurance in Spain
Originally Posted by Beachcomber
Could you quote an official source for this information.
#29
BE Forum Addict
Joined: May 2004
Location: Guadalhorce Valley, Málaga
Posts: 1,059
Re: Car Insurance in Spain
My own sources state that this will NOT happen until there is some kind of Eurpopean Licensing Bureaux. No country is going to allow untraceable vehicles on its roads.
DVLA is unlikely to allow UK registered vehicles to be registered with a non-UK address (as per the driving licence question) and the Spanish registration system cannot accommodate UK style registration numbers in its database.
Back to square one, then.
DVLA is unlikely to allow UK registered vehicles to be registered with a non-UK address (as per the driving licence question) and the Spanish registration system cannot accommodate UK style registration numbers in its database.
Back to square one, then.
#30
Re: Car Insurance in Spain
Originally Posted by Beachcomber
it is still an offence in Spain to use a licence with an incorrect address