Car insurance

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Old Oct 8th 2010, 6:30 pm
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Default Car insurance

Could someone please give me some advice i live in majorca but have to spend three to four months back in the uk starting early nov i will be driving back. How long and can i drive my spanish registered and plated car in the uk for, on my spanish insurance many thanks.
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Old Oct 8th 2010, 6:45 pm
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Default Re: Car insurance

I’m not sure that this is the definitive answer, but as far as your green card lasts, isn’t it six months?
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Old Oct 8th 2010, 7:05 pm
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Default Re: Car insurance

You are better off asking your insurance provider the question - there are too many variations to possibly get the right and proper answer for your particular circumstances
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Old Oct 8th 2010, 7:11 pm
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Default Re: Car insurance

I am fairly sure that ALL spanish insurers give unlimited travel throughout EU, but as suggested ask your own insurer.
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Old Oct 8th 2010, 8:58 pm
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Default Re: Car insurance

Originally Posted by missile
I am fairly sure that ALL spanish insurers give unlimited travel throughout EU, but as suggested ask your own insurer.
Mine (Linea Directa) certainly does.
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Old Oct 8th 2010, 9:16 pm
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Default Re: Car insurance

All car insurance issued within the EU must, under EU Regulations, offer minimum cover throughout the EU for the duration of the policy.
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Old Oct 8th 2010, 9:21 pm
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Default Re: Car insurance

Originally Posted by Bomber Harris
All car insurance issued within the EU must, under EU Regulations, offer minimum cover throughout the EU for the duration of the policy.
Correct - it's the "comprehensive" cover that is limited at the whim of the insurance company.

UK policies seem to be very restrictive with this - Saga being a notable exception.

Spanish companies don't seem to have the same problems - perhaps they truly believe that movement within the EU is everyone's right - unlike the UK who seem to think that all you are allowed is a two week holiday on the "Continont"!
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Old Oct 8th 2010, 11:42 pm
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Default Re: Car insurance

The devil is in the detail.

Agreed all have to offer minimum cover under EU Law.

Does this mean YOU are covered

If you breach their terms and conditions.......NO.


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Originally Posted by Bomber Harris
All car insurance issued within the EU must, under EU Regulations, offer minimum cover throughout the EU for the duration of the policy.
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