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From Canada to....U.K. or Spain ?
After spending the past 24 years or so in Canada we are considering a move back across the pond.
There seems to be pro's and cons with both.. Anyone made such a leap? The main concern is access to affordable excellent healthcare which we do get here in Canada. Apart from that, we want somewhere that would give us a better quality of life to pursue the things we enjoy, which in turn I feel will help my husband over some of his health issues.. We love art, museums, Cathedrals, history, culture, countryside, photography.. We are foodies, (not the fish & chips and pint down the local types) more, country pubs in the UK or Tapa's and locally owned restaurants rather than touristy ones in Spain. Cost of living will play a part, It was easy moving to Canada, far more bang for your buck.. Moving to the UK the opposite will be true.. Thoughts anyone :) |
Re: From Canada to....U.K. or Spain ?
How about a punt on Scotland? They will have cheap healthcare, lower taxes, free buses, etc etc by the time you arrive. Mind you it might be a bit like the Wild West - might not all be roses.
Sorry that was just my humour. I would try somewhere other than the UK and Spain. Both have the two fastest increasing national debts in the whole of the EU. The UK at £3000 a second and Spain even higher. There will be a bloody correction in my view. |
Re: From Canada to....U.K. or Spain ?
Originally Posted by Golden-eye
(Post 11048534)
After spending the past 24 years or so in Canada we are considering a move back across the pond.
There seems to be pro's and cons with both.. Anyone made such a leap? The main concern is access to affordable excellent healthcare which we do get here in Canada. Apart from that, we want somewhere that would give us a better quality of life to pursue the things we enjoy, which in turn I feel will help my husband over some of his health issues.. We love art, museums, Cathedrals, history, culture, countryside, photography.. We are foodies, (not the fish & chips and pint down the local types) more, country pubs in the UK or Tapa's and locally owned restaurants rather than touristy ones in Spain. Cost of living will play a part, It was easy moving to Canada, far more bang for your buck.. Moving to the UK the opposite will be true.. Thoughts anyone :) Just seen Olivefarmer's post, I don't live in Scotland, but all my healthcare is free, including prescriptions, and even buses, although I've never used it. |
Re: From Canada to....U.K. or Spain ?
Originally Posted by olivefarmer
(Post 11048561)
I would try somewhere other than the UK and Spain. Both have the two fastest increasing national debts in the whole of the EU. The UK at £3000 a second and Spain even higher. There will be a bloody correction in my view. Britain on course to be 'fastest-growing G7 economy' UK expected to grow 3pc next year, putting it on "level pegging" with America for the title of the strongest-growing advanced economy in the world |
Re: From Canada to....U.K. or Spain ?
Originally Posted by olivefarmer
(Post 11048561)
I would try somewhere other than the UK and Spain. Both have the two fastest increasing national debts in the whole of the EU. The UK at £3000 a second and Spain even higher. There will be a bloody correction in my view.
When the USA catches a cold the whole world gets a cold, except China is buying all the natural resources it can from around the world.. (I don't want to move to China or Singapore thanks.. LOL ) At least in Spain the people aren't so far removed generational from 'The land' and in 'Greater Depression' hyper inflationary world would be better able to cope than those that think that food grows in Supermarkets and live on a expectation of the Government will provide... Wow.. Phew enough of that.. If I were to think in those terms I'd stay either in Canada or move to a country with low debt and a stable currency.. That rules out most of the world.. Soooooo that said.... Why not just follow our heart and move to a Country that feeds our Soul and moves us.. Spain or England!! .. .. . |
Re: From Canada to....U.K. or Spain ?
Originally Posted by agoreira
(Post 11048586)
The men that dish out the triple A ratings still believe in UK (unlike the EU), others think we are on track as well, but maybe they are not as well informed as you. I'll get them to have a chat with you, you can put them right. ;)
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Re: From Canada to....U.K. or Spain ?
Originally Posted by Golden-eye
(Post 11048713)
Spain or England!!
. Ignoring property costs, that have huge variances in both countries I do not think there is a great deal of difference in the cost of living unless you smoke and drink a lot. I can see the attraction of Spain but for me it would be the UK, with long holidays in Spain/elsewhere. |
Re: From Canada to....U.K. or Spain ?
Originally Posted by johnnyone
(Post 11048790)
A big consideration for me would be language. If you are not fluent in Spanish as you age and are more reliant on healthcare and other services, language becomes an issue. Unless you live in an area with a large expat population language may become a problem. I suspect you do not wish to live in an expat area.
Ignoring property costs, that have huge variances in both countries I do not think there is a great deal of difference in the cost of living unless you smoke and drink a lot. I can see the attraction of Spain but for me it would be the UK, with long holidays in Spain/elsewhere. |
Re: From Canada to....U.K. or Spain ?
Originally Posted by johnnyone
(Post 11048782)
Unfortunately the track record of the "experts" is not great. How many forecast the severity of the downturn we have experienced?
I can see the attraction of Spain but for me it would be the UK, with long holidays in Spain/elsewhere. |
Re: From Canada to....U.K. or Spain ?
After 24 years away from the UK you might find some drastic changes on your return. Not if you're returning to the Pembroke coast or the Black Isle, but if you could hear the Bow Bells where you were born, then that part of the country no longer exists.
Spain is a vast, diverse and under-populated country, where foreigners are mostly made welcome by the local population, but the diversity especially is astounding. Even in expat areas you can hardly compare genteel Moraira with brash Mijas Costa. In 'real' Spain, a misnomer, you need a decent fluency in Spanish for a comfortable life, and the various facilities you desire may not be present. Unless you're a qualifying EU pensioner, medical services are not free, though excellent. Whichever you choose, good luck. |
Re: From Canada to....U.K. or Spain ?
Comparing Spain to the UK based on your needs is almost impossible.
Flip a coin. When it is in the air, you will know which way you want it to land. |
Re: From Canada to....U.K. or Spain ?
Unless your finances are simple, Spain is a real ball ache, we dare not even think about moving to Spain. If you go on the horrendous Expat Forum, that actually ought to be called the retired public sector forum, you will note that most of the members have their public sector and state pensions plus what is left of their tax-free lump sums as savings, this fits in with the Spanish system like a glove.
We have state and private pensions, shares, ISA's, fixed interest deposits and investment property, a birthday for the Spanish tax man. :eek: |
Re: From Canada to....U.K. or Spain ?
As we do not know the ages of the OPs, then there is healthcare to factor in, in the UK the NHS would be free, but not in Spain, unless you are a pensioner, but even then you have to pay something towards the healthcare costs, there is also no benefit net in Spain, perhaps the OP will not need that, but it is something to consider.
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Re: From Canada to....U.K. or Spain ?
Originally Posted by mikelincs
(Post 11048987)
As we do not know the ages of the OPs, then there is healthcare to factor in, in the UK the NHS would be free, but not in Spain, unless you are a pensioner, but even then you have to pay something towards the healthcare costs, there is also no benefit net in Spain, perhaps the OP will not need that, but it is something to consider.
"The main concern is access to affordable excellent healthcare which we do get here in Canada." |
Re: From Canada to....U.K. or Spain ?
I sometimes think that more then half the expats in Spain have state and private pensions, and most of them must be worried about the latest tax developments, my wife and I are.
A glimmer of light seems to be Spain finally emerging out of recession and posting record exports, and even house prices going up over the last quarter, something that hasn't happened for many years. I also read that they've lowered the fines for drunk driving - how can you make sense of that? But I wouldn't bet on any of it. |
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