I have taken early retirement from the NHS and want to retire to Ibiza. Can anyone advise me on how much tax I will need to pay in Ibiza, on a pension income of £11500?

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Rosemary

It depends on your NHS pension.
If it is paid by Capita , then it's classed as a government pension and is EXCLUDED from the double taxation treaty between Uk/Spain and will be taxed by HMRC - less your personal allowance.
However, if it's paid by a local authority, it's NOT classed as a government pension and so you can apply to HMRC to have it paid gross, BUT you will have to declare it to the Spanish tax authorities once you become tax resident in Ibiza.
Double taxation details here:

https://www.gov.uk/government/upload...n_Treaties.pdf

Pension classes here;

INTM343040 - DT claims and applications - Types of income: Pensions and Annuities

I don't know the rates of income tax in Spain - rather I can't be bothered to google it.

Thanks for the reply. My pension is paid by Paymaster, so I guess it will be taxable in Spain. Do you know if there is an allowance before the tax kicks in?
Thanks in advance.

Under the new DDT coming into effect this year if the if you make a tax declaration in 2016 you will have to declare the NHS Government pension in Spain as well as UK. The net effect of this new change is that if you have any income that is taxable in Spain such as rental income (UK or Spain) then you will pay more tax in Spain on your NHS Government pension. The new DTT is not what the label says.