I don't want to start a debate about the rights and wrongs of taking out camera insurance. I'd just like to know from anyone who does have such insurance who their provider is so that I can get some quotes and make an informed decision please. PM if you'd prefer.

Not in Spain, so not sure how it works there, but in UK my gear was covered under my house insurance (including away from home) I think it was up to a value of around £2,000 each item. Does the Spanish insurance offer something similar? As my camera body alone costs more than that, I itemised the gear which is listed separately and am covered up to £10,000,(?) the increase in my annual payment was hardly noticeable. I dropped and damaged a 100-400mm lens quite badly (cost £1,300) and they repaired it without any hassle whatsoever. A stand alone policy is a lot more expensive, with lots of restrictions, and if you are pro, a lot more expensive!

My house insurance has sections where you can list the items such as a camera but not sure whether this is the norm or not.

Rosemary

Ibex offer as part of their Household insurance

All risks cover available for Personal effects and valuables (Europe & Worldwide)

http://www.ibexinsure.com/household-insurance.htm

Yes, thought it might operate on similar lines. Just check the cover is sufficient for your camera gear, otherwise itemise it, the increase is minimal.

Thanks all, it's what I did when living in UK but my current insurer here won't touch it which surprised me and my broker wasn't very confident getting alternative cover for the sort of value I'm after. Somebody thought that Linea Directa may do it on house insurance and I will contact them as mine is up for renewal shortly and thanks Fred, I'll check out Ibex at the same time.

Im just about to research it, as I'm often wandering around with £3k of equipment in a bag. I did look a while ago and you need a specialist camera insurance policy for this kind of value

Google Photoguard .... around £150 a year for 3K coverage for europe and 30 days worldwide

Thank you for that. I'll give them a look.

Do they cover you if you're living in Spain? had a quick look at their T&C's and it says.
IMHO if a household policy is the same in Spain as in UK (and it looks like it is) that should be adequate for your needs. I've got more than twice £3k's worth in my bag and value my equipment highly, but I see no need for a separate camera insurance policy. And having made an expensive claim I know it works. If the max. amount you can claim covers your individual equipment, you're fine, if not itemise it and pay a little extra. Be careful in Spain with robberies though, cover for hurto and robo are usually treated quite differently.

I limit myself with what I take out with me as some of the lens cost way more than the camera so I wouldnt be taking £6k out with me . Many home insurance policies are limited when you are out of the house, although they cover you fully in the house. I guess its a matter of checking what the limits are
Thanks for pointing out the residency clause, I'd have to look into it a little more deeply

Agree entirely, you need to be sure it covers what you want, I made a point of speaking with them to ensure that. I've tried leaving lenses at home,(the weight factor as well!) trouble is it always turns out to be the one's I need. I never go anywhere without the body (5d Mk 3) with a 24-105 on the front, and a 100-400mm, that's nearly £5k on it's own. Often if you make a claim on travel insurance they first refer you to your household insurance, as that covers the loss.

Sounds similar, I have Canon IS L 100 - 400 and 24 - 105, and its the former that weighs the most

Yes, the 100-400 is no lightweight, you can imagine the damage when it fell out of my camera bag and hit metal steps end on. I had a UV filter on, that was smashed to pieces and bent, but the lenses was intact! The zoom was knackered. As I said, the house insurance picked up the bill! Nice lens, I use it a lot.