Autonimo
 

I am looking at possible ways of legally setting up as Autonimo so as to be able to join the health system (due to pre existing medical conditions, private health cover is not really an option). I have a significant private pension (but am well under state retirement age) so providing income proof would not be a problem. My question is...If I were to invest in say one or two holiday rentals, would this qualify as self employment and thus enable me to register as an Autonimo or would this be regarded as investment income?. Any other thoughts would be welcome..the issue is I do not want (or fortunately need )to have to work ( a few hours a week would be fine ). Any thoughts from the wise .....?

Re: Autonimo
 

the following will give you a few things to think about,

http://www.advoco.es/hot-topics/43-g...mo-system.html

but you really need to speak to a Spanish legal team about this, I know of one based in the UK if you wish to PM me

rgds

Re: Autonimo
 

I have a feeling that it wouldn't work - I seem to remember that snikpoh (one if the regulars here) has various rental properties & was unable to register as autónomo because it doesn't count as self-employment

hopefully he'll see this & reply

Re: Autonimo
 

Absolutely correct. I have a number of holiday lets and long-term lets. I asked an abogado if this would be sufficient to declare myself autonimo and the answer was - NO!


However, this may be a subjective answer - it may well be worth asking hacienda directly.

Re: Autonimo
 

I knew you wouldn't be long :)

I was wondering if you could maybe register as a 'property maintenance' person - or maybe you can only do that if they aren't your own properties......

Re: Autonimo
 

... or even a cleaner :sneaky:


I'm sure there must be a way around it.

Re: Autonimo
 

I bet my gestor could suggest something - he's :sneaky: - but wouldn't suggest anything actually illegal

Re: Autonimo
 

The easiest and easiest to believe would be to set up as an English teacher, teaching private pupils from home.

It would be the best solution to your dilema.

Re: Autonimo
 

if you teach from home it's not quite straightforward - you have to register part of the property as a business & get special insurance

best to be a mobile teacher & teach in the students' homes

the thing is - the powers that be are starting to check on this - if you are doing this you actually DO have to have some students

I have to produce invoices with my students' NIE numbers on them to keep the tax man happy

Re: Autonimo
 

Would the new system which will allow immigrants access to health services for a monthly payment cater for the OP's needs? It might not be much cheaper than private medical insurance, but at least it should get round the problem of pre-existing conditions, and would be cheaper than paying autonomo contributions. However, as far as I know it's still at the proposal stage and I don't know when it is likely to come into force - anyone have any more up to date information?

Re: Autonimo
 

Valencia introduced this a couple of years ago and then cancelled it - I doubt it will ever take off again.

Re: Autonimo
 

going back to the earlier suggestion of Property Maintenance, surely if that is the work carried out by the autonomo and he places an advert in a local newspaper every couple of months then that could cover it.
would be nice to have a couple of other properties but your own
but then that would be back working again
:frown:

Re: Autonimo
 

Thanks to everyone for their advice. I think that I will go and visit a Gestor when I am next out in spain and see what they say. Failing being able to find a legal way (a good nights sleep is important to me!)then I shall just have to revert to my initial plan of spending just under 6 months a year in spain . It does seem crazy that it is so difficult though... I would have thought that Spain would welcome people who do not want to take employment, have a substantial income and are looking to bring capital into the country. I would even be happy to pay privately for a GP and my medication but dont want to risk massive hospital bills in the even of an emergeny.
Rather annoying as well when the Spanish can gain immediate access to the UKs NHS...
(or i could take up the advice that I have received from several expats to invest in their "very profitable" bars:eek::rofl:)

Re: Autonimo
 

If you have a serious medical condition then any income you bring is bound to be wiped out by the medical attention you will need to receive

And its not as if you would be paying income tax. It's a big price to pay just for the VAT on your purchases

Re: Autonimo
 

I didnt say it was "serious" just several pre existing conditions that unfortunately mean that insurers will not provide comprehensive cover. I entirely accept that (although unlikely), I could need to be admitted to hospital at some point but I guess that goes for any of us. I do entirely understand you concern that I could become a burden on the Spanish state though...

PS Presumably I would, as a Spanish resident be paying tax (if not on my Pension?) on my income from rentals and my other investments

Re: Autonimo
 

I think you will find the Spanish in the UK only have the same level of NHS as you would get here in Spain.

having recently had a Brit couple try to sell me a house for €200k they have advertised at €175k I am sure we can come up with many ways of helping you to reduce the weight of your bulging pockets
:thumbup:

but joking aside, if you can get here it is a nice place, much better than France which is sadly full of Frenchmen.
:(

Re: Autonimo
 

Have you actually checked out private insurance? It's worth investigating a few companies.

My husband's got fibromyalgia and has investigated private insurance, although hopefully he'll get state cover:fingerscrossed:. He's been told that pre-existing conditions don't mean you can't claim anything. They said that if you've been on the same medication for a certain period, with no problems, then you're covered for flare-ups. We were very pleasantly surprised. And if you have a policy that covers medication and you need regular drugs, you'll get them paid for. The only problem real is if your conditions starts or changes shortly before you take out the insurance.

As others have said, things changed this summer and now they're really tightening up on the self-employed. You really do have to produce monthly proof of income nowadays or they'll shut you down, fine you, and remove your cover. The police in Fuerteventura really gave me the third degree when I registered as a resident. How long have you been in business (I was self-employed in France - long story!)? How much income? How many clients? What services? ...

Re: Autonimo
 

As Concierge for the Spanish section of BE I would like to say hello and welcome.

BE is a very large expat website, so if you have problems finding your way around we have concierges who will try to direct you. The moderators for the Spanish forums are Mitzyboy and Fred James, moderators are there to ensure that the site runs smoothly within the rules of BE. Problems and complaints should always be addressed to a moderador who will look into the matter and deal with it efficiently and fairly. Our members who post in the Spain Forums are friendly and helpful with a wealth of knowledge of the issues of living in Spain. At the top of the page you will find a quirkily named thread called Free Beer which is full of important and useful information. Hope you enjoy your time participating in the forums.

Please let me know if you need any further help.

Rosemary

Re: Autonimo
 

Thanks Rosemary:thumbsup: