Originally Posted by DXBtoDOH

You're a sweet gal and I have a feeling your friend isn't being entirely upfront. I don't doubt what he told you is true - but he probably left out some details.

A mate of mine went through a foreclosure process with his apartment when his landlord did a runner. The bank sent notices to his apartment (taped to the door) so he knew what was happening. He said the whole process took many months but RERA confirmed that the bank would respect his existing tenancy contract. And he was able to renew with the bank when they finally took possession. Lost his deposit but that was the extent of the damages to him.

I found this same topic posted on another expat forum just a few weeks ago. I don't think I'm allowed to link to another forum on here, but suffice it to say the poster received notice from the bank via a home delivered notice that his rental apartment was being foreclosed, his landlord was missing, the bank confirmed that the process of foreclosure was ongoing and would take basically six months. His issue was that his tenancy contract was due for renewal in a few weeks and he didn't know what to do. Bank doesn't own the apartment yet, so they can't sign a renewed contract. A few posters responded by saying he'd hit the jackpot by having free accommodation till the bank took over the apartment, while RERA apparently told him to leave his next rental cheques with them for the new owners to collect.

My guess is what happened with your mate is that he knew his apartment was in foreclosure and thought he struck gold with the idea that it would take forever for the bank to sort it out so he had "free" rent for a while. So he never bothered to renew the contract or leave a cheque with RERA for the bank when they ultimately took the apartment. And he came home one day and discovered that the repossession happened a lot quicker than anticipated and boom, locks were changed. And he doesn't have a leg to stand on for he was effectively a squatter.

Could be wrong, of course, but methinks this is what happened.

Originally Posted by mission

i am very sweet
Let me try and elaborate a little - the company has paid for the apartment, his lease runs from Apr16-Mar17 and the company paid for the full year, along with deposit and comms all in one go (via bank transfer) and all to the agent.
I just found out although he has a signed lease agreement, the signature doesn't appear to be of the landlord (the courts/bank have specimen signatures of the landlord) and so I guess this in itself renders the contract invalid. In addition even though he registered with Ejari the name on the Ejari does not correspond with the name given on the lease agreement and so again a complete cock up.
Apparently the landlord brought the property 4 years ago, paid the minimum deposit and got the rest on mortgage. He has since made no mortgage repayments throughout the last 4 years and has been renting out the apartment and pocketing the rent. It's taken the bank almost 4 years to get the foreclosure on the property - I have no idea if this is even remotely true, but it's what my other colleague told me who has been accompanying the colleague who has been evicted to the courts. The other colleague is Arabic and hence being accompany the colleague who has been evicted since his a white brit dude, and would get nowhere in court without speaking Arabic.
I have no doubt that he should have at least received some kind of notification either in the post or via courier but he is saying he hasn't.
This is definitely a lesson in making sure you do thorough checks when leasing a property be it commercial or residential.

Originally Posted by mission

the latest is the courts have granted him 2 days (tomorrow and thurs) access to the apartment so that he can collect his stuff. A bank official will accompany the moving out and he has to prove that whatever he takes from the apartment is his eg show receipts for all the furniture etc

Originally Posted by mission

the latest is the courts have granted him 2 days (tomorrow and thurs) access to the apartment so that he can collect his stuff. A bank official will accompany the moving out and he has to prove that whatever he takes from the apartment is his eg show receipts for all the furniture etc

Originally Posted by mission

whatever he takes from the apartment is his eg show receipts for all the furniture etc

Originally Posted by IKnowNothing

Who keeps receipts for furniture ffs?

You can see it now, "Where is the receipt for that cactus"?

Originally Posted by IKnowNothing

Who keeps receipts for furniture ffs?

You can see it now, "Where is the receipt for that cactus"?

Originally Posted by Irishbeekeeper

what a d1ck move by the judge!
and you say the arab guy was there to 'help' negotiate the terms? I wonder what would have happened had he not been there..he probably would have to leave 'someone' behind....yanni!

Originally Posted by Scamp

I wouldn't know where the receipts for big ticket items are...surely the guys contract says 'unfurnished' therefore it's reasonable to expect that everything in there is his?