Getting divorced

Old Sep 7th 2013, 6:29 am
  #46  
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Default Re: Getting divorced

Originally Posted by NightCrawler View Post
Spugs....I know right know your probably feeling like this is a colossal life failure, but it's not. It's just a monumental failure and the cause is never just a few unfortunate instances like trashing a police van or constant womanizing. Women will put up with a lot of things, believe me, I know, but some things are just not acceptable and one of them is boredom.

I've been married to a beautiful woman for 30+ years, and in that time I've seen numerous friends divorce and they all had one thing in common. They didn't take care of their wives, they didn't give them enough attention, they didn't take them out enough, they didn't stand up when their wives approached the table and they didn't open doors for her. They didn't listen when she talked and they didn't make her #1 on their speed dial.

A divorce is always the mans fault, always. If you meet 4 out of 5, or even 3 out of 5 of a womans basic needs, she won't want to ever leave you.

Next time do it right, and don't marry someone you don't adore
This coming from a self confessed Internet stalker who has declared numerous times he will leave his wife for a woman he has never met but only hounded on the Internet. You have got to stop smoking whatever crap it is you are smoking
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Old Sep 7th 2013, 9:32 am
  #47  
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Default Re: Getting divorced

Originally Posted by Brains1983 View Post
only thing that makes sense to me is "Just Fucking Do It"
10/10! Give that man a cigar!
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Old Sep 10th 2013, 4:01 pm
  #48  
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Default Re: Getting divorced

Originally Posted by Conrad Dobbler View Post
.....I can't explain my feelings for Mata Hari...But If a man ever loved a woman, I love Mata Hari and I don't care how crazy it sounds. Its sounds crazy to me as well and i've been wrestlin with it in my mind for 5 years now. I'd climb the highest mountain and swim across the deepest ocean for her and I think she's the greatest thing mother nature ever created. I don't know if i'm her match, but she's most certainly mine...KLM is the Royal Dutch Airline but she's the Koninklijke Nederlands vrouw.

But- I've been married to a woman for 30 years, with a 33 year old daughter together and weve had 4 more kids after that. This woman put up with me when no other woman would have. She put up with another kid with another woman, she put up with an absentee father, she put up and a man living on the fringe of normal society. I led a dangerious and wreckless life and somehow we survived it together- I should have died 5 times over, but now she's dying. She has lupus and her body has turned on itself. Her body is fighting her internal organs and she spends most days in bed in constant pain.. As much as I'd like to, I can't leave her now to go chase some woman on the other side of the planet. My kids would hate me and I'd probably hate myself.

I'm gonna try to make her mine one day, but....Not yet
Wow! You gotta admire his persistence.
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Old Sep 10th 2013, 4:11 pm
  #49  
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Default Re: Getting divorced

Originally Posted by Conrad Dobbler View Post
So I apologize to the mods and everyone else i've bothered here in my attempts to make contact MH

I'm sorry-
Good, now **** off again
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Old Sep 10th 2013, 6:46 pm
  #50  
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Default Re: Getting divorced

I bet MH regrets using 'that clevage avatar' all those years ago
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Old Sep 11th 2013, 8:19 am
  #51  
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Default Re: Getting divorced

I see I missed all the 'excitement' once again...

I may be remembered for a number of things, but having a cleavage will most certainly not be amongst them.

I am impressed with his persistance though, it's unrivalled...well, apart from one Egyptian guy who wants to suck my toes. Unwashed.
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Old Sep 11th 2013, 8:28 am
  #52  
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Default Re: Getting divorced

Originally Posted by MataHari View Post
I am impressed with his persistance though, it's unrivalled
He is, to be polite, more than a little unhinged.
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Old Sep 11th 2013, 9:40 am
  #53  
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Default Re: Getting divorced

If I can drag this back on topic for a second, I’m going through something similar at the moment (although was never actually married, which seems to just make things more complicated!) and have had to use a UK based solicitor. If they invoice me to my address here, that would avoid paying VAT on their fees right…?
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Old Sep 11th 2013, 9:52 am
  #54  
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Default Re: Getting divorced

Originally Posted by the_red_sheep View Post
If I can drag this back on topic for a second, I’m going through something similar at the moment (although was never actually married, which seems to just make things more complicated!) and have had to use a UK based solicitor. If they invoice me to my address here, that would avoid paying VAT on their fees right…?
As well as this we are sorting the flat out, it's in our names and she's going to sign it over to me, no cash, no nothing.

Now I got in touch with the bank and told them it has been rented out for 5 years and I want it in my name, and it seems I don't have a buy to let mortgage so can't legally rent it out....so been waiting 2 weeks to hear what I'll have to do. They said I can switch it to buy to let for a higher rate but need to pay about £32k off as they don't do 100% mortgages which is what we had.

I could well be in the shit here.
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Old Sep 11th 2013, 10:07 am
  #55  
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Default Re: Getting divorced

Originally Posted by Spugsy View Post
As well as this we are sorting the flat out, it's in our names and she's going to sign it over to me, no cash, no nothing.

Now I got in touch with the bank and told them it has been rented out for 5 years and I want it in my name, and it seems I don't have a buy to let mortgage so can't legally rent it out....so been waiting 2 weeks to hear what I'll have to do. They said I can switch it to buy to let for a higher rate but need to pay about £32k off as they don't do 100% mortgages which is what we had.

I could well be in the shit here.
Do you need a 100% mortgage know though? Isn’t there equity in the property built up over the 5 years it’s been rented out, plus any appreciation in the value in that time which’d mean the outstanding mortgage amount is less than 100% of the property value.

Buy-to-let interest rates are always higher than regularly mortgages and usually require a 20-30% deposit. Might be worth having a look about for alternative banks who offer more favourable terms and switching the mortgage to them.

Anyway, the whole process no matter how amicable you try and make it is a massive pain in the nuts, and ultimately going to cause some friction and someone to be out of pocket (in my case that is definitely me).
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Old Sep 11th 2013, 12:31 pm
  #56  
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Default Re: Getting divorced

Originally Posted by the_red_sheep View Post
Do you need a 100% mortgage know though? Isn’t there equity in the property built up over the 5 years it’s been rented out, plus any appreciation in the value in that time which’d mean the outstanding mortgage amount is less than 100% of the property value.

Buy-to-let interest rates are always higher than regularly mortgages and usually require a 20-30% deposit. Might be worth having a look about for alternative banks who offer more favourable terms and switching the mortgage to them.

Anyway, the whole process no matter how amicable you try and make it is a massive pain in the nuts, and ultimately going to cause some friction and someone to be out of pocket (in my case that is definitely me).
We haven't had it that long and took the 100% mortgage and were paying interest only until not that long ago so haven't paid much off at all. I can;'t get my hands on 25% of the equity and it's in negative equity right now.

Waiting to hear back from them but they did allow us to rent it out when we left but that was short termish I believe.

I told them I'd be back in a few years (a lie) hoping I can rent it out for a few years more until I can get my hands on the cash then get a buy to let mortgage but we shall see.
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Old Sep 12th 2013, 8:54 am
  #57  
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Default Re: Getting divorced

Originally Posted by the_red_sheep View Post
If I can drag this back on topic for a second, I’m going through something similar at the moment (although was never actually married, which seems to just make things more complicated!) and have had to use a UK based solicitor. If they invoice me to my address here, that would avoid paying VAT on their fees right…?
Correct
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Old Sep 12th 2013, 9:13 am
  #58  
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Default Re: Getting divorced

Originally Posted by Spugsy View Post
We haven't had it that long and took the 100% mortgage and were paying interest only until not that long ago so haven't paid much off at all. I can;'t get my hands on 25% of the equity and it's in negative equity right now.

Waiting to hear back from them but they did allow us to rent it out when we left but that was short termish I believe.

I told them I'd be back in a few years (a lie) hoping I can rent it out for a few years more until I can get my hands on the cash then get a buy to let mortgage but we shall see.
No wonder she's giving it to you for free... Cos it's anything but.
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Old Sep 12th 2013, 10:23 am
  #59  
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Default Re: Getting divorced

Originally Posted by Meow View Post
Correct
Thanks. That's what I thought, but they're trying to tell me different, in that as they are based in the UK they will have to pay it. I'll try again...
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Old Sep 12th 2013, 11:19 am
  #60  
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Default Re: Getting divorced

Dont know if this is any help or not but.

We rented our property out while we were living in Abu Dhabi, the mortgage was with The Halifax, all we had to do was get thier permission in writing and took the letter to a lettings agency, who found tenants on our behalf.

All of this was done within a week, no problem.

We got landlords insurance,which wasnt much more if you shop around.

Can you switch Mortgage providers to one who will give you permission?
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