Did a google search on National Bonds and saw this thread from 2006.

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""May 14th 2006, 6:00 am #13
Norm_uk
King of the Britons

Re: UAE national bonds

It still amazes me how expats would even consider wasting a dirham on any investment product developed locally when most of us come from countries with centuries old proven investment and banking methods... """
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Geez, I wonder what happened to our proven invetment and banking methods....at least I don't have any faith on it having lost over 50% of my net worth in the last 6 months.

They paid a 7% return this year too - not expecting the same next year though! Prime territory for a 'change of policy' regarding withdrawals regulations too...