Car Insur

Old Sep 6th 2017, 9:53 am
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Default Car Insur

Apologies folks for bringing this up a year on, but it's that time of the year where i have to renew my car insurance. If anyone can recommend a company, i would be very grateful.
My current premium cost me AED 5,194 (via Zurich) based on an insured value of AED 207k
I've had one quote from Axa for a premium of AED 6,103 based on an insured value of AED 187k
In addition by how much of a decrease, on the value of my car, should i seek the insurance to be based on ie 10%, 15% or 20%? I brought the car for AED 245k back in 2015
Thanks.

Last edited by mission; Sep 6th 2017 at 9:56 am.
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Old Sep 6th 2017, 9:56 am
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Default Re: Car Insur

10% per anal, usually
if you switch insurer you can reset the value
A 245k, 2015 model is worth... wait for it... 130k, so your premium should half due to that
talk to Ken at insureme.ae
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Old Sep 6th 2017, 9:59 am
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Default Re: Car Insur

Originally Posted by Millhouse View Post
10% per anal, usually
if you switch insurer you can reset the value
A 245k, 2015 model is worth... wait for it... 130k, so your premium should half due to that
talk to Ken at insureme.ae
are you serious it's actually a 2016 model, but i brought it at the back end of 2015 - not sure if that makes any difference
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Old Sep 6th 2017, 10:01 am
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Default Re: Car Insur

Originally Posted by mission View Post
are you serious it's actually a 2016 model, but i brought it at the back end of 2015 - not sure if that makes any difference
so it's a 2016 not a 2015.

Then it's worth around 170-160k. Try selling it if you don't believe me.
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Old Sep 6th 2017, 10:11 am
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Default Re: Car Insur

This year my renewal was expensive, but that's because the laws / rules around something to do with what an insurer can charge you for changed....so everyone's renewal has gone up.....it's just more expensive than it used to be.
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Old Sep 6th 2017, 10:11 am
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Default Re: Car Insur

Originally Posted by Millhouse View Post
so it's a 2016 not a 2015.

Then it's worth around 170-160k. Try selling it if you don't believe me.
i am not doubting you mate i just want to know what reasonable value i should have the insurance based on. Around AED 170k-180k would seem ok?
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Old Sep 6th 2017, 1:49 pm
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Default Re: Car Insur

Originally Posted by mission View Post
i am not doubting you mate i just want to know what reasonable value i should have the insurance based on. Around AED 170k-180k would seem ok?
Those quotes sound very high. Do you have a poor claims history? I managed to keep my premium the same this year as last by browbeating my current insurer with an alternative quote and my no-claims history (10 years plus in Dubai though I think only 5 matters). I was pretty aggressive though as I was adamant it should decrease - the new rules worked against that.
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Old Sep 6th 2017, 2:53 pm
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Default Re: Car Insur

You spent 245k on a car? Over here....
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Old Sep 7th 2017, 10:37 am
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Default Re: Car Insur

Originally Posted by Miss Ann Thrope View Post
Those quotes sound very high. Do you have a poor claims history? I managed to keep my premium the same this year as last by browbeating my current insurer with an alternative quote and my no-claims history (10 years plus in Dubai though I think only 5 matters). I was pretty aggressive though as I was adamant it should decrease - the new rules worked against that.
nope not had any accidents - the lowest quote i have received so far is from Oman Insur and its AED 4,500,
which i might just go for


Originally Posted by Pongo View Post
You spent 245k on a car? Over here....
yep - why? - DUBAIEXILE just splashed out AED 400k on a new car
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Old Sep 8th 2017, 3:53 am
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Default Re: Car Insur

yep - why? - DUBAIEXILE just splashed out AED 400k on a new car[/QUOTE]

No he did not, read the thread again!!

Anyway when is your insurance due for renewal, do you have a special dither clause whilst you make your mind up
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Old Nov 15th 2017, 11:00 am
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Default Re: Car Insur

sorry folks to resurrect this thread.....have any of you heard of an insurance company called Insured The Easy Way?
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Old Nov 15th 2017, 11:53 am
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Default Re: Car Insur

I think I'm right in saying it doesn't matter who the front is, it's the underwriter / insurer behind them. EG: you may find that they are really Oman INsurance Co or Axa etc etc.
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Old Nov 15th 2017, 11:55 am
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Default Re: Car Insur

Originally Posted by Scamp View Post
I think I'm right in saying it doesn't matter who the front is, it's the underwriter / insurer behind them. EG: you may find that they are really Oman INsurance Co or Axa etc etc.
how do i find out who the actual insurer is?
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Old Nov 15th 2017, 12:01 pm
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Default Re: Car Insur

Originally Posted by mission View Post
how do i find out who the actual insurer is?
Fine print....

Ring them and ask them....
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