which UK bank to open account
#1
Forum Regular
Thread Starter
Joined: Apr 2014
Location: Brum
Posts: 40
which UK bank to open account
Hi Ive just arrived in Norwich, and want to transfer some funds, thus have to open a bank account here....I remember reading a thread a while back about bank recommendations, which was OK, and not so OK, but for the life of me i cant fin the thread....can anyone recommend their experiences with opening an account...just need a basic account to transfer some funds from OZ and day to day to day banking...thx
#2
Forum Regular
Joined: Nov 2012
Posts: 127
Re: which UK bank to open account
Hi
I am with First Direct linked to HSBC. Great service and highly recommended. Website is Online and telephone banking 24 7 365 | first direct
Have a look at their reviews online.
I am with First Direct linked to HSBC. Great service and highly recommended. Website is Online and telephone banking 24 7 365 | first direct
Have a look at their reviews online.
#3
Forum Regular
Thread Starter
Joined: Apr 2014
Location: Brum
Posts: 40
Re: which UK bank to open account
Cheer sfor your reply....do they have branchs, I can actually go to, or is it just on line?
#4
Forum Regular
Joined: Nov 2012
Posts: 127
Re: which UK bank to open account
Hi
Just online and telephone, but I never needed to go into a branch much. Did deposit money into the HSBC branch occasionally but they also gave out envelopes to pay cheques in via the post office in Scotland since there were so few HSBC branches there. Very responsive to calls, quickly answered and very polite, knowledgeable staff.
Just online and telephone, but I never needed to go into a branch much. Did deposit money into the HSBC branch occasionally but they also gave out envelopes to pay cheques in via the post office in Scotland since there were so few HSBC branches there. Very responsive to calls, quickly answered and very polite, knowledgeable staff.
#5
Heading for Poppyland
Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: which UK bank to open account
This is not a recommendation as such, I don't know whether this bank will prove better or worse than other banks.
#6
Re: which UK bank to open account
I'm with FirstDirect, and they do have a good reputation, but they don't pay interest on credit balances, as several other banks do now.
Santander 123 is often recommended. They charge a monthly fee, but also pay interest on credit balances and offer money off utility bills.
Others that pay interest are Tesco Bank, Bank of Scotland, Nationwide, Lloyds, TSB and Halifax.
Santander 123 is often recommended. They charge a monthly fee, but also pay interest on credit balances and offer money off utility bills.
Others that pay interest are Tesco Bank, Bank of Scotland, Nationwide, Lloyds, TSB and Halifax.
#7
Re: which UK bank to open account
We have set up with Halifax. They were very easy and only asked to see our passports. Bank cards arrived 2 days later. They also gave a £250 overdraft interest free.
Most will though want some ID for proof of address. If you give the council a call, they will send an interim council tax bill straight out.
Most will though want some ID for proof of address. If you give the council a call, they will send an interim council tax bill straight out.